2026 Construction Loans use AI Lenders complete for San-Marcos, Texas

The Lendersa® roster of construction loan providers in San-Marcos, TX encompasses regional banks, national institutions, and local hard money lenders that use private funds to finance ground-up construction and major rehabs.

For a 2,000 square foot home in San-Marcos, TX, lenders estimate construction costs ranging from $210,642 for standard builds to $383,253 for more upscale designs. The interest rates and loan terms are dependent on the borrower's financial situation, the loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender you choose.

Compare loan offerings from 100 lenders

Experience the Magic of the Construction Loan Calculator

Lendersa® leverages AI technology to ensure all your construction financing needs are met by connecting your inquiries with a wide network of construction lenders. Discover top construction rates to fund projects such as new builds, fix-and-flip ventures, or major renovations on both residential and commercial properties across TX.

Seeking Construction Loan Lenders Nearby?

Avoiding unnecessary inquiries is key to maintaining your credit score. You can get preapproved for a land loan without submitting your social security number or sensitive financial details.

Qualifying for 100% LTV (Loan to Value) financing is possible when you pledge additional property as security in a blanket loan.

Utilize the Lendersa® land loan calculator to identify lenders providing vacant land loans in zip codes including 78666.



  • Liberty National Bank
  • 629 Southwest C Ave, Lawton, OK, 73501
  • Liberty National Bank is a real bank for real people; a bank you can trust in and grow with.
    We believe in hard work, can-do attitudes, and helping people get ahead.
    Above all, we’re committed to providing our customers with personalized banking relationships based on their individual needs and financial goals.

  • Basile State Bank
  • 3031 Stagg Ave, Basile, LA, 70515
  • At Basile State Bank we pride ourselves on offering one-on-one personal service, strong financial expertise, products and services which are suited to the needs of our customers, and a commitment to reinvest in the local economy. These are just a few of the reasons for banking with your hometown bank. Bottom line, we are strong enough to serve you.

  • The Idabel National Bank
  • 1201 SE Washington St., Idabel, OK, 74745
  • The Idabel National Bank was founded in 1921 and has operated in McCurtain County as an independent community bank since its inception. The bank has been locally owned and operated for many decades, with the current ownership in place since 1968. Additionally, due to the structure of the bank’s retirement plan for its employees.

  • Mccurtain County National Bank
  • 1501 S.E. Washington, Idabel, OK, 74745
  • MCNB is 100% locally owned and operated by people of McCurtain County. MCNB was established after seeing the opportunity of offering a competitive advantage to our customers. Since our opening in 1982 in Idabel, with deposits of 1 million dollars, MCNB has grown to an institution in excess of 100 million dollars, with banks in Idabel

  • FSNB, National Association
  • PO Box 33009, Fort Sill, OK, 73503
  • FSNB offers conventional, fixed rate mortgage loans with low closing costs. Since 1946, we have been helping homebuyers nationwide, helping them finance what is probably the largest investment of their lives. We retain the servicing on 100% of the loans we make, which means we don't sell your loan to other companies

  • First Source Capital Mortgage, Inc.
  • 3223 S Loop 289, Suite 150, Lubbock, TX, 79423
  • We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.

  • Southwest Oklahoma Federal Credit Union
  • 1806 NW Liberty Avenue, Lawton, OK, 73507
  • Southwest Oklahoma Federal Credit Union has been proudly serving the financial needs of our members and neighbors since 1958. It’s our mission to offer our members financial services with technology that fulfill their needs and busy life’s on the go. Service that exceeds their expectations

  • Vermilion Bank & Trust Company
  • 420 N Cushing Ave, Kaplan, LA, 70548
  • Vermilion Bank supports its community in many ways with many of our staff members actively involved in local civic organizations. We have loaned more of our assets to the community and surrounding area than any local bank in Kaplan. We provide top quality service to our customers at a reasonable price

  • Colfax Banking Company
  • 625 Eighth Street, Colfax, LA, 71417
  • Colfax Banking Company has served the financial needs of Grant Parish and Central Louisiana banking customers. We are investing in the latest banking technology and backing it up with first class IT support and full service banking locations. If you’re looking for the best of both worlds join Colfax Banking Company today.

  • First United Bank Texas
  • 301 North Main Street, Childress, TX, 79201
  • First United Bank, a subsidiary of Plains Bancorp, Inc, reports total assets of more than $2 billion and currently operates 17 Banking Center offices in 13 West Texas communities; Amarillo, Canyon, Childress, Dimmitt, Earth, Lamesa, Littlefield, Lubbock, Paducah, Seagraves, Seminole, Sudan, and Wichita Falls, Texas.

  • Peoples Bank Texas
  • 5820 82nd St, Lubbock, TX, 79424
  • Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.

  • City Bank Mortgage
  • 6524 82nd Street, Suite 120, Lubbock, TX, 79424
  • City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.