Construction Loan Lenders in Fair-Oaks, Virginia (2026)

The Lendersa® catalog lists a wide range of construction loan lenders in Fair-Oaks, VA, offering choices from regional banks, national lenders, to local hard money lenders. These lenders are adept in utilizing private money to aid in your ground-up construction and major rehabilitation projects, ensuring you have the capital required for each phase of your endeavor.

Lenders assess the cost for a 2,000 square foot home in Fair-Oaks, VA, estimating from $247,706 for basic builds up to $448,204 for more luxurious designs. These costs are influenced greatly by the interest rates and terms, which vary depending on numerous factors, such as the borrower's financial situation, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the specific type of lender chosen.

Browse and compare loan offers from 100 lenders to find competitive terms tailored to your specific project needs.

Experience the Magic of the Construction Loan Calculator

To fully meet your diverse construction financing needs, Lendersa® leverages advanced AI technology to quickly match your loan requests with hundreds of prospective construction lenders. With this capability, you can discover attractive construction rates ideal for funding projects such as new builds, fix-and-flip endeavors, or major rehabilitations on both residential and commercial properties across VA.

Locate Construction Loan Lenders Nearby

Avoid excessive credit checks to protect your credit score. Achieve preapproval for your land loan without the need to disclose sensitive information like your social security number, safeguarding your personal data.

You might also qualify for 100% LTV financing by opting to pledge additional properties as collateral under a blanket loan setup, providing thorough financial coverage without immediate cash outlay.

Finally, use the Lendersa® land loan calculator to pinpoint vacant land loan lenders within zip codes 22030, ensuring you access the ideal financial support for your land acquisition projects.



Fair-Oaks Construction Loan Lenders

  • First Virginia Community Bank
  • 11325 Random Hills Road, Fairfax, VA, 22030
  • Lends in Virginia
  • Opened in November 2007, our vision entails working with our shareholders, friends and neighbors to build a financial services organization that will focus on the Northern Virginia and Maryland business communities, its owners and employees. We believe our Bank should do more than provide traditional banking products.

  • Apple Federal Credit Union
  • 4097 Monument Corner Drive, Fairfax, VA, 22030
  • Lends in Virginia
  • Apple FCU offers everything you’d expect from a financial institution, but it’s our personalized service that truly reflects the Apple difference that transforms banking from a chore into an experience.

    We’re grateful for every member who chooses to be a part of the Apple family.

  • George Mason Mortgage, LLC
  • 4100 Monument Corner Drive, Suite 100, Fairfax, VA, 22030
  • Lends in Virginia
  • Our foundation is built on the goal of helping families in our communities develop financial wealth and independence through homeownership. We serve both our clients and business associates with the products, technology and experience to provide the best solutions for your unique financial story.

  • Atlantic Coast Mortgage
  • 4097 Monument Corner Drive, 6th Floor, Fairfax, VA, 22030
  • Lends in Virginia
  • ACM is known for offering a better solution for homebuyers through our simple, easy, & stress-free process. We do this by offering a proprietary blend of technologies, systems, & processes. We not only help our clients close on time; we also provide them with free tools & information to continue guiding and helping them make smart decisions around.

  • Home Savings & Trust Mortgage
  • 3701 Pender Dr , STE 150, Fairfax, VA, 22030
  • Lends in Virginia
  • We strive to fulfill the dream of home ownership, build lasting client relationships, and create value that stands the test of time. At Home Savings & Trust Mortgage (HSTM), we combine a positive approach with market knowledge and mortgage expertise to ensure homeowners maximize their 'home equity'

  • Peace Home Lending
  • 3975 University Dr, Suite 230, Fairfax, VA, 22030
  • Lends in Virginia
  • PEACE’s mission is to help our clients reach their home financial goals by providing holistic advice, based on each clients particular scenario, founded on the principles of proactiveness, efficiency, availability, creativity, and effectiveness. Focused on getting you the best home loan, and making it a great experience along the way.

  • First Heritage Mortgage, LLC
  • 3201 Jermantown Road, Suite 800, Fairfax, VA, 22030
  • Lends in Virginia
  • First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC metro area. By working hard to prove ourselves on every loan, we have gained a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower.

  • Adler Private Lending
  • 11350 Random Hills Rd, Suite 720, Fairfax, VA, 22030
  • Lends in Virginia
  • Adler Private Lending, we’re specialists in commercial lending and real estate investments. For more than a quarter of a century, we have been the capital resource of choice for Washington area real estate professionals and investors. Renowned for an entrepreneurial spirit combining unique creativity, flexibility, and the ability to perform

  • Intercoastal Mortgage, LLC
  • 4100 Monument Corner Dr, Suite 220, Fairfax, VA, 22030
  • Lends in Virginia
  • Our mission is to provide financing for all types of residential mortgage transactions. As a direct lender, we control the process from start to finish; we make the loan decision. All of our loans are processed, underwritten, & closed locally.Our team of loan officers and professionals are equipped with a level of experience that is second to none.