815 Construction Loan Lenders with AI in Gainesville, Texas 2025

Lendersa® list of construction loan lenders in Gainesville, TX include regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehab.

Lenders calculate to construction cost in Gainesville, TX of 2,000 Sf home at $209,267 for basic construction to $381,878 for fancier contraction. Interest rate and the construction loan terms are varied depending on the borrowers' financials, the LTV, ARV, and type of lender selected.

Compare loan offers from 100 lenders

The magic construction loan calculator

To ensure all of your construction financing needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of construction lenders. You can now discover the best construction rates to fund ground-up construction fix N flip or major rehab on residential and commercial properties in Texas.

Construction loan lenders near you?

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan without the need to see your social security number or any sensitive financial information.

You may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 76240, 76241.



  • Ennis State Bank
  • 815 W. Ennis Ave, Ennis, TX, 75119
  • ESB Mortgage, a department of Ennis State Bank, makes it easy and convenient for you to shop for the loan options that are right for you at the most competitive rates. We provide our customers with direct access to an experienced, “live” loan officer. Our staff is here to guide you through the often difficult and challenging process.
  • Alliance Bank
  • 100 Jefferson St W, Sulphur Springs, TX, 75482
  • Alliance Bank has been a strong Banking presence in Northeast Texas since its opening in the late 1920s. Although the name has changed from Sulphur Springs State Bank to Alliance Bank since we first opened our doors, our dedication to providing a high level of customer service has always remained the same.
  • First National Bank of Kemp
  • 100 South State Highway 274, Kemp, TX, 75143
  • First National Bank of Kemp first opened its doors in August, 1901, after a group of local farmers, ranchers and businessmen decided to provide much-needed financial services to the community. Through wars, depression, recessions, and plenty of good times, First National Bank of Kemp has been right here, serving and growing with the community.
  • Commercial Bank of Texas, N.A.
  • 7463 US-69, Alba, TX, 75410
  • Commercial Bank of Texas is solidly positioned to enter its second century of providing successful banking practices predicated on sound and prudent operating standards. Currently, CBTx has over 150 employees in eight communities and the bank's Board of Directors and Officers are personally involved in the communities they serve.
  • City National Bank TX
  • 1465 West Second Avenue, Corsicana, TX, 75110
  • City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.
  • FIRST STATE BANK BEN WHEELER
  • 14269 State Highway 64, Ben Wheeler, TX, 75754
  • First State Bank of Ben Wheeler is a true Texas community bank. Locally owned and operated since 1911, our mission is to always have superior customer service. You are not a number to us. You are a person, a family, a business partner, and a part of the future of Van Zandt County. Locally owned means that decisions are made here.
  • The Waggoner National Bank of Vernon
  • 1818 Texas Street, Vernon, TX, 76384
  • At the time the Waggoner National Bank received its charter as a national bank this country was at war with Spain. The Famous Oklahoma land rush was on the calendar for that year. With a population estimated at 2, 800 Vernon had two cotton gins with the capacity to process 80 bales of cotton a day.
  • America United Mortgage
  • 3030 Northwest Expressway, Suite 200, Oklahoma City, OK, 73112
  • The experts at America United Mortgage specialize in tailoring a specific mortgage for your family's financial goals offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. Our expertise, knowledge and outstanding customer service distinguishes us among other lenders.