25 Construction Loan Lenders in Hamilton, Ohio in 2026

In Hamilton, OH, Lendersa® provides an array of construction loan lenders, featuring regional banks, national financiers, and local hard money lenders that utilize private funds. These institutions offer loans for complete ground-up construction or major rehabilitation projects.

For a 2,000 square foot home in Hamilton, OH, construction costs range from $177,819 for simple builds to $325,198 for more luxurious designs. The interest rates and terms of each construction loan can vary, depending largely on the borrower's financial situation, the Loan to Value (LTV) ratio, After Repair Value (ARV), and the lender type chosen.

Explore loan options from 100 lenders

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Lendersa® uses advanced AI technology to efficiently match your loan requests with a multitude of construction lenders, covering all your financing needs. Discover top construction rates for new builds, fix-and-flip, or extensive renovations on residential and commercial properties across OH.

Local Construction Loan Providers

To protect your credit score, avoid excessive inquiries. Get preapproved for your land loan without having to provide your social security number or other sensitive details.

If you pledge additional properties as collateral, you may qualify for 100% LTV financing through a blanket loan.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers within zip codes 45015.



Hamilton Construction Loan Lenders

  • Valley Central Bank Mortgage
  • 6550 Princeton Glendale Rd, Hamilton, OH, 45011
  • Lends in Ohio
  • Valley Central Bank first opened its doors on June 16 1884 in the back of what was known as the Fladungs Hotel and Saloon located at 421 Benson St. The association then known as the German Building and Loan grew largely because it filled a need for home loans that most banks of that time had little interest

  • Kemba Credit Union
  • 8763 Union Centre Boulevard, West Chester, OH, 45069
  • Lends in Ohio
  • Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution.
    But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.

  • Guardian Savings Bank
  • 6100 West Chester Road, West Chester, OH, 45069
  • Lends in Ohio
  • Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.

  • C4 Residential LLC
  • 6355 East Kemper Road, Suite 240, Cincinnati, OH, 45241
  • Lends in Ohio
  • C4 Financial strives to provide our clients with the most comprehensive financing packages for commercial real estate projects. Our network of banking institutions, conduits, and life insurance companies allows us to offer competitive and creative financing solutions. Founded in 2004.

  • New Foundation Savings Bank
  • 8249 Clara Avenue, Cincinnati, OH, 45239
  • Lends in Ohio
  • New Foundation Savings Bank was founded over 130 years ago. In that time, we’ve seen many changes, but still believe that personal service matters. While offering modern conveniences like Touch Banking and Card Valet, we pride ourselves on knowing our customers by name. Our goal is to serve the needs of our community by offering financial products.

  • Cincinnati Federal
  • 6581 Harrison Ave, Cincinnati, OH, 45247
  • Lends in Ohio
  • "At Cincinnati Federal has the answers. We have the experience and knowledge to help you choose the best home financing option that is right for you.

    We have mortgage consultants in your area to help you on your path to home ownership. Our mortgage consultants work side-by-side with you to evaluate your financing options"

  • Peoples First Savings Bank
  • 225 Reading Road, Mason, OH, 45040
  • Lends in Ohio
  • Peoples First Savings Bank, believed to be the oldest local company in Mason, OH, is a rock solid, full-service banking institution serving residents and businesses in Warren County, as well as neighboring Hamilton and Butler counties, Ohio. Founded in 1909 as a mutual savings and loan, we continue to be supported by local business and community le

  • Union Savings Bank
  • 8534 E. Kemper Rd., Cincinnati, OH, 45249
  • Lends in Ohio
  • At Union Savings Bank, we believe that buying a home should be affordable for all of our neighbors.

    Providing a high-quality home mortgage lending and servicing experience is at the root of everything we do. It’s the reason we are the #1 mortgage lender in the communities we serve. We funded more than $6.2 billion

  • Cornovus Capital
  • 8044 Montgomery Road, Suite 700, Cincinnati, OH, 45236
  • Lends in Ohio
  • CORNOVUS CAPITAL streamlines the process of finding comprehensive financing solutions for commercial real estate and business owners nationwide. Supported by extensive knowledge and industry experience of its leadership, Cornovus Capital supports all financing needs of its clients from Acquisition, Refinance, and Reposition.

  • Miami University Community Federal Credit Union
  • 31 Lynn Street, Oxford, OH, 45056
  • Lends in Ohio
  • Miami University and Community Federal Credit Union was founded and chartered by Miami University in 1969 and has proudly served Miami University Employees and the Greater Oxford Community for the last 45 years! Being a "for people, not profit" financial institution along with always serving our members individual needs