812 Construction Loan Lenders with AI in Cinco-Ranch, Texas 2025

The Lendersa® directory of construction loan providers in Cinco-Ranch, TX, features a comprehensive array of financial options, including regional banks, national lenders, and local hard money lenders. These lenders use private funds to support both ground-up construction projects and major rehabilitation efforts, offering varied opportunities to suit different financial and project needs.

In Cinco-Ranch, TX, lenders assess the costs for constructing a 2,000-square-foot home, which range from $209,201 for standard construction to $381,812 for more upscale, custom designs. The interest rates and terms available for these construction loans depend significantly on the borrower's financial profile, LTV, ARV, and the specific type of lender chosen.

Compare loan offers from 100 lenders to locate the best financial package tailored to your construction project.

Experience Our Magic Construction Loan Calculator

By leveraging Lendersa®'s advanced AI technology, you can ensure all of your construction financing needs are addressed. This tool instantly connects your loan request with an extensive network of construction lenders, allowing you to discover optimal construction rates for funding new construction, fix-and-flip projects, or comprehensive rehabs on both residential and commercial properties in TX.

Finding Construction Loan Lenders Near You

To protect your credit score, it's essential to minimize unnecessary inquiries. You can obtain a preapproval for your land loan easily and securely, without needing to disclose your social security number or any sensitive financial information.

Additionally, you might qualify for 100% LTV (Loan to Value) financing by pledging additional property as security, a strategic choice known as a blanket loan, which enhances your financing capability.

Utilize the Lendersa® land loan calculator to discover vacant land loan providers across the zip codes specified in 77494, 77450, ensuring that your financing aligns seamlessly with your geographic location and specific project requirements.



  • First National Bank of Central Texas
  • 1835 N. Valley Mills Dr., Waco, TX, 76710
  • At The First National Bank of Central Texas, we see a true value in personal service. When you call our bank a knowledgeable banker will receive your call, no automated voice response system. We continually strive to embrace technology in order to improve convenience and efficiency, but we are conscious to not allow these technological tools.
  • Randolph-Brooks Federal Credit Union
  • PO Box 2247, Universal City, TX, 78148
  • We are committed to helping our members save time, save money and earn money. Our team of dedicated professionals is here to help you achieve your goals and build a strong financial future. Randolph-Brooks Federal Credit Union is focused on helping members save time, save money and earn money.
  • First National Bank of McGregor
  • 401 S Main St, Mc Gregor, TX, 76657
  • The First National Bank of McGregor in 1889, TFNB is the oldest bank in McLennan County and the seventh oldest national bank in Texas still operating under its original charter. In 1957, we moved from our original location at 217 S. Main in McGregor, Texas to a more modern building across
  • The Falls City National Bank
  • 100 S Front Street, Falls City, TX, 78113
  • The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business. Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.
  • Fort Hood National Bank
  • 109 T J Mills Blvd, Fort Hood, TX, 76544
  • Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.
  • Homecorp Mortgage
  • 217 Avenue N, Marble Falls, TX, 78654
  • Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.
  • Alamo Premier Mortgage
  • 19851 State Hwy 46 W, Suite 201, Spring Branch, TX, 78070
  • "At Alamo Premier Mortgage We underwrite, process and close our own loans. We do VA, FHA, conventional, jumbo and investment loans. We NEVER change our fees, you will know what you are paying for a loan, the rate and terms before you sign your paperwork We can Pre Approve your Land, Construction and Final Loan in one stop."
  • Construction Financial Solutions
  • 18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070
  • CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. ​The construction loan is refinanced into a long term mortgage upon construction completion.
  • VALUE FUNDING INCORPORATED
  • 126 Lanark Drive, San Antonio, TX, 78218
  • ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met