2026 Construction Loan Lenders for Reading, Pennsylvania

The Lendersa® directory of construction loan lenders in Reading, PA comprises regional banks, national lenders, and local hard money lenders. These entities use private financing for either ground-up construction or major renovation projects.

Costs for building a 2,000 square foot home in Reading, PA range from $241,694 for basic construction to $437,403 for more luxurious designs. Interest rates and loan terms vary depending on the borrower's financial details, the Loan-To-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen.

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With Lendersa®'s AI technology, your construction financing needs are matched with a multitude of lenders, ensuring comprehensive support. Discover excellent construction rates for funding new constructions, fix-and-flip projects, or major rehabs on properties in PA.

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Prevent unnecessary inquiries to preserve your credit score. Obtain land loan preapproval without providing your social security number or sensitive financial information.

You might qualify for 100% LTV financing by pledging additional property as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to identify lenders for vacant land loans in zip codes 19604.



Reading Construction Loan Lenders

  • Discovery Federal Credit Union
  • 2744 Century Boulevard, Wyoming, PA, 19610
  • Lends in Pennsylvania
  • At Discovery FCU, we're more than just a place you bank, We're your neighborhood credit union that puts you first and foremost. We focus on the financial success of our members before we do anything else. We work together to create a member experience based on the principles of honesty, reliability and genuineness.

  • Members 1st Federal Credit Union
  • 516 East Lancaster Avenue, Reading, PA, 19607
  • Lends in Pennsylvania
  • Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.

  • Fleetwood Bank
  • 2 W Main St, Fleetwood, PA, 19522
  • Lends in Pennsylvania
  • Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.

  • Ephrata National Bank
  • 31 E. Main St, Ephrata, PA, 17522
  • Lends in Pennsylvania
  • Ephrata National Bank has remained an independent community Bank of undisputed integrity, serving the communities in which we do business. We offer state-of-the-art financial products and services of high quality and value at an affordable price while providing unsurpassed personal service.

  • New Tripoli Bank
  • 6748 Madison Street, New Tripoli, PA, 18066
  • Lends in Pennsylvania
  • New Tripoli Bank is dedicated to remaining independent and providing the financial needs of individuals, families, and small businesses in the Lehigh Valley by providing high-quality, competitively priced services in a caring, friendly environment. Our success is directly linked to the growth and vitality of our community.

  • First Commonwealth Federal Credit Union
  • 6126 Hamilton Blvd, Suite 100, Allentown, PA, 18106
  • Lends in Pennsylvania
  • First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. That's because we're structured differently than banks. Banks are in business to earn profits for their stockholder investors. Our credit union exists to improve your financial well being.

  • Jonestown Bank & Trust Co.
  • 670 Furnance Hills Pike, Lititz, PA, 17543
  • Lends in Pennsylvania
  • Jonestown Bank & Trust Co. (JBT) is a Community Bank with 13 locations serving Lebanon, Northern Lancaster and Berks Counties and surrounding communities. JBT was founded in 1873 and currently has over $657 million dollars in assets. We have been recognized as a top community bank by U.S.

  • Phoenixville Federal Bank and Trust
  • 564 Nutt Road, Phoenixville, PA, 19460
  • Lends in Pennsylvania
  • A financially strong bank headquartered in Phoenixville, Pennsylvania with multiple branches in Chester and Montgomery Counties, Phoenixville Federal Bank & Trust provides a diverse portfolio of personal and business checking, savings and lending products and services, including wealth management and trust services. Phoenixville Federal Bank & Trus

  • Customers Bank
  • 99 Bridge Street, Phoenixville, PA, 19460
  • Lends in Pennsylvania
  • We are dedicated to providing exceptional value, service & convenience as part of an overall effortless banking experience. Our high-tech, high-touch approach to banking allows us to deliver a superior selection of products and services. We’re a community-based, full-service bank that offers a continually expanding portfolio of loans.