2026 Construction Loan Lenders for Manchester, Tennessee

The Lendersa® directory of construction loan lenders in Manchester, TN includes regional banks, national lenders, and local hard money lenders. These lenders offer private funds for ground-up construction or major renovations, providing diverse financing options tailored to different project needs.

In Manchester, TN, lenders calculate the costs of constructing a 2,000 square-foot home, from $209,013 for basic construction to $380,314 for more upscale builds. Interest rates and loan terms can vary based on the borrower's financial profile, Loan-to-Value (LTV), After Repair Value (ARV), and chosen lender type.

Compare offers from 100 lenders

Versatile construction loan calculator

Lendersa®'s AI technology efficiently matches your loan request with numerous construction lenders to meet your financing needs. Discover competitive construction rates for ground-up projects, fix-and-flip, or major renovations on residential and commercial properties in TN.

Looking for construction loan lenders nearby?

To protect your credit score, avoid unnecessary inquiries. Get preapproved for your land loan without needing to provide your social security number or any sensitive financial information.

By pledging additional property as collateral through a blanket loan, you may qualify for 100% LTV (Loan to Value) financing.

Use the Lendersa® land loan calculator to find vacant land loan lenders within zip codes 37355.



Manchester Construction Loan Lenders

  • Coffee County Bank
  • 2070 Hillsboro Blvd, Manchester, TN, 37355
  • Lends in Tennessee
  • Coffee County Bank has been committed to serving the personal & business financial needs within our community. Today, we continue to present exceptional customer service & products designed to suit every customer's needs. By knowing our customers & providing innovative banking tools, we find solutions to achieve their goals & fulfill their dreams.

  • Peoples Bank & Trust Company
  • 1203 Hillsboro Blvd, Manchester, TN, 37355
  • Lends in Tennessee
  • Peoples Bank and Trust Company is proud of its heritage of providing a complete line of traditional banking services. Operating hand-in-hand with the commitment to convenience is the Bank's emphasis on efficiency and personal attention and also The first organizational meeting of Peoples Bank and Trust Company was held October 5, 1906.

  • First Vision Bank.
  • 1401 N. Jackson Street, Tullahoma, TN, 37388
  • Lends in Tennessee
  • First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee.

  • Citizens Tri-County Bank
  • 201 N Jackson Street, Tullahoma, TN, 37388
  • Lends in Tennessee
  • Citizens Tri-County Bank was organized in 1972 as Citizens Bank, and received its bank charter in June of that same year. The new bank opened for business in October, 1972, with $500, 000 in capital, initially operating in a trailer at the bank’s current Main Office location in downtown Dunlap, Tennessee.

  • Ascend Federal Credit Union
  • 520 Airpark Drive, Tullahoma, TN, 37388
  • Lends in Tennessee
  • At Ascend, our mission is to "Raise Possibilities"​ for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.

  • Mortgage Connection
  • 609 Wilson Avenue, Tullahoma, TN, 37388
  • Lends in Tennessee
  • Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • First Community Bank of Tennessee
  • 207 Elm Street, Shelbyville, TN, 37160
  • Lends in Tennessee
  • Since we opened our doors on Elm Street in Shelbyville, Tennessee in 1988, we have built our reputation on quality customer service. From that time, we have grown from 10 to 68 employees, and opened three additional branches. In 2002, we purchased a mortgage business, which is now known as First Community Mortgage and employs more than 200 people.

  • Heritage South Community Credit Union
  • 763 North Main Street, Shelbyville, TN, 37160
  • Lends in Tennessee
  • Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.

  • Jack Daniel Employees' Credit Union
  • 488 Majors Boulevard, Lynchburg, TN, 37352
  • Lends in Tennessee
  • At Jack Daniel Employees’ Credit Union. Founded in 1977, Jack Daniel Employees’ Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members. Credit unions were formed with one concept in mind, “people helping people”. This simple idea created an enormous movement.