26 Construction Loan Lenders in Cross-Mountain, Texas in 2026

The Lendersa® list of construction loan lenders in Cross-Mountain, TX includes regional banks, national lenders, and local hard money providers utilizing private funds for both ground-up construction and major rehab projects.

In Cross-Mountain, the cost for building a 2,000 square foot house can range from $205,450 for simpler constructions to $378,061 for more elaborate designs. Interest rates and terms of construction loans vary based on borrower financials, loan-to-value (LTV), after-repair value (ARV), and the chosen type of lender.

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Consider the chance to qualify for 100% LTV financing if you pledge additional properties as part of a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 78256.



Cross-Mountain Construction Loan Lenders

  • Expedient Mortgage
  • 15900 La Cantera, Suite 26235, San Antonio, TX, 78256
  • Lends in Texas
  • Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.

  • Synergy Federal Credit Union
  • 1 Valero Way, San Antonio, TX, 78249
  • Lends in Texas
  • Synergy Federal Credit Union is dedicated to building lifelong relationships with members while providing excellent personalized service and quality financial products. To be a growth credit union offering competitive products and services through state of the art delivery outlets while maintaining a sound financial position.

  • Security Service Federal Credit Union
  • 15000 IH 10 West, San Antonio, TX, 78249
  • Lends in Texas
  • Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.

  • South Texas Lending
  • 1846 N Loop 1604 W Acc Rd Suite 205, San Antonio, TX, 78248
  • Lends in Texas
  • South Texas Lending, powered by American Financial Network is the premier home loan choice for Residents of San Antonio! with our attention to detail, promise to close on time and customer service, there is no one in San Antonio that will beat our rates. Stop by for a cup of coffee, or call in for a local lender you can count on.

  • DIRECTIONS HOME LOAN
  • 2915 W Bitters Rd, Suite 102, San Antonio, TX, 78248
  • Lends in Texas
  • Directions Home Loan is a service driven mortgage company Our scope of expertise extends far beyond the average Conventional, FHA, VA, Jumbo, or USDA loan. We specialize in a multitude of federal and state-specific programs as well as Renovation Loans, One-Time Close Construction Loans.

  • Team Heard
  • 2915 W Bitters Road, Suite 102, San Antonio, TX, 78248
  • Lends in Texas
  • We are Senior Loan Officers with over 45 years of combined service. We are confident that we can offer the services and competitive rates you need. During our years of experience in the mortgage banking industry, we have personally assisted thousands of families with responsible and affordable home financing.

  • Gold Financial Services
  • 2822 N Loop 1604 W Ste. 101, San Antonio, TX, 78248
  • Lends in Texas
  • Gold Financial Services, Inc. is a division of Amcap Mortgage, Ltd. NMLS# 129122 and we provide residential mortgage solutions to a broad range of clients and customers. Our services include Conventional Mortgages, Jumbo and Non-conforming loans, VA and FHA loans, as well as a host of refinancing options.

  • Texas Associations of Professionals Federal Credit Union
  • 9110 IH 10 West, Suite 100, San Antonio, TX, 78230
  • Lends in Texas
  • A Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled Credit Unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.

  • Synergy Home Loans, LLC
  • 13526 George Rd, Suite 208, San Antonio, TX, 78230
  • Lends in Texas
  • Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value. We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements

  • Vision Mortgage Company, Ltd.
  • 7800 W I-10, Suite 112, San Antonio, TX, 78230
  • Lends in Texas
  • "Vision Mortgage Company, Ltd. offers a wide array of loan products ranging from the traditional residential & commercial funding to private portfolio alternative loan sources and non-QM financing.
    Residential loans include new construction financing for primary residences, commercial businesses, as well as equipment and credit line sources."