807 Construction Loan Lenders with AI in Central-Gardens, Texas 2025

In Central-Gardens, TX, Lendersa® provides a wide-ranging list of construction loan lenders. This list includes regional banks operating locally, national lenders with extensive coverage, and local hard money lenders who rely on private funding to facilitate your ground-up construction projects or significant renovations of properties.

The estimated cost of constructing a 2,000 square foot home in Central-Gardens, TX, can range from $206,011 for basic construction needs to $378,622 for more sophisticated, upscale projects. The terms and interest rates for these construction loans can vary quite substantially, influenced by the borrower's financial profile, the Loan-to-Value (LTV) ratio, the After Repair Value (ARV), and the type of lender chosen for securing the loan.

Explore and compare offers from an array of 100 varied lenders

The magic construction loan calculator experience

To ensure your construction financing needs are comprehensively met, Lendersa® deploys advanced AI technology that swiftly matches your loan request with hundreds of construction lenders. Through this, you can discover excellent construction rates for funding diverse projects. These may include ground-up builds, fix-and-flip opportunities, or substantial rehabs across residential and commercial properties throughout TX.

Looking for construction loan lenders nearby?

Maintaining a strong credit score is essential, and one way to do so is by avoiding unnecessary inquiries. You can achieve preapproval for your land loan without having to submit your social security number or other sensitive financial information. This helps to protect your private details while navigating financial options.

There's a possibility to qualify for 100% LTV (Loan-to-Value) financing by agreeing to a blanket loan arrangement. This requires additional properties to be used as security, providing an efficient strategy for those eager to leverage their real estate assets.

Utilize the Lendersa® land loan calculator to identify lenders for vacant land loans in zip codes like those found in 77627, 77705. This practical tool guides you in making well-informed decisions tailored to your specific land investment and development aspirations, ensuring you choose the best financing paths available.



  • Texas Bank Henderson TX
  • 1120 Highway 79 North, Henderson, TX, 75652
  • Texas Bank first opened its doors for business in May 1973. The bank was originally established in Tatum, Texas by a group of local investors who saw the need for financial services from a community institution that could better serve the town's needs. The bank experienced success and grew steadily.
  • VeraBank
  • 201 W. Main St., Henderson, TX, 75652
  • At VeraBank, we strive to be the preferred financial services provider in the markets we serve. We accomplish this by maintaining our deep community bank roots and independent spirit, while offering outstanding service to our customers, relevant products and efficient channels to use them, delivered by the best
  • b1BANK
  • 500 Laurel St, Baton Rouge, LA, 70801
  • Our mission is to be the financial institution of choice for enterprises, their owners and employees. Your dreams are our goals. And when you're busy finding your way to what's next, you need access to banking solutions that can keep up. We'll work by your side to develop the perfect fit --for now and for what's next.
  • Fayette Savings Bank, SSB
  • 111 East Travis, La Grange, TX, 78945
  • Fayette County Savings & Loan Association was organized in October of 1976. By March of 1977, all of the necessary stock was sold and Fayette County Savings & Loan Association was chartered on December 31, 1977. Insurance of accounts was obtained on August 28, 1978, and Fayette County Savings & Loan Association opened for business.
  • BTH Bank
  • 6657 Old Jacksonville Hwy, Tyler, TX, 75703
  • BTH Bank has over 107 years of history and maintains an equity ratio well above regulatory guidelines. In 2013, approximately 185 subscribers invested $42 million new equity into the bank. Those shareholders as well as the then approximately 400 existing shareholders have illustrated their respect
  • Home Life Lending
  • 7922 S Broadway Ave, Tyler, TX, 75703
  • We are committed to helping you and putting your best interests first! Each client is unique and viewed as an opportunity to add value by finding the best loan product for each individual borrower’s specific financial goals, offering wholesale pricing on interest rates and the lowest transaction costs, while providing financial education.
  • Eagle Home Loans ©
  • 4550 Kinsey Dr, Tyler, TX, 75703
  • Eagle Home Loans was founded by Jon Jacobs in 2017. Jon has been an East Texas (Tyler) resident since 1978. He earned his BSBM and MBA from LeTourneau University. Jon Jacobs goal is to achieve this through relationship building discussions with my clients, while understanding their desires, needs and future plans, and explain the lending process.
  • First National Bank of Giddings
  • 108 E. Austin St., Giddings, TX, 78942
  • First National Bank of Giddings is located in Giddings, TX, United States and is part of the Depository Credit Intermediation Industry. First National Bank of Giddings has 34 total employees across all of its locations. We're proud of the fact that we have been serving Giddings and our surrounding communities since 1890.
  • FREESTONE CREDIT UNION
  • 613 Main Street, Teague, TX, 75860
  • Our Mission is to provide quality financial services to our members. We are dedicated to providing loans at reasonable rates, promoting thrift and maintaining financial stability to safeguard the assets of Freestone Credit Union. At the same time, we will offer these services with professionalism, integrity and innovation to provide
  • Citizens 1st Bank
  • 2001 East South East Loop 323, Tyler, TX, 75701
  • Citizens 1st Bank was chartered in Rusk on April 6, 1920. During the past 90+ years, the bank has had only three presidents - B. B. Perkins, E. R. Gregg, and the current President, James I. Perkins. Our current President has served since 1971 providing stability and leadership for the bank.
  • Texas Bank and Trust
  • 300 E Whaley, Longview, TX, 75601
  • Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize. We pride ourselves on providing technologically advanced products and competitive pricing