1 Construction Loan Lenders in Oneida, Tennessee in 2026

The Lendersa® directory lists construction loan providers in Oneida, TN, including regional banks, national lenders, and local hard money lenders that use private funds for projects like new constructions or extensive renovations.

In Oneida, TN, costs for constructing a 2,000 square foot home are estimated from $208,133 for basic building to $379,434 for more elaborate construction. Interest rates and loan terms vary based on the borrower's financial condition, LTV, ARV, and the type of lender chosen.

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To meet all your construction financing needs, Lendersa®'s AI technology promptly connects your loan request with an extensive range of construction lenders. You can now explore top construction rates for new projects, flips, or major renovations of residential and commercial properties in TN.

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By minimizing inquiries, you can protect your credit score. Secure preapproval for your land loan without revealing your social security number or sensitive financial information.

You could qualify for 100% LTV (Loan to Value) financing if you agree to secure it with additional property (blanket loan).

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 37841.



Oneida Construction Loan Lenders

  • The First National Bank of Oneida
  • 18418 Alberta St., Oneida, TN, 37841
  • Lends in Tennessee
  • First National Bank of Oneida is dedicated to building partnerships and supporting progress since 1904. Blessed throughout the years with insightful visionaries and leaders with strong and sound philosophies, First National Bank is not only the oldest bank but also the only locally owned bank in Scott County

  • Peoples Bank of the South
  • 106 West Central Ave, La Follette, TN, 37766
  • Lends in Tennessee
  • Peoples Bank of the South Founded in 1917,The Bank was founded on the same corner on which it now stands. It was not founded as a result of a planned course of action by a large group of bankers or financiers. Quite to the contrary, this bank is a result of a vision shared by two men of high character.

  • Creative Mortgage Solutions
  • 726 Clinch Ave, Clinton, TN, 37716
  • Lends in Tennessee
  • Established in 2000, Creative Mortgage Solutions offers loan assistance, financing and ReFinancing options, and advice from Licensed Mortgage Brokers in the state of Tennessee. Are you thinking about moving but don’t have the money to? By utilizing our loan services, you can always afford that dream home you’ve been looking at for months.

  • ORNL Federal Credit Union
  • ornlfcuse!52261, Oak Ridge, TN, 37831
  • Lends in Tennessee
  • ORNL Federal Credit Union (FCU) is a not-for-profit, member-owned financial cooperative benefiting all who belong. Since 1948, our mission has been to help our members create healthy relationships with their money. By helping hundreds of thousands of members see success, we have become one of the largest credit unions in East Tennessee.

  • Homepath Mortgage LLC
  • 30 Rockingham Lane, Oak Ridge, TN, 37830
  • Lends in Tennessee
  • Kimberly Richards President has been in the industry since 1985. She has worked as a forensic underwriting auditor with the federal government and private investors; operated several mortgage branches in TN, TX, GA, MS, and AL; and knows every step of a loan from beginning to end.

  • Union Bank & Trust Company
  • 201 East Main Street, Livingston, TN, 38570
  • Lends in Tennessee
  • Union Bank & Trust Company was chartered on October 25, 1932, formed by the uniting of Old Farmer’s Bank and Citizen’s Bank with capitol stock of $50, 000.00.

    The bank was moved to our present location at 201 East Main Street in November, 1965 with a grand opening on November 24, 1965.

  • Realty Mortgage Services, LLC
  • 4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807
  • Lends in Tennessee
  • Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.

  • First Choice Lending Services
  • 9821 Cogdill Road, Suite 2, Knoxville, TN, 37932
  • Lends in Tennessee
  • First Choice Lending Services can help you achieve your goals. To set up the right Knoxville, TN Mortgage plan for you, get in touch with us. At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate.

  • First Southern Management
  • 412 N. Cedar Bluff Road, Suite 200, Knoxville, TN, 37923
  • Lends in Tennessee
  • Founded in 1978, First Southern is an independently owned full service commercial real estate capital firm. Our services are broad based and include permanent debt financing, construction financing, bridge financing, forward funding commitments, joint-venture equity programs, preferred equity, mezzanine debt, tax-free financing,

  • SouthEast Bank
  • 12700 Kingston Pike, Knoxville, TN, 37934
  • Lends in Tennessee
  • SouthEast Bank has become a premiere financial institution in Tennessee by delivering exceptional quality service, & innovative Banking products to its clients. Our experienced staff diligently serves our communities with integrity and a sense of pride by offering exceptional service & value to not only our customers, but the community as a whole.