2 Construction Loan Lenders in Wharton, Texas in 2026

Lendersa® features a selection of construction loan lenders in Wharton, TX, including regional banks, national lenders, and local hard money lenders using private funds for ground-up construction or major rehab projects.

In Wharton, TX, the projected construction cost for a 2,000 square foot home is from $208,101 for basic builds to $380,712 for more luxurious designs. Loan interest rates and terms vary depending on borrower financials, LTV, ARV, and the chosen lender.

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Lendersa® AI technology ensures your construction financing needs are met by instantly matching loan requests with multiple lenders. Discover the best construction rates to fund various projects, including ground-up builds, fix-and-flips, or major renovations in TX.

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Reduce unnecessary credit inquiries to protect your score. Preapproval is possible for land loans without needing your social security number or sensitive financial information.

You could also qualify for 100% LTV (Loan to Value) financing by pledging additional property as collateral in a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 77488.



Wharton Construction Loan Lenders

  • Texasgulf FCU
  • 2101 N Fulton Street, Wharton, TX, 77488
  • Lends in Texas
  • Texasgulf FCU served the employees and their families of the Texasgulf Sulphur Company in New Gulf, Texas. Texasgulf FCU continued to exclusively serve the employees of the sulphur company and their families for fifty-five years until the sulphur reserves started to deplete Texasgulf FCU now services over 13, 000 members and has $125 million in ass

  • Newfirst National Bank
  • 202 E Jackson, El Campo, TX, 77437
  • Lends in Texas
  • NewFirst National Bank has a long and prosperous history dating back to January 22, 1902.

    It wouldn’t be until 2002 when the name NewFirst National Bank would be approved to coincide with a larger geographic footprint.

    The current office in El Campo, Texas opened in February 1968 and still serves as the headquarters.

  • Matagorda County Credit Union
  • 3700 Avenue F, Bay City, TX, 77414
  • Lends in Texas
  • Matagorda County Credit Union is member-owned and exists to promote financial security through savings, lending, financial education and other financial services. The membership will have available sound, cost-effective services which reflect their changing needs. We will support our membership and the community in which we live.

  • Baycel Federal Credit Union
  • 2320 6th Street, Bay City, TX, 77414
  • Lends in Texas
  • Baycel Federal Credit Union is a member owned, federally chartered financial institution. It is regulated by Federal standards and examined by Federal examiners. Being member owned, it is independent and is governed by an elected Board of Directors. The credit union is a success - your success - because of member participation.

  • Houston Federal Credit Union
  • 16320 Kensington Dr, Sugar Land, TX, 77479
  • Lends in Texas
  • The Mission of Houston Federal Credit Union is to “Be our members’ advocate by helping them achieve their dreams with personalized financial solutions”. Our Mission Statement was adopted in February 2007. Originally chartered as Fluor Mid-Continent Employees Federal Credit Union, HFCU now has the strength of over $700 million in assets.

  • Pioneer Finance
  • 13310 University Boulevard, Sugar Land, TX, 77479
  • Lends in Texas
  • Pioneer Finance is a direct private lender that helps investors get financing through loans. Over 50 years of collective experience has awarded Pioneer with the right combination of industry knowledge & financial strength to help investors get the funding they need. We offer a variety of loan products and flexible loan terms.

  • HomeWay Mortgage
  • 23218 Red River Dr., Katy, TX, 77494
  • Lends in Texas
  • HomeWay Mortgage is a full-service mortgage company dedicated to providing clients with detailed personal service at competitive rates. HomeWay Mortgage stands apart because it is a direct lender providing clients with great service, low rates, experienced loan officers and unique loan products in addition to the standard purchase.

  • Pioneer Mutual Federal Credit Union
  • 1521 Lake Pointe Parkway, Sugar Land, TX, 77478
  • Lends in Texas
  • The Pioneer Mutual Credit Union ("Pioneer"​) was founded by Momin community of Sidhpur, Gujarat, India in 1981 and it's a member-owned financial institution headquartered in Sugar Land, Texas. Pioneer Mutual Federal Credit Union was granted Federal charter in 2009 and has branch office in Austin, Texas.

  • Vortex Financial Group
  • 15007 Havenridge, Houston, TX, 77083
  • Lends in Texas
  • Vortex Financial Group

    Clear Financial Planning

    Vortex Financial Group helps families and business owners build wealth through personalized financial planning, retirement and investment strategies, and risk management. Connect with Nadia Ankleshwaria’s team—visit vortexfg.com or email arsh@vortexfg.com.

  • Harvest Residential Mortgage Services
  • 4800 Sugar Grove, Suite 620-C, Stafford, TX, 77477
  • Lends in Texas
  • Harvest Residential Mortgage Services is a Professional & Reliable company. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, and individual home-buyers throughout the State of Texas and also We offer great customer service.