Construction Loan Lenders in La-Homa, Texas (2026)

The Lendersa® roster of construction loan lenders in La-Homa, TX, includes a broad array of financial providers such as regional banks, national lenders, and local hard money lenders. These lenders utilize private money for your ground-up construction or major rehab projects, offering tailored solutions designed to meet diverse needs in various project scenarios.

In La-Homa, TX, lenders estimate the cost of building a 2,000-square-foot home, with costs ranging from $208,728 for basic structures to $381,339 for more upscale designs. The interest rates and loan terms vary significantly based on several factors, including the borrower's financial status, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the type of lender selected. Each factor plays a crucial role in tailoring the most suitable financial package for your specific project.

Compare and evaluate loan offers from 100 different lenders to find the best fit for your financing needs.

Discover the Magic of Our Construction Loan Calculator

Lendersa® employs advanced AI technology to effectively match your loan request with a vast network of construction lenders, ensuring all your financing needs are met seamlessly. This system allows you to find optimal construction rates for funding new builds, fix-and-flip ventures, or major rehabs on residential and commercial properties across TX.

Find Construction Loan Lenders Nearby

To protect your credit score, it's essential to limit unnecessary inquiries. Achieve preapproval for your land loan without needing to disclose your social security number or sensitive financial information, ensuring a secure process.

If you're considering expansive financial strategies, you could qualify for 100% LTV financing by choosing to pledge additional properties as collateral, using a blanket loan approach to extend your borrowing capacity.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in the zip codes specified in 78574, ensuring your financial solutions align precisely with your geographic and project-specific needs.



La-Homa Construction Loan Lenders

  • Lone Star National Bank
  • 520 E. Nolana Avenue, McAllen, TX, 78504
  • Lends in Texas
  • Lone Star National Bank is a full-service independent community bank with many locations across South Texas, founded on January 23, 1983.
    Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.

  • Mr. Mortgage, LLC
  • 1300 N. 10th St, Suite 330K, McAllen, TX, 78504
  • Lends in Texas
  • Mr. Mortgage, LLC was born, to provide clients & business partners with the highest level of personalized service, expertise & competitive home loan programs in the market today. We are a full-service residential mortgage broker providing Home Loans across the state of Texas. We pride ourselves on making the loan process simple & straightforward.

  • A.A. Genesis Investments, LLC
  • 1012 Martin Avenue, Suite C, McAllen, TX, 78504
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Pacific Capital Mortgage, Inc.
  • 4900 West Expressway 83, Suite 208, McAllen, TX, 78501
  • Lends in Texas
  • Pacific Capital Mortgage, Inc., offers a comprehensive suite of Fix&Flip, Rental, and Multifamily products. Our leverage, competitive rates, transparency, and top-notch customer service sets us apart from the pack. We are here to help you fund and succeed in your Real Estate Investment Business.

  • Texas National Bank
  • 4126 Crosspoint Blvd, Edinburg, TX, 78539
  • Lends in Texas
  • Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well.

    Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.

  • Wallstreet Wholesale Lender LLC
  • 3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
  • Lends in Texas
  • "WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market.
    Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are
    for our Loan Officers to be educated, resourceful."

  • La Joya Area Federal Credit Union
  • 214 East Expressway 83, La Joya, TX, 78560
  • Lends in Texas
  • La Joya Area Federal Credit Union has been open since 1961. The credit union has assets totaling $68.95 Million and provides banking services to more than 15, 000 members as of March 2022.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a membe

  • Vantage Bank TX
  • 1801 South 2nd Street, McAllen, TX, 78503
  • Lends in Texas
  • Vantage Bank Texas is a community bank focused on meeting the financial needs of small-to-medium sized businesses. We specialize in business lending along with business cash management services Our Vision is to build a financial services company that will be relevant, competitive, profitable, and visionary.

  • La Cross Mortgage, LLC
  • 213 W Expy 83, Suite D, Pharr, TX, 78577
  • Lends in Texas
  • La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.