Gainesville, Texas Construction loan lenders AI selection 2025

The Lendersa® list of construction loan lenders in Gainesville, TX, includes various financial entities, such as regional banks, national lenders, and local hard money lenders. These lenders utilize private funds for projects involving ground-up construction or major renovations, offering diverse options to meet the unique needs of your next big project.

In Gainesville, TX, when estimating the construction costs for a 2,000-square-foot home, lenders calculate expenditures starting at $209,267 for basic construction methods, reaching up to $381,878 for more elaborate and luxurious designs. Interest rates and loan terms vary according to the borrower's financial circumstances, the loan-to-value ratio (LTV), the after-repair value (ARV), and the lender type selected among the available options.

Compare loan offers from 100 lenders to find the ultimate fit for your construction needs.

Discover the Benefits of Our Magic Construction Loan Calculator

Lendersa® employs sophisticated AI technology, designed to ensure all your construction financing needs are satisfied by efficiently matching your unique loan request with a wide variety of construction lenders. This service enables the discovery of optimal construction rates required for project types ranging from new builds and fix-and-flip projects to major rehabs on residential and commercial ventures within TX.

Find Construction Loan Lenders in Your Area

To safeguard your credit score, it is advisable to reduce unnecessary inquiries. Preapproval for your land loan can be achieved without providing your social security number or any sensitive financial details.

You might qualify for 100% LTV (Loan to Value) financing by pledging additional property as collateral, an approach known as a blanket loan, enhancing your financing flexibility and leverage.

Make use of the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes specified in 76240, 76241, helping align your financing options with your specific geographic and project-specific needs.



  • Fidelity Bank & Trust
  • 4250 Asbury Road, Dubuque, IA, 52002
  • In 1910, Fidelity Bank & Trust opened for business in Luxemburg, Iowa. Originally known as the Luxemburg Savings Bank the name was changed to Fidelity Bank & Trust in 1964, when the charter was moved to Dyersville. Today we proudly serve 30 communities. Fidelity Bank & Trust is here for your financial needs, and as a supporter of our communities.
  • DuTrac Community Credit Union
  • 3465 Asbury Rd, Dubuque, IA, 52002
  • As a credit union, DuTrac Community Credit Union is a not-for-profit cooperative that exists solely to serve its member/owners rather than to maximize corporate profits. Although credit unions earn a profit like any other business, the profits are returned to the members in the form of lower loan rates and higher deposit rates.
  • Friend Bank
  • 220 East Lawrence Harris Highway, Slocomb, AL, 36375
  • Just about any bank can offer you a mortgage, a business loan, or Online Banking. We offer those services and many more. But at Friend, we offer something you can't find at just any bank: the loyalty, caring, and reliability you expect from a true friend. We're locally owned and managed, and all of our important decisions.
  • Bank 1st
  • 115 North Vine Street, West Union, IA, 52175
  • Our goal at Bank 1st is to help you with all of your financial needs. We offer competitive loan and deposit products, mobile and electronic services and with three locations and multiple ATMs, you can bank when and where it is convenient for you. We take pride in being an active community bank that provides helpful
  • UniWyo Credit Union
  • 2020 Grand Ave, Suite 100, Laramie, WY, 82070
  • At UniWyo, we put people first - our members, our colleagues, everyone in our communities. In all we do - even the smallest interactions - we aim to better people's lives. UniWyo Credit Union offers members unique account and loan options including Auto Loans, Mortgages, Xtraordinary Checking, Credit Cards and much more.
  • COLONIAL SAVINGS, F.A.
  • 2020 Grand Ave, Suite 100, Laramie, WY, 82070
  • Colonial is a national provider of banking, home loans and insurance. Founded in 1952, the company has $1 Billion in assets and is privately held by choice to ensure our focus remains on our customers and not the expectations of Wall Street. Colonial is rated “Five Stars – Highly Recommended” as one of the strongest financial institutions
  • Pathway Credit Union
  • 2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311
  • Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.
  • Bank of Cleveland
  • 75 Bobby Taylor Ave, Cleveland, TN, 37311
  • Bank of Cleveland opened its doors on May 8, 1987 in a mobile facility on Keith Street. Back in 1987, the era of bank mergers was underway and Bank of Cleveland was established to provide Bradley County a true, locally owned and operated community bank. main bank office buildingToday, Bank of Cleveland is the only locally owned