Construction Loans from Private Investors in Spartanburg, SC

The Lendersa® directory includes a wide selection of construction loan lenders in Spartanburg, SC, comprising regional banks, national lenders, and local hard money lenders utilizing private financing for both ground-up construction and major rehabilitation projects. These lenders cater to a variety of financing needs for new builds or intensive rehabs.

For a 2,000 square foot home in Spartanburg, SC, lenders estimate construction costs ranging from $241,428 for basic builds to $436,919 for more elaborate designs. Interest rates and loan terms are influenced by the borrower's financial profile, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and selected lender type.

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To fully meet your construction financing requirements, Lendersa® uses AI technology to seamlessly match your loan request with hundreds of construction lenders, ensuring all needs are addressed. Explore the most competitive construction rates to fund ground-up builds, fix-and-flip projects, or significant rehabs on both residential and commercial properties throughout SC.

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Avoid unnecessary credit inquiries to protect your credit score. Secure preapproval for land loans without the need to provide your social security number or sensitive financial information.

You might qualify for 100% LTV (Loan-to-Value) financing if you agree to use additional property as security, known as a blanket loan.

Utilize the Lendersa® land loan calculator to uncover vacant land loan lenders in zip codes 29302, providing customized solutions to suit your financial plans.



Spartanburg Construction Loan Lenders

  • Woodruff Federal Savings and Loan Association
  • 247 North Main Street, Woodruff, SC, 29388
  • Lends in South Carolina
  • Woodruff Federal was founded in 1934 by a group of local business leaders to serve the savings and loan needs of the small town’s growing textile community. Ever since, we’ve stayed true to our founding purpose to remain an S&L…and serve as a safe, secure place that folks could rely on to get a home loan or build their savings deposits

  • Arthur State Bank
  • 100 East Main Street, Union, SC, 29379
  • Lends in South Carolina
  • Working and Thriving, Together! Arthur State Bank has served the good people of South Carolina since 1933. Today Arthur State Bank operates 18 locations in Union Spartanburg, Greenville, Lexington, Clinton, Woodruff, Roebuck, Rock Hill, Columbia, & Chesnee. We continue to operate as one of the state’s oldest family-owned & operated community banks!

  • Palmetto State Home Mortgage
  • 538 Old Howell Rd, Suite 101 & 102, Greenville, SC, 29615
  • Lends in South Carolina
  • Welcome to Palmetto State Home Mortgage. We’re a Mortgage company, backed by a Marine Corps Veteran founder, Shawn Ezell. The complete team at Palmetto State Home Mortgage has over 80 combined years of experience in the mortgage business. From Underwriting, funding, originating, bank loans, and now as mortgage brokers; we have done it all

  • Southern First Bank
  • 100 Verdae Blvd, Suite 100, Greenville, SC, 29607
  • Lends in South Carolina
  • Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.

  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lends in South Carolina
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.

  • Bank of Travelers Rest
  • 42 Plaza Dr, Travelers Rest, SC, 29690
  • Lends in South Carolina
  • Bank of Travelers Rest provides real estate programs tailored to meet your specific needs. Our team of experienced lending officers will provide you with straightforward, easy-to-understand products and advice. Whether you are a first-time home buyer, purchasing a second home or need to refinance, Bank of Travelers Rest’s lending staff is here to h

  • Bank of York
  • 13 W Liberty St, York, SC, 29745
  • Lends in South Carolina
  • Bank of York was founded on April 11, 1935, and we're proud to be a part of the history of York County. That's a long time of serving our community. We're proud of all the stories of people who have joined with Bank of York over the years to build stable livelihoods and raise their families.

  • Carolina Capital Management
  • 234 Johnston St., Rock Hill, SC, 29730
  • Lends in South Carolina
  • Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co