812 Construction Loan Lenders with AI in Royse-City, Texas 2025

Lendersa® offers a wide-ranging list of construction loan lenders in Royse-City, TX. This selection includes regional banks, national lenders, and local hard money lenders who employ private capital to facilitate your ground-up construction or major rehab projects. Whether you're delving into new developments or upgrading existing structures, these lenders provide the financial solutions necessary to advance your ambitions.

Within Royse-City, TX, lenders estimate the construction costs for a 2,000 square foot home, varying from $208,981 for basic builds to $381,592 for more ornate constructions. The interest rates and loan terms fluctuate greatly based on a wide array of factors: the borrower's financial situation, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the specific lender type chosen. These elements are integral to customizing the most advantageous financing package for your construction initiatives.

Compare diverse loan offers from 100 lenders to determine the best fit for your project's needs.

Explore the Magic Behind Our Construction Loan Calculator

Lendersa® harnesses cutting-edge AI technology to align your loan request with various construction lenders, ensuring all your financing needs are expertly addressed. Through this system, you can uncover top-performing construction rates for supporting new builds, fix-and-flip activities, or significant rehabs on residential and commercial properties across TX.

Find Construction Loan Lenders in Your Area

Minimize unnecessary inquiries to protect your credit score. Secure preapproval for your land loan without needing to disclose your social security number or any sensitive financial details, allowing for a smooth and secure application process.

Additionally, you may qualify for 100% LTV (Loan to Value) financing by pledging additional property, often referred to as a blanket loan, which can significantly enhance your borrowing flexibility.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers within zip codes detailed in 75189. This tool ensures your financing is tailor-fitted to your geographic and project-specific requirements, aiding your strategic decision-making.



  • Guadalupe Bank
  • 1309 Bandera Hwy, Kerrville, TX, 78028
  • Guadalupe Bank was built by locals, for locals. We pride ourselves on the fact that our decisions are made locally by people who live in our community, value relationships with our customers, and genuinely understand local needs. We have a commitment to every single customer and to the people and small business owners in our community.
  • Randolph-Brooks Federal Credit Union
  • PO Box 2247, Universal City, TX, 78148
  • We are committed to helping our members save time, save money and earn money. Our team of dedicated professionals is here to help you achieve your goals and build a strong financial future. Randolph-Brooks Federal Credit Union is focused on helping members save time, save money and earn money.
  • Thrive Mortgage, LLC
  • 5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
  • Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans
  • Firstmark Credit Union
  • 2023 Gold Canyon Drive, San Antonio, TX, 78232
  • In 1932, during the Great Depression, ten teachers agreed to establish a credit union to serve educators. San Antonio Teachers Credit Union (SATCU), the first state-chartered credit union in San Antonio, was born and proudly served members under that name for 70 years. In 2002, SATCU became Firstmark Credit Union.
  • Jefferson Bank
  • 1777 Northeast Loop 410, San Antonio, TX, 78217
  • Jefferson Bank is a family-owned bank serving communities in San Antonio and surrounding areas in the Texas Hill Country. Through the years, Jefferson Bank has created an elite team of highly skilled, family oriented and civic-minded individuals who contribute to the Bank continuing success.
  • South Texas Lending
  • 1846 N Loop 1604 W Acc Rd Suite 205, San Antonio, TX, 78248
  • South Texas Lending, powered by American Financial Network is the premier home loan choice for Residents of San Antonio! with our attention to detail, promise to close on time and customer service, there is no one in San Antonio that will beat our rates. Stop by for a cup of coffee, or call in for a local lender you can count on.
  • DIRECTIONS HOME LOAN
  • 2915 W Bitters Rd, Suite 102, San Antonio, TX, 78248
  • Directions Home Loan is a service driven mortgage company Our scope of expertise extends far beyond the average Conventional, FHA, VA, Jumbo, or USDA loan. We specialize in a multitude of federal and state-specific programs as well as Renovation Loans, One-Time Close Construction Loans.
  • Team Heard
  • 2915 W Bitters Road, Suite 102, San Antonio, TX, 78248
  • We are Senior Loan Officers with over 45 years of combined service. We are confident that we can offer the services and competitive rates you need. During our years of experience in the mortgage banking industry, we have personally assisted thousands of families with responsible and affordable home financing.
  • Gold Financial Services
  • 2822 N Loop 1604 W Ste. 101, San Antonio, TX, 78248
  • Gold Financial Services, Inc. is a division of Amcap Mortgage, Ltd. NMLS# 129122 and we provide residential mortgage solutions to a broad range of clients and customers. Our services include Conventional Mortgages, Jumbo and Non-conforming loans, VA and FHA loans, as well as a host of refinancing options.