4 Construction Loan Lenders with AI in Hampton, Virginia 2026

Lendersa® provides an array including regional banks, national lenders, and local hard money lenders in Hampton, VA, catering to your needs for ground-up construction or significant rehab projects with private funds.

In Hampton, VA, the estimated costs for erecting a 2,000 square foot house range from $247,981 for basic builds to $448,479 for elaborate ones. The terms of construction loans, including interest rates, are influenced by borrower financials, LTV, ARV, and the lender type.

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Ensuring your construction financing needs are covered, Lendersa® harnesses AI technology to swiftly align your request with hundreds of lenders. Uncover competitive construction rates for funding ground-up construction, fix and flip, or extensive rehabs on both residential and commercial properties in VA.

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Take steps to preserve your credit score by minimizing unnecessary inquiries. Secure preapproval for your land loan without needing your social security number or sensitive financial details.

Consider 100% LTV financing by committing additional property as collateral under a blanket loan arrangement.

Use the Lendersa® land loan calculator to locate lenders for vacant land loans in zip codes 23666.



Hampton Construction Loan Lenders

  • BayPort Credit Union
  • 1 Bayport Way, Newport News, VA, 23606
  • Lends in Virginia
  • In 1928, nine shipyard workers from Newport News Shipbuilding formed an organization with a specific purpose as a low-interest source of loans and a trusted place to deposit money. Today, BayPort Credit Union is rated a Superior 5-Star Credit Union by Bauer Financial, managing $2.2 billion in assets

  • Coastal Key Acquisitions
  • 440 Monticello Ave, Norfolk, VA, 23510
  • Lends in Virginia
  • Coastal Key Acquisitions connects borrowers with the right capital source — fast. We specialize in hard money, bridge, and commercial loans nationwide. As a veteran-owned firm based in Hampton Roads, VA, we bring integrity and deal expertise to every transaction. Residential, commercial, and land deals welcome. Let’s close.

  • Tidewater Home Funding, LLC
  • 1108 Eden Way North, Chesapeake, VA, 23320
  • Lends in Virginia
  • Tidewater Home Funding, LLC has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in customer service.

  • Reeds Real Estate
  • 111 Mill Creek Parkway, Suite 200, Chesapeake, VA, 23323
  • Lends in Virginia
  • At Reeds Real Estate we provide services that are targeted to meet your every need. Every client who seeks expert advice gets nothing but the best treatment. Expect successful negotiations, efficiently closed deals, and a seamless, stress-free experience. When you work with us, you can rest assured that you will always be our top priority.

  • Capital Atlantic Solutions, LLC.
  • 506 Cavalier Dr, Virginia Beach, VA, 23451
  • Lends in Virginia
  • Navigating the sea of financing to help grow your business. Capital Atlantic Solutions is a diversified financial brokerage and direct lender that can provide capital for almost any situation. Whether you are looking for working capital or money to secure the development of a 300 unit Multifamily we are able to help. We look forward to working wi

  • Cornerstone Home Mortgage, LLC
  • 1020 Hillston Arch, Chesapeake, VA, 23322
  • Lends in Virginia
  • Cornerstone Home Mortgage, LLC offers home mortgages, including conventional, FHA and VA loans in the Chesapeake, VA area. Cornerstone Home Mortgage, LLC will help you navigate the process of obtaining a home loan. We offer our clients the best rates with the lowest closing costs in the area.

  • Citizens and Farmers Bank
  • 415-14th Street, West Point, VA, 23181
  • Lends in Virginia
  • The founders of C&F Bank recognized the need for a strong, solid financial institution that would serve local businesses and the customers that lived and worked in our communities. Through the years, C&F Bank has proved that dedicated, well-trained employees, a commitment to outstanding service & a diverse offering of quality financial products.

  • Baylands Family Credit Union
  • 2004 Main Street, West Point, VA, 23181
  • Lends in Virginia
  • Baylands Family Credit Union was formed over 70 years ago to assist with the financial needs of the West Point paper mill employees and their families. Over time Baylands has grown to become a state-chartered community credit union with a robust platform of services to offer all our members.

  • Chesapeake Bank
  • 97 North Main Street, Kilmarnock, VA, 22482
  • Lends in Virginia
  • Chesapeake Bank’s roots stretch deep into the sandy soil of Virginia’s Northern Neck and reach back to the dawn of the twentieth century. Originally charted as Lancaster National Bank on April 13, 1900, we’ve been focused on our community from the very beginning. The Bank’s first clients were watermen, farmers and small business owners.

  • Fort Lee Federal Credit Union
  • 4495 Crossings Boulevard, Prince George, VA, 23875
  • Lends in Virginia
  • Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.