13 Construction Loan Lenders in Santa-Fe, Texas in 2026

The Lendersa® directory of construction loan lenders in Santa-Fe, TX, includes an extensive selection of financial institutions. This selection features regional banks, well-known national lenders, and local hard money lenders, all employing private funds to support your ground-up construction or substantial rehab projects. Such variety ensures comprehensive financing solutions, whether you're initiating new builds or carrying out major renovations.

In Santa-Fe, TX, estimates for the cost of building a 2,000-square-foot home range from $208,827 for basic construction to $381,438 for more elaborate designs. The interest rates and terms on these construction loans fluctuate based on several key factors: the borrower's financial health, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the chosen lender type. These considerations help tailor a suitable financial package for your unique project needs.

Explore loan offers from 100 lenders to identify the right option for your financing needs.

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Utilizing advanced AI technology, Lendersa® ensures all your construction financing needs are expertly handled by matching your loan requests with a diverse network of construction lenders. Discover excellent construction rates for projects like new builds, fix-and-flip ventures, or major rehabs on properties in TX.

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To protect your credit score, minimize unnecessary inquiries. Get preapproved for your land loan without requiring your social security number or sharing sensitive financial details, ensuring a secure process.

If you're looking to enhance your financing capacity, you might qualify for 100% LTV (Loan to Value) financing by agreeing to pledge additional property as security, a method known as a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders within the zip codes provided in 77517, ensuring financing aligns with your geographic and specific project needs.



Santa-Fe Construction Loan Lenders

  • Chocolate Bayou Credit Union
  • 1301 North Highway 35 Bypass, Alvin, TX, 77511
  • Lends in Texas
  • Chocolate Bayou Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services like loans, checking and savings accounts, and more. Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services.

  • Texas Advantage Community Bank, National Association
  • 1701 Fairway Plaza, Suite 18, Alvin, TX, 77511
  • Lends in Texas
  • We are a true community bank. The bank is staffed with well known and experienced local talent. We make decisions locally and deliver our products and services faster and more efficiently than the big banks can. Texas Advantage is about the strength of its people. Our SBA loan specialists are ready to help you

  • American Homestar Mortgage LLC
  • 2450 South Shore Blvd, Suite 301, League City, TX, 77573
  • Lends in Texas
  • American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.

  • AMOCO Federal Credit Union
  • 1692 E. League City Pkwy, League City, TX, 77573
  • Lends in Texas
  • More than a financial institution, AMOCO Federal Credit Union offers financial products and services paired with expert advice to help our members make the right financial decisions. We have over 215 valued employees who are dedicated to serving the financial needs of our members, which is what we’re all about.

  • Helping Heroes Buy Homes LLC
  • 2213 Dove Haven Lane, League City, TX, 77573
  • Lends in Texas
  • Helping Heroes Buy Homes has many programs to help parties within Real Estate Investment. Vast program diversification for all types of clients for approval of financing. Every client has different needs and may not qualify for all programs. Check with your loan consultant about your options.

  • Texas Bay Credit Union
  • 12611 Fuqua Street, Houston, TX, 77034
  • Lends in Texas
  • Texas Bay Credit Union was established on May 12, 1936, with the sole purpose of providing the resources needed for members to be in the best financial standing possible.

    We are here to make sure the road to your dreams is smooth and easily traveled. From wherever you are in that journey now, we provide a clear path to your financial dreams.

  • Texan Bank, National Association
  • 12941 Gulf Freeway, Suite 100, Houston, TX, 77034
  • Lends in Texas
  • Texan Bank originally received its Federal Thrift Bank Charter as the Sugar Land, Texas, based “Bank of Fort Bend” in December 2007. The bank was purchased on March 30, 2011, by its current owner, Friendswood Capital Corporation, an investor-owned Bank Holding Company. The bank was renamed “Texan Bank” in July 2011

  • Davis Penn Mortgage Co
  • 12650 N. Featherwood Dr, Suite 120, Houston, TX, 77034
  • Lends in Texas
  • Since 1974, Davis-Penn Mortgage Co. has dedicated its resources to providing developers and owners the expertise to obtain construction and permanent financing through the FHA/HUD programs. We are a privately held, full-service, direct lender of HUD multifamily loans and healthcare facilities. As a GNMA approved issuer and servicer.

  • Gulf Coast Educators Federal Credit Union
  • 3943 Fairway Plaza, Pasadena, TX, 77505
  • Lends in Texas
  • We are a member owned financial cooperative whose passion is serving Texas educators and their families to provide more money, time & peace of mind.

    We are a credit union dedicated to serving the financial needs of school employees and their families in the state of Texas.

    We offer a full line of financial services tailored.

  • Moody National Bank
  • 2302 Postoffice Street, Galveston, TX, 77550
  • Lends in Texas
  • MNB is a Galveston-based community bank, providing personal & business banking services, as well as trusts & investments, to clients in 19 locations in Texas. MNB is one of the largest privately owned banks in Texas with assets exceeding $1 billion as of Dec. 31, 2014. Founded in 1907, MNB serves clients in the Galveston, Fort Bend, Harris counties