2 Construction Loan Lenders with AI in Trinity, Texas 2026

The Lendersa® directory of construction loan lenders in Trinity, TX features a broad selection of financial institutions including regional banks, nationwide lenders, and local hard money lenders. These lenders leverage private funds to support your projects, whether it's a ground-up construction from scratch or a major rehabilitation.

For a 2,000 square foot home in Trinity, the construction cost is estimated to range from $205,406 for basic construction to $378,017 for more elaborate designs. Interest rates and terms for a construction loan can vary significantly based on several factors, including the borrower's financial situation, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the type of lender selected for the project.

Explore and compare loan offers from a wide network of 100 lenders

Discover the Benefits of the Magic Construction Loan Calculator

To comprehensively ensure all of your construction financing needs are addressed, Lendersa® employs state-of-the-art AI technology to instantly match your loan requests with hundreds of construction lenders. This advanced system allows you to find the best construction rates available for funding various projects like ground-up constructions, fix-and-flip ventures, or significant rehabs on both residential and commercial properties throughout TX.

Searching for Construction Loan Lenders Nearby?

It's advisable to minimize unnecessary inquiries to protect your credit score. You can achieve preapproval for your land loan without the need to disclose your social security number or any other sensitive financial details, making the process secure and straightforward.

There is an opportunity to qualify for 100% LTV financing if you're willing to pledge additional property as security under a blanket loan, offering potential for more expansive financing options.

Take advantage of the Lendersa® land loan calculator to efficiently find lenders that specialize in vacant land loans within these zip codes: 75862. This tool is designed to streamline your search and connect you with optimal lending options available in your area.



  • PrimeLending, A PlainsCapital Company
  • 18111 Preston Road #900, Dallas, TX, 75252
  • Lends in Texas
  • PrimeLending, a PlainsCapital Company (NMLS: 13649), is a proven powerhouse in home lending, combining personal guidance and local expertise with fast service, more choices and the flexibility to meet homeowners’ unique needs. We’re a national home lender relentlessly focused on empowering our customers to boldly pursue their homeownership goals.

  • BRM Mortgage Services
  • 2201 Midway Rd, Suite 1080, Carrollton, TX, 75006
  • Lends in Texas
  • At B R M Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Millennium Mortgage Services Corporation
  • 1038 South Elm Street, Carrollton, TX, 75006
  • Lends in Texas
  • Millennium Mortgage Services has been committed to providing our customers with the highest quality of service and the lowest mortgage rate loans available in the Texas mortgage industry. Our High Service Standards and Commitment to Quality assure you that you will receive, prompt loan determination, full program disclosures.

  • JUST MORTGAGES, INC.
  • 2418 Marsh Lane, Suite 104, Carrollton, TX, 75006
  • Lends in Texas
  • Just Mortgages is the mortgage services arm of Spicerhaart, one of the UK’s largest independent Estate Agency established in 1989. Just Mortgages employ over 150 in-branch Mortgage & Protection Advisers across the UK and have recently launched a highly successful self-employed division, now thriving with 180 advisers across the country.

  • Citizens State Bank Luling TX
  • 200 South Magnolia Avenue, Luling, TX, 78648
  • Lends in Texas
  • Citizens State Bank was founded November 12, 1913 by Dr. Sidney J. Francis. In 1996, the Francis family sold majority ownership to a group headed by Dr. Morris Spector. Dr. Spector joined the Board of Directors in 1993 and currently serves as Board Chairman. Other Board members are Ruben Robledo, D. Wade Hayden, David Spector, Rudy Rodriguez.

  • Mike Clover Group
  • 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
  • Lends in Texas
  • The Mike Clover Group at Homewood Mortgage is a close-knit group of experienced mortgage professionals dedicated to getting their clients the best loans in the shortest amount of time.

    Every member of the team has at least 10 years' experience in mortgage lending, and each shares Mike's strong belief in GOD, family, and doing the right thing

  • Keystone Bank, National Association
  • 11500 Bee Caves Road, Suite 150, Austin, TX, 78738
  • Lends in Texas
  • Keystone Bank launched in 2018 with a maverick and entrepreneurial approach to community banking that truly puts the client first. Based in the Austin suburb of Bee Cave, it will initially focus on serving clients in western Travis County and the Hill Country. Its services include private banking, commercial real estate, residential real estate.

  • Texas Lone Star Lending, LLC
  • 13001 SH 71 West, Suite 208, Bee Cave, TX, 78738
  • Lends in Texas
  • Texas Lone Star Lending is a different kind of mortgage company. We prefer the personal touch. We don't operate on bank hours. We're not on the golf course at 3p. Your questions and needs are important. While we cannot always answer the phone, if you call between 9a and 7p Monday through Friday, we will return your call within two hours.

  • Oz Lending
  • 2805 Dallas Pkwy, Suite 150, Plano, TX, 75093
  • Lends in Texas
  • Whether it’s refinancing, buying a new home, building a home, or applying for home equity loans or second mortgages; we have an experienced, around the clock, qualified team of accessible “Wizards” who are with you every step of the homeownership process. Oz Lending has access to the best loan programs available, FHA, VA, Construction, Jumbo.

  • Independent Financial
  • 2701 Dallas Parkway, Suite 100, Plano, TX, 75093
  • Lends in Texas
  • Independent Financial provides a wide range of relationship-driven banking products and services tailored to meet the needs of businesses, professional organizations, community groups and entrepreneurs, as well as busy families. OUR MISSION: Delight our customers with personalized financial solutions, uplift our communities with financial.

  • First Lending
  • 4888 Dexter Drive, Suite 100, Plano, TX, 75093
  • Lends in Texas
  • We are committed to help borrowers understand their options for real estate financing and making solid financial decisions. In the past 15 years, we helped tens of thousands of our customers to finance their home with favorable terms and low costs. We offer wide range of programs for all customers