Construction loans with AI in Culpeper, VA [2025 list]

Lendersa® presents an expansive listing of construction loan lenders available in Culpeper, VA. This valuable resource includes a diverse selection of regional banks, national lending entities, and local hard money lenders. These lenders utilize private capital to support both ground-up construction initiatives and significant rehabilitation projects, catering to a wide array of financial needs.

In Culpeper, VA, lenders determine the estimated costs for constructing a 2,000 square foot home. Basic construction projects can start at around $247,409, while those with more sophisticated, elaborate designs may reach up to $447,907. The interest rates and terms for these construction loans are influenced by various factors, including the financial standing of the borrower, Loan-to-Value (LTV) ratios, After Repair Values (ARV), and the specific lender chosen for the task.

Discover the Magic Behind the Construction Loan Calculator

Lendersa® employs cutting-edge AI technology to quickly match your loan application with a vast network of construction lenders, ensuring all of your construction financing needs are fully addressed. This innovative approach enables you to discover optimal construction loan rates to fund various projects, from new builds to fix-and-flip ventures and major renovations on both residential and commercial properties across VA.

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By minimizing unnecessary credit inquiries, you can help protect your credit score. Achieving preapproval for your land loan can be done without the need to reveal your social security number or sensitive financial details.

You might be eligible for 100% LTV financing by agreeing to provide additional properties as collateral, known as a blanket loan. This option provides strategic flexibility, allowing you to maximize your borrowing potential.

Utilize the comprehensive Lendersa® land loan calculator to efficiently identify vacant land loan providers within the specified ZIP codes 22701. This tool streamlines the process, helping you to find the right lender options quickly, fulfilling your financial goals effectively and efficiently.

(920) 564-2336 Lender's profile and map Reviews Oostburg State Bank 905 Center Avenue, Oostburg, WI, 53070 Oostburg State Bank is a Wisconsin community bank focused on the needs of local families, businesses, and farmers. At Oostburg State Bank, we provide flexible, modern banking solutions on a local level. That means you get the convenience and dependability you need from a banking institution, with the personalized service you deserve.
(888) 918-0806 Lender's profile and map Reviews HOME HARBOR FINANCIAL, LLC 101 E Town Pl, Suite 130, Saint Augustine, FL, 32092 The Home Harbor Financial Mortgage Team is your premiere mortgage team located in the oldest city in the nation, St. Augustine, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Florida area.
(904) 494-8634 Lender's profile and map Reviews Countryplace Mortgage 113 Nature Walk Parkway Suite 105, Saint Augustine, FL, 32092 Countryplace Mortgage is a direct lender with both Fannie Mae and FHA. That means that we can offer you the most competitive rates, with down payments as low as 3.5%. When financing a manufactured, mobile, or modular home, it is important that you are working with a mortgage professional that understands these unique properties.
904-570-4907 Lender's profile and map Reviews The O’Kavage Group 300 Kingsley Lake Dr Suite 402, Saint Augustine, FL, 32092 The Okavage Group, LLC is a licensed mortgage broker in Pennsylvania, New Jersey, Florida, and Colorado. Owned and Operated by Dan Okavage, working in the industry since 2002, with over 2000 closed loans and counting! Our office is located in St. Augustine, FL, but we can serve clients in all states that we are licensed in- PA, NJ, FL, and CO.
(904) 755-6776 Lender's profile and map Reviews FIRST COAST LOANS 52 TUSCAN WAY STE. 202 #237, Saint Augustine, FL, 32092 "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(731) 668-1155 Lender's profile and map Reviews Patriot Equity Credit Union 1450 Union University Drive, Jackson, TN, 38305 Patriot Equity Credit Union is a non-profit cooperative organization created for the purpose of providing financial services to its members. Every member is a shareholder or "owner" of the Credit Union. Founded in 1929, Patriot Equity Credit Union serves the employees and family members of the U.S. Postal Service.
(815) 223-4300 Lender's profile and map Reviews Peru Federal Savings Bank 1730 Fourth Street, Peru, IL, 61354 At Peru Federal Savings Bank, our mission is to meet the financial needs of each individual by providing exceptional customer service focused on personalized attention and building relationships. We strive to be THE community bank which continues to serve generations in the Illinois Valley.
(731) 660-8000 Lender's profile and map Reviews The Bank of Jackson 420 Oil Well Road, Jackson, TN, 38305 The Bank of Jackson’s successful heritage is built on its commitment to the local community of Jackson and Madison County, local lending decisions and local stockholders and board members. The bank is built on the not so little difference that only a hometown community bank can deliver--personal service.