Construction Loan Lenders in Athens, Texas (2026)

The Lendersa® directory of construction loan lenders in Athens, TX, features an extensive array of financial options, including regional banks, notable national lenders, and local hard money lenders. These professionals utilize private funding to finance your ground-up construction projects or comprehensive rehab plans. This wide-ranging selection ensures you have access to the ideal financial solutions needed to advance your building objectives, from initiating new projects to executing large-scale renovations with tailored precision.

In Athens, TX, the estimated construction costs for a 2,000-square-foot home vary, ranging from $208,750 for basic construction methods to $381,361 for more elaborate, designer finishes. The interest rates and construction loan terms differ significantly, influenced by borrower specifics such as financial health, the loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender chosen. Each element is critical in crafting a financial package that aligns with your project's intricacies and scale.

Explore and compare loan offers from 100 diverse lenders to find the best financial match for your needs.

Unlock the Magic of Our Construction Loan Calculator

Leveraging advanced AI technology, Lendersa® efficiently addresses every construction financing need by matching your loan request with a vast network of construction lenders. This innovative system allows you to discover exceptional construction rates suitable for new builds, fix-and-flip opportunities, or substantial rehabs on residential and commercial properties throughout TX.

Finding Local Construction Loan Lenders

To safeguard your credit score, minimize unnecessary credit inquiries. Obtain preapproval for your land loan conveniently without needing to provide your social security number or other sensitive financial information, ensuring a secure and hassle-free process.

You might be eligible for 100% LTV (Loan to Value) financing by choosing to pledge additional real estate as security through a blanket loan setup, thus expanding your financial capabilities and flexibility.

Use the Lendersa® land loan calculator to pinpoint vacant land loan providers within zip codes specified in 75751, ensuring that your financing matches both your geographic location and specific project requirements.



Athens Construction Loan Lenders

  • First State Bank of Brownsboro
  • 14225 State Hwy 31 E, Brownsboro, TX, 75756
  • Lends in Texas
  • The First State Bank of Brownsboro was established in 1917 and has been locally owned since that time. We have become known to the community as The "Friendly Bank". Our bank offers an array of personal and business products with loans and deposit accounts that can fit everyone's needs.

  • FIRST STATE BANK BEN WHEELER
  • 14269 State Highway 64, Ben Wheeler, TX, 75754
  • Lends in Texas
  • First State Bank of Ben Wheeler is a true Texas community bank. Locally owned and operated since 1911, our mission is to always have superior customer service. You are not a number to us. You are a person, a family, a business partner, and a part of the future of Van Zandt County. Locally owned means that decisions are made here.

  • First National Bank of Kemp
  • 100 South State Highway 274, Kemp, TX, 75143
  • Lends in Texas
  • First National Bank of Kemp first opened its doors in August, 1901, after a group of local farmers, ranchers and businessmen decided to provide much-needed financial services to the community. Through wars, depression, recessions, and plenty of good times, First National Bank of Kemp has been right here, serving and growing with the community.

  • BTH Bank
  • 6657 Old Jacksonville Hwy, Tyler, TX, 75703
  • Lends in Texas
  • BTH Bank has over 107 years of history and maintains an equity ratio well above regulatory guidelines. In 2013, approximately 185 subscribers invested $42 million new equity into the bank. Those shareholders as well as the then approximately 400 existing shareholders have illustrated their respect

  • Home Life Lending
  • 7922 S Broadway Ave, Tyler, TX, 75703
  • Lends in Texas
  • We are committed to helping you and putting your best interests first! Each client is unique and viewed as an opportunity to add value by finding the best loan product for each individual borrower’s specific financial goals, offering wholesale pricing on interest rates and the lowest transaction costs, while providing financial education.

  • Eagle Home Loans ©
  • 4550 Kinsey Dr, Tyler, TX, 75703
  • Lends in Texas
  • Eagle Home Loans was founded by Jon Jacobs in 2017. Jon has been an East Texas (Tyler) resident since 1978. He earned his BSBM and MBA from LeTourneau University. Jon Jacobs goal is to achieve this through relationship building discussions with my clients, while understanding their desires, needs and future plans, and explain the lending process.

  • Citizens 1st Bank
  • 2001 East South East Loop 323, Tyler, TX, 75701
  • Lends in Texas
  • Citizens 1st Bank was chartered in Rusk on April 6, 1920. During the past 90+ years, the bank has had only three presidents - B. B. Perkins, E. R. Gregg, and the current President, James I. Perkins. Our current President has served since 1971 providing stability and leadership for the bank.

  • Austin Bank
  • 200 E Commerce, Jacksonville, TX, 75766
  • Lends in Texas
  • Austin Bank has been serving East Texas since 1900. While we have grown to serve more locations and adapted new technology, our dedication to serving you, our customers, has remained the same since. If you would like to learn more about who we are at Austin Bank, we invite you to click on any of the links below so you can see

  • City National Bank TX
  • 1465 West Second Avenue, Corsicana, TX, 75110
  • Lends in Texas
  • City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.