2026 Construction Loans use AI Lenders complete for Lexington, Virginia

The Lendersa® directory of construction loan lenders in Lexington, VA, includes a diverse collection of options featuring regional banks, national lenders, and local hard money institutions, each utilizing private capital for your needs in ground-up construction or significant renovations.

In Lexington, VA, the estimated cost for constructing a 2,000 square foot home ranges from $246,672 for basic construction to $447,170 for more elaborate designs. Interest rates and loan terms differ significantly, based on the borrower's financial standing, Loan-to-Value (LTV) ratios, After-Repair Value (ARV), and the type of lender you choose.

Explore loan offers from a variety of 100 lenders

Explore the comprehensive construction loan calculator

Address all your construction financing needs efficiently with Lendersa®’s AI technology, which promptly matches your loan requests to a multitude of construction lenders. Discover the most competitive construction rates, whether you’re funding ground-up construction, fix N flip projects, or major renovations on residential and commercial properties in VA.

Looking for construction loan lenders nearby?

To protect your credit score, limit unnecessary credit inquiries. Secure preapproval for your land loan without needing to reveal your social security number or any sensitive financial information.

If willing to pledge additional property as collateral, in a blanket loan format, you might qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans in zip codes 24450.



Lexington Construction Loan Lenders

  • CornerStone Bank (Lexington, VA)
  • 54 South Main Street, Lexington, VA, 24450
  • Lends in Virginia
  • CornerStone Bank will be recognized as the best and most caring place to bank in each of the communities it serves. Our Mission is To deliver exceptional service every day & to demonstrate in every interaction with customers, shareholders, employees & the community, the things we value most: integrity, excellence, reputation & results.

  • Virginia Mountain Mortgage
  • 19747 Main St, Buchanan, VA, 24066
  • Lends in Virginia
  • Bank of Botetourt "Taking Care of You"​ is more than a slogan, it's our promise to the community. For over 120 years, Bank of Botetourt has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education.

  • Colonial Mortgage Company, LLC
  • 23 S. Roanoke St., Fincastle, VA, 24090
  • Lends in Virginia
  • We believe working with our friends & neighbors means we can offer more personal,more individualized service than you might get elsewhere.The mortgage loan expert who begins the process with you will work with you all the way through closing. They’ll answer questions,openly sharing advice & helping through all the steps until your loan is approved.

  • Highlands Community Bank
  • 307 Thacker Avenue, Covington, VA, 24426
  • Lends in Virginia
  • Highlands Community Bank (HCB) was established in 2002 by a group of local investors who determined there was a need for a community bank in the Alleghany Highlands. The belief was that a community bank could better serve the local residents and businesses and better contribute the local economy.

  • Jackson River Community Credit Union
  • 347 North Court Avenue, Covington, VA, 24426
  • Lends in Virginia
  • Jackson River Community Credit Union is a not-for-profit financial institution that is owned and operated by its members and promotes the credit union philosophy. We provide a full range of financial services at very competitive rates and useful information to help our members in all of their financial endeavors.

  • Select Bank
  • 211 Gristmill Dr, Forest, VA, 24551
  • Lends in Virginia
  • At Select Bank, we can help you manage your time and your money. We’ve brought together old-fashioned service and the latest tools and technology in order to provide you with the products and services you need, when you need them – and on your terms. We’re focused on treating every customer like they’re our only customer.

  • T.Y. Mortgage, LLC
  • 15115 Forest Road, Forest, VA, 24551
  • Lends in Virginia
  • "TY Mortgage, LLC, has a team of experienced and highly skilled loan consultants that will help you determine which loan option is best suited for your situation. At TY Mortgage, we help you get the loan that you want in the time frame you want it in. Purchase or Refinance Mortgage
    Residential or Commercial.

  • Frontier Community Bank
  • 400 Lew Dewitt Blvd, Waynesboro, VA, 22980
  • Lends in Virginia
  • Frontier Community Bank and its affiliates are committed to safeguarding the personal information that you provide us. This notice describes our privacy policy and how we handle and protect personal information we collect about individuals, such as you, who apply for or obtain our products and services.

  • DuPont Community Credit Union
  • 140 Lucy Ln, Waynesboro, VA, 22980
  • Lends in Virginia
  • DCCU is a member-owned, not-for-profit, full service financial cooperative committed to providing affordable financial solutions to its member owners. Founded in 1959, DCCU currently serves more than 100, 000 members and has over $1.5 Billion in assets.headquartered in Waynesboro, operates 13 branches in the Central Shenandoah Valley region.