6 Construction Loan Lenders in West-Columbia, South Carolina in 2026

Lendersa® provides a detailed list of construction loan lenders in West-Columbia, SC, featuring regional banks, national lenders, and local hard money lenders utilizing private funds for both ground-up construction projects and major rehabs. These lenders offer versatile financial solutions for various project requirements, whether you're building from the ground up or undertaking extensive renovations.

The estimated construction costs for a 2,000 square foot home in West-Columbia, SC, range from $241,087 for basic builds to $436,578 for more elaborate designs. Interest rates and terms are influenced by borrower financials, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the lender type chosen.

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Minimize unnecessary credit inquiries to protect your score. Secure preapproval for land loans without needing your social security number or sensitive information.

You might qualify for 100% LTV (Loan-to-Value) financing by pledging additional property as collateral, commonly referred to as a blanket loan.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 29169, delivering tailored financial solutions.



West-Columbia Construction Loan Lenders

  • Business Development Corporation
  • 111 Executive Center Drive, Suite 225, Columbia, SC, 29210
  • Lends in South Carolina
  • Business Development Corporation (BDC) has been financing small businesses in South Carolina, leading to the creation of thousands of new jobs for the citizens of the Palmetto State. Since 1958, BDC and its associate company, Certified Development Corporation (CDC), have approved more than 2, 890 loans totaling in excess of $1.73 billion.

  • SouthState Bank
  • 520 Gervais St, Columbia, SC, 29201
  • Lends in South Carolina
  • SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.

  • CSRA Business Lending
  • 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
  • Lends in South Carolina
  • CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.

  • VP Capital Lending
  • 1413 Calhoun St, Columbia, SC, 29201
  • Lends in South Carolina
  • VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.

  • Midland Mortgage Corporation
  • 1500 Richland St, Suite 2611, Columbia, SC, 29201
  • Lends in South Carolina
  • Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.

  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • Lends in South Carolina
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.

  • First Palmetto Bank
  • 407 DeKalb Street, Camden, SC, 29020
  • Lends in South Carolina
  • First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.

  • Unity Mortgage of SC LLC
  • 1705 Carolina Ave, Orangeburg, SC, 29115
  • Lends in South Carolina
  • At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Security Federal Bank
  • 238 Richland Ave NW, Aiken, SC, 29801
  • Lends in South Carolina
  • Security Federal Bank is committed to providing the highest level of financial services in a trustworthy, courteous and professional manner, treating all of our customers equitably and fairly. In fact, we have a long tradition of focusing on the customers we serve. Our central theme is Do what’s in the best interest of the customer

  • SAFE Federal Credit Union
  • 160 West Wesmark Boulevard, Sumter, SC, 29150
  • Lends in South Carolina
  • At SAFE Federal Credit Union, we connect South Carolinians in our seven-county service area with the resources they need to achieve lasting economic stability.

    In fact, that’s our mission—to help members stay at their financial best through all stages of life—and has been since our founding over half a century ago