812 Construction Loan Lenders with AI in Waco, Texas 2025

Lendersa® provides a list of construction loan lenders in Waco, TX, featuring regional banks, national lending institutions, and local hard money lenders who utilize private funds for new construction or major rehabs.

In Waco, TX, lenders estimate the cost for a 2,000 square foot home from $211,038 for basic constructions to $383,649 for more upscale projects. Interest rates and terms of construction loans vary based on the borrower's financials, LTV, ARV, and the lender type selected.

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The Advanced Construction Loan Calculator

With Lendersa®'s AI technology, all your financing requirements are addressed by instantly linking your loan request to numerous construction lenders. Discover optimal construction rates for ground-up builds, fix-and-flip, or major renovations on both residential and commercial properties in TX.

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Reduce credit score impact by avoiding excessive inquiries. Get preapproved for a land loan without revealing your social security number or other sensitive details.

If you agree to pledge additional property as collateral, you might qualify for 100% LTV (Loan to Value) financing with a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to discover vacant land loan providers in zip codes 76798, 76710, 76711, 76712, 76708, 76701, 76707, 76706, 76704, 76702, 76703, 76714, 76797, 76799.



  • Main Street Mortgage Company
  • 3334 Richmond Ave, Suite 207, Houston, TX, 77098
  • "Main Street Mortgage Company, NMLS 296814 We are a trusted residential mortgage loan originator with experience and honest personal service for your largest financial investment - your home. We combine old fashioned values with current technology to give you the service you deserve"
  • VALUE FUNDING INCORPORATED
  • 126 Lanark Drive, San Antonio, TX, 78218
  • ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met
  • First Community Credit Union Houston
  • PO Box 840129, Houston, TX, 77284
  • For six decades and counting, First Community has been working to build a stronger Houston. Yes, we've grown from modest beginnings to $1.9 billion in assets, becoming one of Houston's largest credit unions - and we did it by putting people FIRST. When you join First Community, we get to know you — because that’s the best way
  • Private Leverage
  • 2000 Crawford Street, Suite 840, Houston, TX, 77288
  • Private Leverage exists to serve a community of borrowers that exhibit character, yet are underserved by traditional capital markets. We embrace economic empowerment as a solution to many of our client's needs, and look to provide leverage in the form of private lending to assist in their journey.
  • Harvest Residential Mortgage Services
  • 4800 Sugar Grove, Suite 620-C, Stafford, TX, 77477
  • Harvest Residential Mortgage Services is a Professional & Reliable company. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, and individual home-buyers throughout the State of Texas and also We offer great customer service.
  • 18th Street Mortgage
  • 209 B Stratford St, Houston, TX, 77006
  • At 18th Street Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Direct Commercial Funding Inc
  • 440 Louisiana Street, 9th Floor, Houston, TX, 77002
  • Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more
  • Urban Mutual
  • 2007 Commerce Street, Suite 200, Houston, CA, 77002
  • Urban Mutual is a boutique Private Equity and Corporate Advisory Investment Firm representing family office and institutional money. Urban Mutual's mandate is to provide innovative and secure, turn-key 100% LTV/LTC funding solutions to the real estate development and construction industry.
  • Cypress Bank
  • 120 S. Greer, Pittsburg, TX, 75686
  • Cypress Bank officially began operation October 3, 1977. Beginning with capital of $500, 000 and three full time employees. We now post assets of $200, 000, 000 and capital of $21, 500, 000 and employ 75 employees at our five locations. Our growth is reflective of the growth and prosperity of the Northeast Texas region.
  • Texas Associations of Professionals Federal Credit Union
  • 9110 IH 10 West, Suite 100, San Antonio, TX, 78230
  • A Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled Credit Unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
  • Synergy Home Loans, LLC
  • 13526 George Rd, Suite 208, San Antonio, TX, 78230
  • Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value. We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements