28 Construction Loan Lenders in Gainesville, Virginia in 2026

Lendersa® offers a curated list of construction loan lenders in Gainesville, VA, including regional banks, national institutions, and local hard money lenders using private funds. These options support both ground-up construction and major rehabilitation projects, ensuring a range of financial solutions for your building needs.

In Gainesville, VA, lenders estimate construction costs for a 2,000 square foot home, beginning at $247,211 for basic construction, increasing up to $447,709 for more elaborate designs. Interest rates and loan terms vary based on borrower financials, LTV, ARV, and the type of lender chosen.

Compare loan offers from a variety of 100 lenders

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To meet all your financing needs, Lendersa® employs advanced AI technology to match your requests with a vast network of construction lenders. Discover premium construction rates for funding new builds, fix N flips, or major rehabs on residential and commercial properties in VA.

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To safeguard your credit score, it's important to limit unnecessary inquiries. Achieve preapproval for your land loan without the requirement to disclose your social security number or other sensitive financial information.

You may be eligible for 100% LTV (Loan to Value) financing by agreeing to use additional property as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in the specified zip codes: 20169.



Gainesville Construction Loan Lenders

  • R&F Commercial Debt and Equity
  • 3684 Centerview Dr, Chantilly, VA, 20151
  • Lends in Virginia
  • "Founded in 2011 with a strong reputation, expertise in real estate investment, and professionalism founder Steve Ross started R&F Commercial Debt and Equity in response to the challenges in the national real estate market and subsequent opportunities that have been created as its by-product.

  • Velocity Commercial Investments, Inc
  • 12011 Lee Jackson Memorial Highway, Suite 510, Fairfax, VA, 22033
  • Lends in Virginia
  • Velocity Commercial Investments Inc. A National Commercial & Business Loan Consultants in helping commercial clients by providing sources for Capital to Businesses and Real Estate Investors. The founder of VCI has experience in the field of financial transactions for over 25 years.

  • Commercial Lending LLC
  • 7603 Maple Branch Rd, Clifton, VA, 20124
  • Lends in Virginia
  • Commercial Lending, LLC is pleased to offer land acquisition, construction and closing costs financing for small single-family residential construction projects. We offer loans for stick-built or modular home construction. We work with you to streamline the construction loan process so that you can begin construction on your schedule.

  • Northwest Federal Mortgage Lending Center Cary, NC
  • 200 Spring St, Herndon, VA, 20170
  • Lends in Virginia
  • Northwest Federal will be the lifetime financial partner for our member-owners. Our Mission is To create quality financial relationships for a lifetime by providing valuable financial products and service that exceed members’ expectations. Together, we serve and inspire to transform lives.

  • Oak View National Bank
  • 128 Broadview Ave, Warrenton, VA, 20186
  • Lends in Virginia
  • At Oak View National Bank, our commercial lending program is focused on tailoring a loan to your exact need while providing fast, local service. As your local community bank, we make all loan decisions locally and go the extra mile to ensure your commercial loan is right for your needs.

  • Americorp Mortgage Services Inc
  • 12040 South Lakes Drive, Suite 102, Reston, VA, 20191
  • Lends in Virginia
  • Founded in 1997 with a goal to provide equitable mortgage solutions for home buyers, home owners and investors, nearly a decade later, Americorp Mortgage Services, Inc. consistently meets and exceeds its customer expectations. With an overall satisfaction rating of 'Excellent', Americorp Mortgage Services is committed to extraordinary service

  • First Virginia Community Bank
  • 11325 Random Hills Road, Fairfax, VA, 22030
  • Lends in Virginia
  • Opened in November 2007, our vision entails working with our shareholders, friends and neighbors to build a financial services organization that will focus on the Northern Virginia and Maryland business communities, its owners and employees. We believe our Bank should do more than provide traditional banking products.

  • Apple Federal Credit Union
  • 4097 Monument Corner Drive, Fairfax, VA, 22030
  • Lends in Virginia
  • Apple FCU offers everything you’d expect from a financial institution, but it’s our personalized service that truly reflects the Apple difference that transforms banking from a chore into an experience.

    We’re grateful for every member who chooses to be a part of the Apple family.

  • George Mason Mortgage, LLC
  • 4100 Monument Corner Drive, Suite 100, Fairfax, VA, 22030
  • Lends in Virginia
  • Our foundation is built on the goal of helping families in our communities develop financial wealth and independence through homeownership. We serve both our clients and business associates with the products, technology and experience to provide the best solutions for your unique financial story.

  • Atlantic Coast Mortgage
  • 4097 Monument Corner Drive, 6th Floor, Fairfax, VA, 22030
  • Lends in Virginia
  • ACM is known for offering a better solution for homebuyers through our simple, easy, & stress-free process. We do this by offering a proprietary blend of technologies, systems, & processes. We not only help our clients close on time; we also provide them with free tools & information to continue guiding and helping them make smart decisions around.