2 Construction Loan Lenders in Mercer, Pennsylvania in 2026

In Mercer, PA, Lendersa® offers a comprehensive list of construction loan providers, including regional banks, national lenders, and local hard money lenders who utilize private capital for new construction projects or major rehabs.

Lenders estimate the cost of building a 2,000 square foot home in Mercer, PA at $232,333 for basic construction, rising to $428,042 for more luxurious options. The terms of the loan, including interest rates, will vary based on borrower financials, loan-to-value ratios, after-repair value, and the type of lender you choose.

Compare offers from 100 lenders

Experience our construction loan calculator

With the aid of Lendersa® AI, your loan request is instantly matched with hundreds of lenders, ensuring your financing needs are met. Discover competitive rates for construction, fix-and-flip, or major renovation projects on properties, both residential and commercial, in PA.

Looking for local lenders?

Avoid unnecessary credit checks to protect your score. Get pre-approved for land loans without submitting your social security number or personal financial details.

Under certain circumstances, like pledging additional property as collateral, you might qualify for 100% LTV financing.

Use the Lendersa® land loan calculator to locate lenders for vacant land in zip codes 16137.



Mercer Construction Loan Lenders

  • Mercer County State Bank
  • 712 West Main Street, Grove City, PA, 16127
  • Lends in Pennsylvania
  • We are an independent financial services company dedicated to the highest level of personal service in all that we do. We are a true community bank with locations throughout Mercer, Crawford, Butler & Venango Counties. For over a century we remain safe, sound and secure. Stop in today and see how we can help you with all of your financial, lending

  • Greenville Savings Bank
  • 233 Main Street, Greenville, PA, 16125
  • Lends in Pennsylvania
  • Greenville Savings Bank has remained firmly rooted in the community since 1911. For over 100 years, we experienced prosperity and growth due to the trust and support of the residents we serve. We take pride in recognizing that we continue to be directed and managed by community people you know.

  • Serenity Mortgage, LLC
  • 223 Homewood Drive, Butler, PA, 16001
  • Lends in Pennsylvania
  • The company name and lighthouse icon were chosen to reassure Serenity Mortgage customers that this can be a peaceful process, and you don’t have to be in it alone. The way the lighthouse is used to guide and direct the mariner out at sea, is the same philosophy John uses in the mortgage business.

  • Hometown Select Mortgage LLC
  • 389 Evans City Rd, Butler, PA, 16001
  • Lends in Pennsylvania
  • HTS Mortgage Company is a mortgage company based in Pennsylvania. We work with various types of loans, such as construction loans, home equity loans, home purchase, home loans, construction as well as commercial lending. We are a company that offers excellence in customer relations and we work to make sure that our clients are fully satisfied.

  • The Farmers National Bank of Emlenton
  • 612 Main Street, Emlenton, PA, 16373
  • Lends in Pennsylvania
  • When we opened our doors in 1900, we did so with the aim of being a bank committed to the community in which we served and lived. Since then we have grown from one small office in Emlenton, Pennsylvania, to 20 community offices located in ten counties across western Pennsylvania and West Virginia.

  • Northern States Mortgage, LLC
  • 322 S. Main Street, Zelienople, PA, 16063
  • Lends in Pennsylvania
  • Northern States Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration

  • Welcome Home Finance, LP
  • 8050 Rowan Rd, Suite 503, Cranberry Township, PA, 16066
  • Lends in Pennsylvania
  • We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of Pennsylvania. We're a full service, independently owned mortgage lender with an experienced staff offering expertise in every area of mortgage lending

  • The Mars National Bank
  • 145 Grand Avenue, Mars, PA, 16046
  • Lends in Pennsylvania
  • Founded in 1900, Mars Bank has invested and served the same communities in which we live. Primarily focused on Southern Butler, Eastern Beaver and Northern Allegheny counties, we are committed to this area and its communities.
    Mars Bank is committed to remaining a relationship driven, independent community bank which offers competitive products

  • First Choice Mortgage Services, Inc.
  • 1160 Dutilh Road, Suite 100, Mars, PA, 16046
  • Lends in Pennsylvania
  • First Choice Mortgage Services Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

Also lends in Pennsylvania

  • Farmers National Bank
  • 20 S. Broad St, Canfield, OH, 44406
  • Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial