2026 Construction Loan Lenders for Cleveland, Texas

The Lendersa® directory of construction loan lenders located in Cleveland, TX features an array of financial institutions. Included are local hard money lenders utilizing private capital as well as regional and national lenders, all geared toward financing your major renovations or entirely new constructions.

When planning for construction in Cleveland, TX, lenders typically estimate costs for a 2,000 square foot home. These costs range from $208,398 for basic projects up to $381,009 for more sophisticated construction. Interest rates and loan terms are influenced by factors like the borrower's financial condition, the loan's loan-to-value (LTV), the after-repair value (ARV), and the lender chosen.

Explore loan options from 100 lenders now.

Your Magic Construction Loan Calculator

To meet all of your construction financing requirements, the Lendersa® AI technology quickly aligns your loan application with numerous construction lenders. Effortlessly find top construction rates to support new builds, flips, or large-scale remodels of commercial and residential properties in TX.

In Search of Nearby Construction Loan Providers?

Minimize unnecessary inquiries to maintain your credit score. You can receive preapproval for your land loan without needing to provide your social security number or any sensitive financial data.

If you're prepared to offer additional property as collateral, you might qualify for 100% loan-to-value (LTV) financing, structured as a blanket loan.

Try the Lendersa® land loan calculator to identify lenders offering vacant land loans in specific zip codes: 77327.



Cleveland Construction Loan Lenders

  • The MINT National Bank
  • 1215 Kingwood Drive, Kingwood, TX, 77339
  • Lends in Texas
  • The MINT National Bank is a new community bank serving the greater Houston area. Opening on January 5, 2009, the Bank has grown steadily by by being attentive and responsive to its customers. As the economy improves, The MINT stands ready to assist customers with financing business acquisition and expansion.

  • Lone Star Financing
  • 1525 Lakeville Drive, Suite 137, Kingwood, TX, 77339
  • Lends in Texas
  • Lone Star Financing is a direct lender offering a full line of home loan products with low rates, low fees, and really fast closings. We strive to close every loan in 28 days or less! As a local Texas mortgage company with in-house underwriters, we have the flexibility to underwrite loans using “common sense” underwriting giving us efficiency.

  • The Bank of San Jacinto County, Coldspring, Texas
  • 100 Hwy 150, Coldspring, TX, 77331
  • Lends in Texas
  • The Bank of San Jacinto County is a community bank in every sense of the word. Our management and ownership is from here, and lives here. When you open an account or apply for a loan, nothing gets sent off to another corporate office, and chances are, you don’t live far from where your banker lives. We know our customers.

  • Commonwealth Mortgage Corp.
  • 11133 Interstate 45 S, Suite 310A, Conroe, TX, 77302
  • Lends in Texas
  • The Commonwealth Mortgage Corp Team is your premiere mortgage team located in several locations in Houston, Texas and the surrounding areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Texas area.

  • The First National Bank of Livingston
  • 2121 U.S. Hwy 190, Livingston, TX, 77351
  • Lends in Texas
  • We are extremely proud to have had the opportunity to serve our market since 1902. Our team of professionals continues a long-standing commitment to superior customer service. We remain dedicated to providing the most up to date technology, while not wavering from our values of being a strong and healthy community bank.

  • Spirit of Texas Bank
  • 1836 Spirit of Texas Way, Conroe, TX, 77301
  • Lends in Texas
  • We offer a full array of loan, deposit and on-line banking products at competitive rates to compliment your entire commercial and/or consumer banking needs. Please contact the banking center nearest you to see the true meaning of what "Community Banking and Service"​ should be. Our expectation is to make a difference.

  • Woodforest National Bank
  • PO Box 7889, Spring, TX, 77387
  • Lends in Texas
  • Woodforest National Bank® has successfully stood among the strongest community banks in the nation, proudly offering unsurpassed quality customer service since 1980. Woodforest National Bank offers both consumer and business products and services at more than 740 branches in 17 states across the United States.

  • American Federal Residential Mortgage
  • 407 W. Baker, Suite S, Baytown, TX, 77521
  • Lends in Texas
  • LET ONE OF OUR PROFESSIONAL MORTGAGE CONSULTANTS BUILD A MORTGAGE LOAN ESPECIALLY FOR YOU.

    NEW HOMES AND RESALE HOMES
    SECOND HOMES AND VACATION HOMES ETC..

    CALL OR COME BY OUR OFFICE FOR A FREE PRE -QUALIFICATION FOR A MORTGAGE LOAN BEFORE YOU SHOP FOR A NEW OR USED HOME. WE WILL FURNISH YOU WITH A PRE-APPROVAL LETTER AT NO CHARGE.

  • Amegy Mortgage
  • 1300 Rollingbrook, Baytown, TX, 77521
  • Lends in Texas
  • At Amegy, we strive to create a great place to work that reflects the communities we serve, where everyone counts, differences are valued and respected, and all employees are encouraged to contribute to business objectives. We are pleased to share with the communities we serve a summary of our organizational reflection.