807 Construction Loan Lenders with AI in Athens, Texas 2025
The Lendersa® directory of construction loan lenders in Athens, TX, features an extensive array of financial options, including regional banks, notable national lenders, and local hard money lenders. These professionals utilize private funding to finance your ground-up construction projects or comprehensive rehab plans. This wide-ranging selection ensures you have access to the ideal financial solutions needed to advance your building objectives, from initiating new projects to executing large-scale renovations with tailored precision.
In Athens, TX, the estimated construction costs for a 2,000-square-foot home vary, ranging from $208,750 for basic construction methods to $381,361 for more elaborate, designer finishes. The interest rates and construction loan terms differ significantly, influenced by borrower specifics such as financial health, the loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender chosen. Each element is critical in crafting a financial package that aligns with your project's intricacies and scale.
Unlock the Magic of Our Construction Loan Calculator
Leveraging advanced AI technology, Lendersa® efficiently addresses every construction financing need by matching your loan request with a vast network of construction lenders. This innovative system allows you to discover exceptional construction rates suitable for new builds, fix-and-flip opportunities, or substantial rehabs on residential and commercial properties throughout TX.
Finding Local Construction Loan Lenders
To safeguard your credit score, minimize unnecessary credit inquiries. Obtain preapproval for your land loan conveniently without needing to provide your social security number or other sensitive financial information, ensuring a secure and hassle-free process.
You might be eligible for 100% LTV (Loan to Value) financing by choosing to pledge additional real estate as security through a blanket loan setup, thus expanding your financial capabilities and flexibility.
Use the Lendersa® land loan calculator to pinpoint vacant land loan providers within zip codes specified in 75751, 75752, ensuring that your financing matches both your geographic location and specific project requirements.
ESB Mortgage, a department of Ennis State Bank, makes it easy and convenient for you to shop for the loan options that are right for you at the most competitive rates. We provide our customers with direct access to an experienced, “live” loan officer. Our staff is here to guide you through the often difficult and challenging process.
Commercial Bank of Texas is solidly positioned to enter its second century of providing successful banking practices predicated on sound and prudent operating standards. Currently, CBTx has over 150 employees in eight communities and the bank's Board of Directors and Officers are personally involved in the communities they serve.
Since 1875, American National Bank of Texas (ANBTX) has been a community bank deeply involved with local business owners, possessing a clear understanding of their challenges, goals, and financial needs. We strive to build lifelong relationships by listening first and then building an integrated product and services mix from our portfolio.
Incommons Bank wholeheartedly believes that a community bank is just that — a bank built by the community it serves. For 130 years of handshake banking, Incommons Bank has striven to be "The Best Community Bank in Central Texas, " and has worked closely with its communities and customers by listening to their needs and providing the support to help
HomeBank Texas is a full service financial institution with offices located in Dallas, Rockwall & Seagoville. Formerly known as Seagoville State Bank, we were founded in 1952 by W.A. Waldrop. The Bank was located in the Downtown Seagoville area where a tradition of serving our community & customers with courtesy & genuine concern was established.
Since 1964, Community National Bank & Trust has been dedicated to helping individual and business customers succeed. The mission statement of Community National is to be the bank of choice by providing exceptional service to our customers and a fair return to our shareholders. Our goal is always to serve the best interests of our communities.
130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165
We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.
Lakeside National Bank is dedicated to meeting our community's financial needs while maintaining a personal touch. At LNB, personal touch means a live person will answer the phone when you call, and when you need financing, your first meeting will be with the loan officer who will see your loan through from start to finish.
Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.
Mesquite Credit Union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department.
State chartered credit unions are regulated by their state credit union department. The NCUA administers the federal insurance fund, NCUSIF, which covers all federal credit unio