2026 Construction Loans use AI Lenders complete for Memphis, Tennessee

The Lendersa® list of construction loan lenders in Memphis, TN features a comprehensive array, including regional banks, national financial institutions, and local hard money lenders. These lenders utilize private funding for projects such as ground-up construction and significant renovation efforts.

In Memphis, TN, the estimated construction costs for a 2,000 square-foot home range from $209,541 for standard projects to $380,842 for more luxurious constructions. Interest rates and construction loan terms vary based on factors such as the borrower's financial situation, LTV, ARV, and the type of lender chosen.

Explore and compare offers from 100 lenders

The dynamic construction loan calculator

To ensure that your construction financing needs are thoroughly met, Lendersa® employs advanced AI technology to match your loan request with hundreds of construction lenders instantly. This allows you to discover top construction rates for funding ground-up development, fix-and-flip projects, or major rehabs on both residential and commercial properties throughout TN.

Looking for construction loan lenders nearby?

To safeguard your credit score, it's advisable to avoid unnecessary inquiries. You can obtain preapproval for your land loan with no requirement to provide your social security number or any sensitive financial information.

By pledging additional property as collateral, often referred to as a blanket loan, you might qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers in the specified zip codes 38120, 38127, 38107, 38106, 38105, 38104, 38103, 38109, 38108, 38152, 38132, 38133, 38131, 38134, 38141, 38112, 38111, 38114, 38115, 38116, 38117, 38118, 38119, 38018, 38016, 38128, 38122, 38125, 38126, 37501, 37544, 38088, 38101, 38113, 38124, 38130, 38136, 38137, 38145, 38148, 38150, 38151, 38157, 38159, 38161, 38163, 38166, 38168, 38173, 38174, 38175, 38177, 38181, 38182, 38184, 38186, 38187, 38188, 38190, 38193, 38194, 38197, assisting you in finding tailored loan solutions in your area.



  • Arbor Mortgage Group
  • 209 NE Greenwood Avenue, Suite 100, Bend, OR, 97701
  • Arbor Mortgage Group, we are extremely passionate about what we do and where we live, which naturally makes us want to serve our community the best we can. For every client we have the opportunity to work with, we strive to provide an unparalleled personal, positive and professional experience.

  • 1st INTEGRITY MORTGAGE
  • 16275 Monterey Road, Suite K, Morgan Hill, CA, 95037
  • Integrity. We believe it all begins here. If we are people of integrity, in a business that is not always known for it’s “honesty” we will be set apart from our competition. We strive hard to adhere to all government regulations. But that’s only the start. We also communicate clearly with you the client on your options, benefits.

  • Global Mortgage
  • 17485 Monterey Road, Suite 202, Morgan Hill, CA, 95037
  • At Global Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Platinum Capital Mortgage
  • 22581 Murietta Road, Salinas, CA, 93908
  • Platinum Capital Mortgage & Real Estate, Inc. is a full service Mortgage & Real Estate Brokerage located in Salinas, California in beautiful Monterey County. We provide Mortgage & Real Estate Broker services for residential properties, Commercial properties, Commercial loans, Construction loans, Construction to Permanent loans, Residential Lot loan

  • All California Lending
  • 1145 2nd Street A262, Brentwood, CA, 94513
  • All California Lending specializes in hard money lending and commercial loans. We have been in the real estate lending business for many years, specializing in hard money lending for most of that time. It is due to this niche specialization that we are able to help so many of our clients.

  • IMS Lending
  • 120 W 2nd Street, Unit 2, Chico, CA, 95928
  • IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business

  • Caliber Home Loans
  • 2580 Sierra Sunrise Terrace #200, Chico, CA, 95928
  • Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan

  • Home Loans By Shan
  • 121 W 1st Avenue, Chico, CA, 95926
  • Home Loans By Shan. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. Home Loans By Shan's the objective here is to work diligently to assist you in meeting your real estate goals.

  • Network Mortgage
  • 155 E 3rd Ave, Chico, CA, 95926
  • Network Mortgage is a residential mortgage broker headquartered in Chico California. Founded in 1994, Network Mortgage serves California with the vision to provide mortgages to our friends, families and clients. We are a trusted mortgage brokerage that creates long term relationships and clients for life..

  • Loan-guys.com (e-constructionloans.com)
  • 2074 Mataro Way, San Jose, CA, 95135
  • Since 2000 we have specialized in construction loans, lot loans, and vacant land loans in the Western United States. We do single close construction loans for ground-up construction starting with a vacant lot or a tear down, as well as single close construction loans for rehab,remodel and additions.