Construction Loan Lenders in Kilgore, Texas (2026)

Lendersa® features an extensive list of construction loan lenders in Kilgore, TX. This includes regional banks, leading national lenders, and local hard money lenders who utilize private funds—perfect for both ground-up construction projects and major rehab initiatives.

In Kilgore, TX, lenders calculate construction costs for a 2,000 square foot home, starting at $209,476 for basic constructions and going up to $382,087 for more elaborate projects. The terms and interest rates of construction loans vary accordingly, influenced by the borrower's financials, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender chosen.

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Minimize unnecessary inquiries to protect your credit score. You can secure preapproval for your land loan without needing to share your social security number or other sensitive financial information.

There's potential to qualify for 100% Loan-to-Value (LTV) financing if additional properties are pledged as collateral under a blanket loan agreement.

Utilize the Lendersa® land loan calculator to efficiently locate vacant land loan lenders within zip codes 75662, making your search for suitable loan providers easier and more targeted.



Kilgore Construction Loan Lenders

  • Telco Plus Credit Union
  • 423 Gilmer Road, Longview, TX, 75604
  • Lends in Texas
  • East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.

  • Texas Bank Henderson TX
  • 1120 Highway 79 North, Henderson, TX, 75652
  • Lends in Texas
  • Texas Bank first opened its doors for business in May 1973. The bank was originally established in Tatum, Texas by a group of local investors who saw the need for financial services from a community institution that could better serve the town's needs. The bank experienced success and grew steadily.

  • VeraBank
  • 201 W. Main St., Henderson, TX, 75652
  • Lends in Texas
  • At VeraBank, we strive to be the preferred financial services provider in the markets we serve. We accomplish this by maintaining our deep community bank roots and independent spirit, while offering outstanding service to our customers, relevant products and efficient channels to use them, delivered by the best

  • Texas Bank and Trust
  • 300 E Whaley, Longview, TX, 75601
  • Lends in Texas
  • Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize.

    We pride ourselves on providing technologically advanced products and competitive pricing

  • East Texas Professional Credit Union
  • 409 East Loop 281, Longview, TX, 75605
  • Lends in Texas
  • East Texas Professional Credit Union has been open since 1953. The credit union has assets totaling $962.5 Million and provides banking services to more than 79, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • Citizens 1st Bank
  • 2001 East South East Loop 323, Tyler, TX, 75701
  • Lends in Texas
  • Citizens 1st Bank was chartered in Rusk on April 6, 1920. During the past 90+ years, the bank has had only three presidents - B. B. Perkins, E. R. Gregg, and the current President, James I. Perkins. Our current President has served since 1971 providing stability and leadership for the bank.

  • The First National Bank of East Texas
  • 206 US Hwy 271 N, Gilmer, TX, 75644
  • Lends in Texas
  • First National Bank of East Texas makes life easier with online services for mortgage loans.
    Set up a New Account to securely submit an online application. Then, come back anytime and login to review your account, update your profile, check your loan status and more.
    Our experienced Mortgage Team.

  • Gilmer National Bank
  • 713 US Hwy 271 North, Gilmer, TX, 75644
  • Lends in Texas
  • Gilmer National Bank opened for business in 1901 as Farmers and Merchants National Bank. In 1979, the name was changed to more accurately reflect our role as a full service bank. Over the last 100 years, we have grown from a one-room bank in the corner of the courthouse, to the modern facility we have today

  • BTH Bank
  • 6657 Old Jacksonville Hwy, Tyler, TX, 75703
  • Lends in Texas
  • BTH Bank has over 107 years of history and maintains an equity ratio well above regulatory guidelines. In 2013, approximately 185 subscribers invested $42 million new equity into the bank. Those shareholders as well as the then approximately 400 existing shareholders have illustrated their respect