Odessa, Texas Construction loan lenders AI selection 2026

Lendersa® provides a list of construction loan lenders in Odessa, TX, including regional banks, national lenders, and local hard money lenders utilizing private funds for ground-up construction or major renovations.

In Odessa, TX, lenders estimate the cost for a 2,000 square foot home ranges from $211,027 for basic constructions to $383,638 for more upscale designs. Interest rates and loan terms vary based on the borrower's financial profile, LTV, ARV, and the lender type chosen.

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The Magic Construction Loan Calculator

Using Lendersa® AI technology, your loan request is instantly matched with numerous construction lenders, ensuring all financing needs are met. Discover optimal construction rates for new builds, fix-and-flips, or major rehabs on residential and commercial properties in TX.

Construction Loan Lenders Near You

Prevent unnecessary inquiries that might lower your credit score. Preapprove your land loan without needing to provide your social security number or sensitive information.

If you agree to use additional property as security, you might qualify for 100% LTV (Loan to Value) financing through a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 79761.



  • The Citizens Bank of Clovis
  • 421 Pile Street, Clovis, NM, 88101
  • Incorporated on January 7, 1916, with capital stock of $25,000, The Citizens Bank of Clovis has become the largest independent financial institution in East-Central New Mexico now with assets in excess of $449,000,000. With capital in excess of $46,000,000, it is one of the best capitalized banks in New Mexico.

  • The Bank of Clovis
  • 300 Main Street, Clovis, NM, 88101
  • The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.

  • AG New Mexico
  • 4501 North Prince Street, Clovis, NM, 88101
  • Ag New Mexico, Farm Credit Services (FCS), ACA is a rural lending cooperative that finances agricultural production, agribusiness and rural real estate, including farms, ranches, and rural recreational property. We are a part of the nationwide Farm Credit System, the oldest and largest source of rural financing in the United States.

  • The Mortgage SuperStore
  • 420 Commerce Way, Clovis, NM, 88101
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mid-Tex Federal Credit Union
  • 3808 Highway 377 South, Brownwood, TX, 76801
  • Our credit union is your best place to borrow because you can borrow from the credit union for any worthwhile purpose at low rates. You'll find that loans are easier to obtain and also cost less. You are dealing with people you know. Loans are made to our members to meet a financial emergency, to finance cars, for appliances or home repairs.

  • Citizens National Bank at Brownwood
  • 1 Carnegie St., Brownwood, TX, 76804
  • Citizens National Bank has established itself in central Texas as a leader among financial institutions. Many have come to know and trust Citizens National Bank. We are located in Brownwood, Texas, & have strong ties to many of our neighboring communities. Our commitment to our customers and our community is just one reason Citizens National Bank.

  • Happy State Bank
  • 100 E Main St, Happy, TX, 79042
  • Happy State Bank began in 1908 in Happy, TX. While we’ve grown in size, locations, & assets, we like to keep the feel of a small-town Bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities & in the attitudes of our employees.

  • First United Bank Texas
  • 301 North Main Street, Childress, TX, 79201
  • First United Bank, a subsidiary of Plains Bancorp, Inc, reports total assets of more than $2 billion and currently operates 17 Banking Center offices in 13 West Texas communities; Amarillo, Canyon, Childress, Dimmitt, Earth, Lamesa, Littlefield, Lubbock, Paducah, Seagraves, Seminole, Sudan, and Wichita Falls, Texas.

  • First National Bank of Hereford
  • 301 W 3rd Street, Hereford, TX, 79045
  • At First National Bank of Hereford we strive to meet and exceed your banking needs! Our fundamental philosophy remains the same: Old Values and New Visions Our helpful, friendly and professional staff will provide excellent service and are always ready to address any questions or concerns you may have pertaining to your banking needs.

  • Entrust Capital Funding
  • 2077 N Zaragoza Rd, Suite B202, El Paso, TX, 79938
  • The Entrust Capital Funding vision begins with a belief that real estate investments are a smart way to grow your assets and protect your financial future. As a private money lender, we focus on helping others obtain success. By providing investors and entrepreneurs with fast and reliable hard money loans.

  • First Bank and Trust of Memphis
  • 501 Main Street, Memphis, TX, 79245
  • First Bank & Trust of Memphis of Memphis, TX provides banking services. The Bank offers checking accounts, credit & debit cards, loans, insurance, payment protection, phone banking, bill pay, and merchant services. We started as a community bank, and even though we’ve grown, we haven’t really changed.

  • Mills County State Bank
  • 1017 Parker Street, Goldthwaite, TX, 76844
  • MCBank were planted in 1888 in Goldthwaite, Texas, when banking was limited to the community in which you lived. Back then, the Texas Legislature prohibited the issuing of state bank charters, which meant banks had to either get a national charter or work as a “private bank”—a bank opened to serve a community, with no official charter