2025 Construction Loans use AI Lenders complete for Middletown, Ohio

In the areas of Middletown, OH, Lendersa® provides access to a diverse list of construction loan lenders. This list includes regional banks known for their community-driven services, national lenders that offer a wide array of options, and local hard money lenders who make use of private funding. These financial institutions are prepared to support your projects, whether it involves starting a new construction from the ground up or executing significant rehabilitation works.

In Middletown, OH, the construction expenses for a 2,000 square foot home vary considerably. Basic construction might be funded at $177,885, whereas upscale or more intricate builds could cost up to $325,264. Interest rates and the specifics of construction loan terms are influenced by the borrower’s financial health, the Loan to Value (LTV) ratio, After Repair Value (ARV), and the particular lender chosen based on project requirements.

You are encouraged to compare a variety of loan offers from 100 different lenders and select the ones best suited to your needs.

Unveiling the Magic of the Construction Loan Calculator

Our advanced AI at Lendersa® is designed to seamlessly address all your construction financing requirements. By promptly matching your loan requests with a vast network of hundreds of construction lenders, we ensure you get the best matchmaking. You can easily find the most favorable construction rates available for new undertakings, whether they involve building from scratch, flipping properties, or conducting major rehabs on residential and commercial establishments within OH.

Finding Construction Loan Lenders Near You

To maintain a healthy credit score, limiting excessive credit inquiries is crucial. Opt for loan preapproval for land purchases without the need to divulge your social security number or sensitive personal details, thus safeguarding your privacy effectively.

If you're willing to use additional properties as collateral, it may be possible to qualify for 100% Loan to Value financing through a blanket loan, thereby enhancing your funding options and potential leverage in the investment space.

Utilize the Lendersa® land loan calculator to effortlessly identify financing options for vacant land. This tool helps locate loan providers within zip codes 45044, 45005, 45042, ensuring you have the financial support needed for your real estate endeavors.



  • The St. Henry Bank
  • 231 East Main Street, Saint Henry, OH, 45883
  • The St. Henry Bank is a banking company headquartered in St. Henry, Ohio, and has been serving the Mercer County, Ohio, area since its establishment in 1905. The bank provides a variety of banking services, including 24-hour automatic teller machines; Internet banking; personal banking, including checking accounts
  • Carrollton Federal Bank
  • 2539 Highway 227, Carrollton, KY, 41008
  • Established in 1875, Carrollton Federal Bank is the oldest financial institution in Carroll County. Since 1937 Carrollton Federal has been FDIC insured. To best serve our customers in 2002 we converted to a full service bank and changed our name from Carrollton Federal Savings & Loan to Carrollton Federal Bank.
  • First National Bank in New Bremen
  • 435 S. Washington Street, New Bremen, OH, 45869
  • First National Bank was chartered in 1934 as a national bank. It currently has offices in New Bremen, Wapakoneta, Sidney, New Knoxville, & Botkins, Ohio. The Bank is engaged in serving the financial needs of individuals, businesses, & organizations. The principal business of the bank is making loans and accepting deposits from the general public.
  • First County Federal Credit Union
  • 1100 W 11th Street, Muncie, IN, 47302
  • First County Federal Credit Union in Muncie, Indiana is where free checking still rules and loan deals run wild. With physical branches on Muncie's diverse south and east sides, First County FCU provides real help for real people.Membership is open to anyone who lives, works, goes to church or goes to school in Delaware County, Indiana. And members
  • Central Ohio Mortgage
  • 2057 Stringtown Rd, Grove City, OH, 43123
  • At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
  • Citizens Federal Savings and Loan Association
  • 110 North Main Street, Bellefontaine, OH, 43311
  • Established in 1885, Citizens Federal has been providing friendly and personal service to individuals and businesses for over 136 years. We take pride in our community and service to our customers. We provide a wide range of deposit accounts and lending products. Citizens Federal Savings and Loan Association serves customers in the state of Ohio.
  • Atomic Credit Union
  • 711 Beaver Creek Road, Piketon, OH, 45661
  • Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,
  • The Peoples Bank Co.
  • 112-14 West Main Street, Coldwater, OH, 45828
  • Banking had its beginning in Coldwater of 1902. Henry C. Fox, Anthony Rathweg, and H. F. Hoffman started a partnership and opened a bank under the name of The Peoples Bank. It was located at the corner of South First and Main Streets. This partnership was so prosperous that in 1905 they decided to form a corporation.
  • Farmers Bank of Milton
  • 41 Ferry Street, Milton, KY, 40045
  • At Farmers Bank of Milton, we strive to offer the superior banking service our customers expect. Most importantly, we want to ensure that our experienced staff delivers these services in a friendly, efficient manner. We are proud to be a part of our communities and to participate in the growth and prosperity of our region.
  • Bedford Loan & Deposit Bank
  • 45 Highway 42 East, Bedford, KY, 40006
  • Bedford Loan & Deposit Bank opened its doors in Bedford, Kentucky at 45 highway 42 East on November 2, 1891 as a full service bank. It was not until 85 years later that a second branch was established. On April 5, 1976, 1029 Brownsboro Road became the home of the Sligo Branch. This branch is now located at 943 Pendleton Road in Pendleton Kentucky.
  • New City Homes
  • 975 W Broad Street, Columbus, OH, 43222
  • New City Ohio was created out of a desire to focus on improving urban neighborhoods through rehab, new construction, and providing support to the surrounding community. We are a real estate investment partner with a long term focus on improving communities by providing desirable, safe, and affordable housing solutions.