Construction Loan Lenders in Fredericksburg, Texas (2026)

Lendersa® offers a comprehensive list of construction loan lenders in Fredericksburg, TX, which includes regional banks, national lenders, and local hard money lenders that use private funds. These lenders are essential for supporting ground-up construction and major rehabilitation projects, offering a variety of tailored financial solutions to meet different project demands effectively.

In Fredericksburg, TX, the estimated construction cost for a 2,000-square-foot home ranges from $208,673 for basic construction to $381,284 for more elaborate, luxurious builds. The interest rates and terms of these construction loans vary according to the borrower's financial health, loan-to-value (LTV) ratio, after-repair value (ARV), and the particular lender selected. Each of these factors is crucial in tailoring the financing package to fit the specific needs of your project.

Compare loan offers from 100 lenders to find the best support for your construction goals.

Unleash the Power of Our Magic Construction Loan Calculator

Lendersa® employs advanced AI technology to instantaneously match your loan request with a vast network of construction lenders, ensuring all your financing needs are met accurately. Discover competitive construction rates for funding everything from new builds to fix-and-flip projects or major rehabs on residential and commercial properties in TX.

Access Construction Loan Lenders Nearby

To safeguard your credit score, minimize unnecessary inquiries. Secure preapproval for your land loan without needing to provide your social security number or sensitive financial data, ensuring a secure process.

You might qualify for 100% LTV (Loan to Value) financing by pledging additional properties as collateral, utilizing a technique often referred to as a blanket loan, to enhance your borrowing capacity.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in the specified zip codes 78624, aligning your financial solutions with your geographic and project-specific requirements.



Fredericksburg Construction Loan Lenders

  • Security State Bank & Trust
  • 201 West Main Street, Fredericksburg, TX, 78624
  • Lends in Texas
  • Security State Bank & Trust was born in the heart of Fredericksburg, Texas. In 1941, a group of local businessmen saw a need for a new bank to better serve the community’s needs. We officially opened for business in the former Buckhorn Saloon building at 201 West Main Street where we still reside.

  • Guadalupe Bank
  • 1309 Bandera Hwy, Kerrville, TX, 78028
  • Lends in Texas
  • Guadalupe Bank was built by locals, for locals. We pride ourselves on the fact that our decisions are made locally by people who live in our community, value relationships with our customers, and genuinely understand local needs. We have a commitment to every single customer and to the people and small business owners in our community.

  • Arrowhead Bank
  • 108 West Sandstone Street, Llano, TX, 78643
  • Lends in Texas
  • Arrowhead Bank originally opened its doors for business as the Moore State Bank. In 1963, A.W. Moursund, a life-long Hill Country resident, attorney and judge purchased controlling interest in the Llano bank. At the time, the bank had deposits totaling nearly $4, 000, 000 and approximately $660, 000 in capital, surplus, and undivided profits.

  • Llano National Bank
  • 1001 Ford Street, Llano, TX, 78643
  • Lends in Texas
  • Llano National Bank is a locally owned community bank with its main office located in Llano, Texas at 1001 Ford Street. We have two full-service branch bank offices: the Buchanan Dam branch, located at the intersection of State Highway 29 and RR 1431, Buchanan Dam, Texas and the Hill Country National Bank branch, located at 1210 S. Water Street.

  • Alamo Premier Mortgage
  • 19851 State Hwy 46 W, Suite 201, Spring Branch, TX, 78070
  • Lends in Texas
  • "At Alamo Premier Mortgage We underwrite, process and close our own loans.

    We do VA, FHA, conventional, jumbo and investment loans.

    We NEVER change our fees, you will know what you are paying for a loan, the rate and terms before you sign your paperwork

    We can Pre Approve your Land, Construction and Final Loan in one stop."

  • Construction Financial Solutions
  • 18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070
  • Lends in Texas
  • CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. ​The construction loan is refinanced into a long term mortgage upon construction completion.

  • Homecorp Mortgage
  • 217 Avenue N, Marble Falls, TX, 78654
  • Lends in Texas
  • Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.

  • WIN WIN CAPITAL FUNDING
  • 24300 Wilderness Oak Suite 330, San Antonio, TX, 78260
  • Lends in Texas
  • Up to 100% Leverage on fix & flip 1-4 unit properties in non judicial states, no credit or appraisal/experience requirements. We also offer up to 90% on commercial properties, and 100% CLTV as well with seller carry 2nds. Rates from the 9's and up on bridge and 5's & up on perm products. All property types nationwide, owner occupied as well. G

  • Expedient Mortgage
  • 15900 La Cantera, Suite 26235, San Antonio, TX, 78256
  • Lends in Texas
  • Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.