807 Construction Loan Lenders with AI in Wharton, Texas 2025

Lendersa® features a selection of construction loan lenders in Wharton, TX, including regional banks, national lenders, and local hard money lenders using private funds for ground-up construction or major rehab projects.

In Wharton, TX, the projected construction cost for a 2,000 square foot home is from $208,101 for basic builds to $380,712 for more luxurious designs. Loan interest rates and terms vary depending on borrower financials, LTV, ARV, and the chosen lender.

See offers from 100 diverse lenders

Explore the magic of our construction loan calculator

Lendersa® AI technology ensures your construction financing needs are met by instantly matching loan requests with multiple lenders. Discover the best construction rates to fund various projects, including ground-up builds, fix-and-flips, or major renovations in TX.

Looking for local construction loan lenders?

Reduce unnecessary credit inquiries to protect your score. Preapproval is possible for land loans without needing your social security number or sensitive financial information.

You could also qualify for 100% LTV (Loan to Value) financing by pledging additional property as collateral in a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 77488.



  • FinLend, LLC
  • 1603 Capitol Avenue, Suite 310 A660, Cheyenne, WY, 82001
  • FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND
  • AnnieMac
  • 211 N. Florence Street, Suite 102 & 103, Casa Grande, AZ, 85122
  • AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches
  • Service First Mortgage Company
  • 3345 S. Val Vista Drive, Suite 105, Gilbert, AZ, 85297
  • Service First Mortgage was founded by CEO and President, Shawn Broussard, as a small mortgage brokerage firm with a hands-on-approach to meeting the needs of the consumer. Today, we are a full-service mortgage lending entity at the top of production and customer satisfaction in Texas and Arizona.
  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.
  • Oak Leaf Community Mortgage
  • 24252 W. Main Street, Plainfield, IL, 60544
  • We focus on providing our customers purchase and refinance options that fit their needs. We specialize in home purchase, refinance, rehabilitation and new constructions loans. We have the ability to lend in 46 states and would love the opportunity to help you find a solution that fits your needs.
  • Echo Home Loans LLC
  • 1910 South Stapley Drive, Suite 221, Mesa, AZ, 85204
  • Echo Home Loans is a wholesale mortgage broker working with some of the best lenders in the Nation. This gives our mortgage experts the flexibility to find the best suited loan product for each individual clients needs.Echo Home Loans is currently licensed to broker in five states We are actively writing Conforming, FHA, VA, USDA and more.
  • Barrett Financial Group
  • 2701 E Insight Way, Suite 150, Chandler, AZ, 85286
  • At Barrett Financial Group, we harness 20 years of experience to offer you unparalleled lending solutions. From conventional mortgages to niche loans for self-employed individuals, our expertise spans FHA, VA, USDA, and more. Trust us to provide tailored, professional guidance and financing options to suit your unique needs. Contact us today to mak
  • Cascade Financial Services
  • 2701 E Insight Way, Suite 150, Chandler, AZ, 85286
  • Cascade Financial Services Since opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in Affordable Housing. Our goal is to help thousands of families realize the dream of home ownership by offering mortgage loan solutions customized to the manufactured housing.
  • Next-Financing
  • 1389 S. Los Altos Dr., Chandler, AZ, 85286
  • Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. We are a Nationwide lender offering a wide array of financing options for investors, including fix & flip loans, rental loans, vacation rental loans and cash-out refinance loans. Fast pre-approvals via term sheet without pulling your credit.