2025 Construction Loans use AI Lenders complete for Lima, Ohio

In Lima, OH, Lendersa® offers a comprehensive list of construction loan lenders, featuring options such as regional banks, renowned national lenders, and local hard money lenders that leverage private funds. These lenders support projects involving complete new constructions or substantial renovations.

Building a 2,000 square foot home in Lima, OH, presents costs ranging from $177,830 for basic construction to $325,209 for more elaborate designs. Interest rates, along with the terms of construction loans, depend on various factors like borrowers’ financial situations, the Loan to Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected.

Compare loan offers from a diverse group of 100 lenders

Discover the Magic Construction Loan Calculator

Lendersa® utilizes advanced AI technology that swiftly connects your loan requests with a multitude of construction lenders, ensuring all your financing needs are effectively addressed. You can identify attractive construction rates to support new constructions, property flips, or significant rehabs across both residential and commercial properties in OH.

Locate Nearby Construction Loan Lenders

Maintaining your credit score is important; thus, avoiding unnecessary credit checks is advisable. Obtain preapproval for land loans without needing to disclose your social security number or other sensitive financial details, ensuring your privacy is protected.

By pledging additional properties as security, you might be eligible for 100% LTV (Loan to Value) financing via a blanket loan.

Explore vacant land loan options using the Lendersa® land loan calculator to locate lenders in zip codes 45805, 45801, 45804, ensuring access to suitable financing solutions.



  • CODE Credit Union
  • 355 W Monument Avenue, Dayton, OH, 45402
  • CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.
  • Metamora State Bank
  • 120 East Main Street, Metamora, OH, 43540
  • MSB remains true to our mission to provide a safe, secure, competitive source of financial services to the residents of our market area while remaining an independent locally-owned community bank — one of only a few left in the area. At Metamora State Bank you are more than a customer — you are a friend.
  • Farmers and Merchants Bank
  • PO Box 158, Laotto, IN, 46763
  • Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, & shareholders Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, and sharehold
  • Buckeye State Bank
  • 9494 Wedgewood Blvd, Powell, OH, 43065
  • Buckeye Nation Interim, a company formed by a diverse team of local business leaders, purchased the bank and in September 2014, the bank name was changed to Buckeye State Bank. The name change publicly reflects the beginning of a new chapter of offering our members in all of Ohio the “big bank
  • BancOhio Financial
  • 271 South Liberty, Powell, OH, 43065
  • At BancOhio, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • One Choice Lending Group LLC
  • 80 Grace Drive, Shawnee Hills, OH, 43065
  • We are one of the most resourceful and dedicated team of hard money and fix & flip investment property mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
  • Waterford Bank
  • 3900 N McCord Rd., Toledo, OH, 43617
  • Waterford Bank was founded by three individuals who together have more than 100 years of banking experience. From the beginning, Waterford chose to differentiate itself: The Bank is staffed with experienced talent that shares a commitment to have Waterford be the preeminent provider of integrated, customized financial services.
  • Genoa Bank
  • 801 Main Street, Genoa, OH, 43430
  • GenoaBank, founded in 1902, is a locally-owned, independent community bank that provides a broad range of banking services to both business and private customers in counties of Lucas, Ottawa, Sandusky, Wood, Fulton, Erie and the Michigan County of Monroe. Since the time GenoaBank first opened its doors, it has continued to expand
  • Community Link Federal Credit Union
  • 325 Etna Avenue, Huntington, IN, 46750
  • CLFCU has served Huntington and surrounding areas since 1932. We take pride in providing exceptional service to our members. CLFCU is federally insured by NCUA and is an Equal Housing Lender. Our Mission: Community Link Federal Credit Union is committed to being the first-choice financial institution in the community.
  • Bippus State Bank
  • 150 Hauenstein Rd, Huntington, IN, 46750
  • Bippus State Bank has served Huntington and surrounding counties since 1911. We are a community bank and pride ourselves on providing excellent customer service. BSB offices are conveniently located in Huntington, North Manchester, Roanoke, and Warren. We are Member FDIC and an Equal Housing Lender.
  • First National Bancorp LLC
  • 6371 Riverside Drive, Suite 1600, Dublin, OH, 43017
  • Our emphasis on people, pricing, process and product, has created a customer experience second to none in the mortgage industry. In many cases we have closed loans in 10 days or less. With First National Bancorp you can do an entire mortgage from application to closing without leaving your family room.