7 Construction Loan Lenders with AI in Franklin, Virginia 2026

The comprehensive Lendersa® roster of construction loan providers in Franklin, VA features national financial institutions, regional banks, and local hard money lenders, all utilizing private capital for your new construction or substantial renovation needs.

For a 2,000 square-foot home in Franklin, VA, construction costs are estimated to range from $246,540 for standard building projects up to $447,038 for more luxurious constructions. Both interest rates and loan terms vary based on borrower circumstances, LTV, ARV, and the selected type of lender.

Explore and contrast various loan offerings from an extensive network of 100 lenders by clicking here.

Magic Behind the Construction Loan Calculator

With the help of Lendersa®'s advanced AI technology, you'll have access to a seamless matching of your loan request with numerous construction loan providers, meeting every financial need. Today, you can explore the most competitive construction rates, ideal for projects like new builds, fix-and-flip, or major rehabs on both residential and commercial properties in VA.

Are Construction Loan Lenders Nearby?

To maintain your credit score, avoid excess inquiries. Obtain pre-approval for your land loan without providing your social security number or divulging sensitive financial details.

You can qualify for full 100% LTV (Loan to Value) financing by committing additional property as collateral under a blanket loan agreement.

Utilize Lendersa® land loan calculator to find lenders for vacant land in zip codes: 23851.



Franklin Construction Loan Lenders

  • Reeds Real Estate
  • 111 Mill Creek Parkway, Suite 200, Chesapeake, VA, 23323
  • Lends in Virginia
  • At Reeds Real Estate we provide services that are targeted to meet your every need. Every client who seeks expert advice gets nothing but the best treatment. Expect successful negotiations, efficiently closed deals, and a seamless, stress-free experience. When you work with us, you can rest assured that you will always be our top priority.

  • The Bank of Southside Virginia
  • 17208 Halligan Park Rd., Carson, VA, 23830
  • Lends in Virginia
  • BSV has a long and proud history of serving the community. While we operate over 15 locations today, we have very humble beginnings and strong roots.

    The Bank of Southside Virginia has origins that begin in 1905 when the Bank of Stony Creek was chartered. In 1911, the Bank of Carson opened for business

  • BayPort Credit Union
  • 1 Bayport Way, Newport News, VA, 23606
  • Lends in Virginia
  • In 1928, nine shipyard workers from Newport News Shipbuilding formed an organization with a specific purpose as a low-interest source of loans and a trusted place to deposit money. Today, BayPort Credit Union is rated a Superior 5-Star Credit Union by Bauer Financial, managing $2.2 billion in assets

  • Cornerstone Home Mortgage, LLC
  • 1020 Hillston Arch, Chesapeake, VA, 23322
  • Lends in Virginia
  • Cornerstone Home Mortgage, LLC offers home mortgages, including conventional, FHA and VA loans in the Chesapeake, VA area. Cornerstone Home Mortgage, LLC will help you navigate the process of obtaining a home loan. We offer our clients the best rates with the lowest closing costs in the area.

  • Coastal Key Acquisitions
  • 440 Monticello Ave, Norfolk, VA, 23510
  • Lends in Virginia
  • Coastal Key Acquisitions connects borrowers with the right capital source — fast. We specialize in hard money, bridge, and commercial loans nationwide. As a veteran-owned firm based in Hampton Roads, VA, we bring integrity and deal expertise to every transaction. Residential, commercial, and land deals welcome. Let’s close.

  • Tidewater Home Funding, LLC
  • 1108 Eden Way North, Chesapeake, VA, 23320
  • Lends in Virginia
  • Tidewater Home Funding, LLC has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in customer service.

  • Fort Lee Federal Credit Union
  • 4495 Crossings Boulevard, Prince George, VA, 23875
  • Lends in Virginia
  • Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.

  • Capital Atlantic Solutions, LLC.
  • 506 Cavalier Dr, Virginia Beach, VA, 23451
  • Lends in Virginia
  • Navigating the sea of financing to help grow your business. Capital Atlantic Solutions is a diversified financial brokerage and direct lender that can provide capital for almost any situation. Whether you are looking for working capital or money to secure the development of a 300 unit Multifamily we are able to help. We look forward to working wi

  • Citizens and Farmers Bank
  • 415-14th Street, West Point, VA, 23181
  • Lends in Virginia
  • The founders of C&F Bank recognized the need for a strong, solid financial institution that would serve local businesses and the customers that lived and worked in our communities. Through the years, C&F Bank has proved that dedicated, well-trained employees, a commitment to outstanding service & a diverse offering of quality financial products.

  • Baylands Family Credit Union
  • 2004 Main Street, West Point, VA, 23181
  • Lends in Virginia
  • Baylands Family Credit Union was formed over 70 years ago to assist with the financial needs of the West Point paper mill employees and their families. Over time Baylands has grown to become a state-chartered community credit union with a robust platform of services to offer all our members.