25 Construction Loan Lenders with AI in Cross-Mountain, Texas 2026

The Lendersa® list of construction loan lenders in Cross-Mountain, TX includes regional banks, national lenders, and local hard money providers utilizing private funds for both ground-up construction and major rehab projects.

In Cross-Mountain, the cost for building a 2,000 square foot house can range from $205,450 for simpler constructions to $378,061 for more elaborate designs. Interest rates and terms of construction loans vary based on borrower financials, loan-to-value (LTV), after-repair value (ARV), and the chosen type of lender.

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Lendersa® uses AI technology to quickly match your financing needs with many lenders, helping you find the best construction rates for projects, whether new construction, fix and flips, or major rehabs on properties in TX.

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Reduce credit inquiries to keep your score intact. You can get preapproved for a land loan without needing to show your social security number or other sensitive details.

Consider the chance to qualify for 100% LTV financing if you pledge additional properties as part of a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 78256.



  • First National Bank Mortgage
  • 201 E. Debbie Ln, Mansfield, TX, 76063
  • Lends in Texas
  • First National Bank has been a community partner since opening our first location in Wichita Falls in 1986. In the years since, we have grown to seven banking centers and five mortgage offices.

    Our asset size has increased to over $892 million and we have over 150 employees in the communities we serve.

  • Mansfield Mortgage Company
  • 208 East Broad Street, Suite 101, Mansfield, TX, 76063
  • Lends in Texas
  • "At Mansfield Mortgage, we understand the home-buying experience can
    be both exciting and stressful. After all, it’s probably your biggest investment. Let our experts help take the stress out of the mortgage process. From application to closing, we’ll work hand in hand to make your financial decisions easier and smarter."

  • Roscoe State Bank
  • 117 Cypress St, Roscoe, TX, 79545
  • Lends in Texas
  • Roscoe State Bank's long history of growth and stability is directly tied to its unique culture, where we believe in treating our customers like neighbors. As you enter our bank we want to greet you as if it was across the fence of your backyard. We provide banking services that answer to where you are in your life.

  • Ennis State Bank
  • 815 W. Ennis Ave, Ennis, TX, 75119
  • Lends in Texas
  • ESB Mortgage, a department of Ennis State Bank, makes it easy and convenient for you to shop for the loan options that are right for you at the most competitive rates. We provide our customers with direct access to an experienced, “live” loan officer. Our staff is here to guide you through the often difficult and challenging process.

  • stratford lending group llc
  • 6960 Alcala, Grand Prairie, TX, 75054
  • Lends in Texas
  • Our Team is professional, with a sense of family putting our customers at ease, while making strategic decisions. Our expertise in knowing the process by the book, allows your confidence in our experience getting proven results. We at Stratford Group are humbled by your allowing us to assist in your guidance towards your vision becoming a reality.

  • Beacon Federal Credit Union
  • 2812 N. Alexander Drive, Baytown, TX, 77520
  • Lends in Texas
  • It all started for us in March 1949 when we were chartered as DuPont La Porte Federal Credit Union. By 2005, we were officially Beacon Federal Credit Union. But what has never changed is our commitment to providing courteous, efficient and sound financial services for our members, now and into the future.

  • Community Resource Credit Union
  • 2900 Decker Dr, Baytown, TX, 77520
  • Lends in Texas
  • Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.

  • Texas Trust Credit Union
  • 5850 W Interstate 20, Suite 200, Arlington, TX, 76017
  • Lends in Texas
  • Our commitment to service has earned us multiple awards in every community we call home. Employees at Texas Trust have also volunteer over 3, 200 hours a year helping us spread the Texas Trust story and showing our commitment to our community. Because of our employees, Texas Trust was voted as one of the Top 100 Places to Work.

  • DFW Hard Money
  • 6001 W I-20 Frontage Rd, Suite 200, Arlington, TX, 76017
  • Lends in Texas
  • DFW Hard Money is a unique hard money lender in the Texas, Oklahoma, Colorado, Missouri, Kansas, and Georgia markets. The founders come from a successful background in rental portfolio ownership, the fix-and-flip space, wholesale shops, and real estate brokerage. Streamlining the process, DFW Hard Money operates with a close team of professionals.

  • Trinity Oaks Mortgage
  • 420 Century Way, Suite 100, Red Oak, TX, 75154
  • Lends in Texas
  • Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.

  • Trinity Bank, National Association
  • 3500 W. Vickery Blvd, Fort Worth, TX, 76107
  • Lends in Texas
  • TrinityBank was created from scratch for our local Tarrant County customers. We’re an independent bank with a local board of directors and an experienced professional staff. That means we can move fast because we make all the decisions here. And by limiting our brick and mortar to one central location

  • Susser Bank
  • 2326 W Pleasant Ridge, Arlington, TX, 76015
  • Lends in Texas
  • Susser Bank was founded in 1959 as an institution to serve Affiliated Food Stores, their owners, employees and their families. With a continued dedication to serving clients and their communities, the bank grew steadily for decades.

    In 2018, Susser Bank Holdings LLC purchased control of Affiliated Bank, bringing the capital