2026 Construction Loan Lenders for Ulster, New York

The Lendersa® directory offers a comprehensive list of construction loan lenders in Ulster, NY, featuring a variety of options among regional banks, national financial institutions, and local hard money lenders. These lenders utilize private capital to support a range of projects, from foundational constructions to extensive rehabs.

In Ulster, NY, construction costs for a 2,000 square foot home are usually estimated by lenders to range from $285,174 for basic projects to $516,033 for more sophisticated designs. The interest rates and terms associated with construction loans often fluctuate based on the borrower's financial status, LTV (Loan-to-Value), ARV (After Repair Value), and the type of lender chosen.

Review and compare loan offers from 100 diverse lenders.

The Innovative Construction Loan Calculator

To fully meet all your construction financing requirements, Lendersa® employs advanced AI technology that rapidly aligns your loan request with a vast array of construction lenders. This allows you to discover the most competitive construction rates available for financing ground-up builds, fix-and-flip projects, or major renovations on both residential and commercial properties across NY.

Locating Nearby Construction Loan Lenders

Avoiding excessive inquiries is crucial for maintaining your credit score. Opt for preapproval on your land loan without needing to share your social security number or any other sensitive financial information.

You can potentially qualify for 100% LTV (Loan-to-Value) financing by pledging additional property as collateral under a blanket loan arrangement. This strategy could enhance your financing options.

Employ the Lendersa® land loan calculator to find available vacant land loan providers in zip codes 12401. This tool aids you in making informed decisions about your land acquisition financing.



Ulster Construction Loan Lenders

  • Ulster Savings Bank
  • 180 Schwenk Drive, Kingston, NY, 12401
  • Lends in New York
  • Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol
    A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve

  • Rhinebeck Bank
  • 6414 Montgomery Street, Rhinebeck, NY, 12572
  • Lends in New York
  • Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.

  • Hudson Valley Credit Union
  • PO Box 1071, Poughkeepsie, NY, 12602
  • Lends in New York
  • Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.

  • TEG Federal Credit Union
  • 1 Commerce Street, Poughkeepsie, NY, 12603
  • Lends in New York
  • TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.

  • Wallkill Valley Federal
  • 23 Wallkill Ave, Wallkill, NY, 12589
  • Lends in New York
  • Wallkill Valley Federal Savings & Loan Association, the stated goals were to promote thrift and homeownership within the local community. The Association sought to meet these goals by providing a safe place for local savings deposits and by prudently lending these deposits back into the community in the form of home mortgages

  • First Hudson Mortgage Company
  • 20 King Arthur Way, Hudson, NY, 12534
  • Lends in New York
  • Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs

  • Valley Mortgage Company Inc
  • 751 Warren Street, Front Hudson, NY, 12534
  • Lends in New York
  • Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more

  • Walden Savings Bank
  • 15 Scott's Corners Drive, Montgomery, NY, 12549
  • Lends in New York
  • Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office

  • The National Bank of Coxsackie
  • 3-7 Reed Street, Coxsackie, NY, 12051
  • Lends in New York
  • At National Bank of Coxsackie, we pride ourselves on being a reliable hometown bank that focuses on customer service. We are committed to providing you with the finest products and services possible. National Bank of Coxsackie understands that not every individual is the same and views our customers as such.