Richardson, Texas Construction loan lenders AI selection 2026

The Lendersa® portfolio of construction loan lenders in Richardson, TX consists of regional banks, national financial institutions, and local hard money lenders that leverage private funds for projects like new construction or substantial rehabs.

Lenders evaluate the construction expense in Richardson, TX for a 2,000 square foot home, ranging from $210,895 for standard construction to $383,506 for more luxurious builds. The interest rates and terms for construction loans differ according to the borrower's financial stability, the loan-to-value (LTV) ratio, after-repair value (ARV), and the specific lender chosen.

View and compare loan offers from 100 distinct lenders

The Innovative Construction Loan Calculator

Lendersa®'s AI-driven approach ensures that all your construction financing needs are met by swiftly matching your request with numerous construction lenders. Discover competitive construction rates to finance new builds, fix-and-flip projects, or major rehabs on residential and commercial real estate across TX.

Locate Construction Lenders Nearby

Preserve your credit score by avoiding excessive inquiries. Obtain preapproval for land loans without providing your social security number or other sensitive financial information.

You might be eligible for 100% LTV (Loan to Value) financing if you agree to use additional property as a security through a blanket loan.

Take advantage of the Lendersa® land loan calculator to identify vacant land loan providers in zip codes such as 75081.



  • American Nation Bank
  • 1901 North Commerce, Ardmore, OK, 73401
  • American National Bank opened for business in May 1983. The original location was at 10 West Main in what is now known as the Colston building. In January 1984 the home office moved to its present location at 1901 North Commerce. In June 2016, ANB changed the bank charter from a National charter to a State charter.

  • First National Bank and Trust Company of Ardmore
  • 405 West Main Street, Ardmore, OK, 73401
  • Our leadership is committed to the development of new leaders for the future of our bank and our communities. We will continue to promote the economic growth and stability of the communities we serve by providing high quality, competitive financial products and personalized, customer-oriented service.

  • Green Mortgage Company
  • 2007 N. Commerce St, Ardmore, OK, 73401
  • "Green Mortgage Company has been a true partner to our clients in the industry. We have experience working with customers from all walks of life and in every type of situation.
    ur mortgage services include First Time Buyers, FHA & VA Loans, USDA, Conventional & Jumbo Investment, Construction to Permanent."

  • Community Bank & Trust, Waco, Texas
  • 1800 Washington Avenue, Waco, TX, 76701
  • At Community Bank & Trust, our mission statement is "Serving Beyond Expectations."​ By making this statement, we are making a pledge that our core purpose is to provide quality financial services with excellence and professionalism to Central Texans. Community Bank & Trust was founded in 1952 as a customer-oriented, convenient bank.

  • Neighborhood Housing Services of Waco, Inc
  • 922 Franklin, Waco, TX, 76701
  • NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.

  • The First National Bank of East Texas
  • 206 US Hwy 271 N, Gilmer, TX, 75644
  • First National Bank of East Texas makes life easier with online services for mortgage loans.
    Set up a New Account to securely submit an online application. Then, come back anytime and login to review your account, update your profile, check your loan status and more.
    Our experienced Mortgage Team.

  • Gilmer National Bank
  • 713 US Hwy 271 North, Gilmer, TX, 75644
  • Gilmer National Bank opened for business in 1901 as Farmers and Merchants National Bank. In 1979, the name was changed to more accurately reflect our role as a full service bank. Over the last 100 years, we have grown from a one-room bank in the corner of the courthouse, to the modern facility we have today

  • First National Bank of Central Texas
  • 1835 N. Valley Mills Dr., Waco, TX, 76710
  • At The First National Bank of Central Texas, we see a true value in personal service. When you call our bank a knowledgeable banker will receive your call, no automated voice response system. We continually strive to embrace technology in order to improve convenience and efficiency, but we are conscious to not allow these technological tools.

  • Security First National Bank of Hugo
  • 100 S Broadway St, Hugo, OK, 74743
  • Security First National Bank (SFNB) has proudly served the community of Hugo & the surrounding area for over 90 years, meeting the financial needs of some families generation after generation. At SFNB, we firmly believe in our motto, "Helping to Build a Better Community, " & strive to incorporate that attitude in everything we do every single day.