Construction Loan Lenders in Montrose, Virginia (2026)

The Lendersa® compilation of construction loan lenders in Montrose, VA features a diverse array of financial providers including regional banks, national lenders, and local hard money lenders. These entities use private money to support projects like ground-up construction or major renovations.

Lenders determine the building costs in Montrose, VA, for a 2,000 square-foot home, with estimates starting at $246,342 for basic construction, up to $446,840 for more extravagant builds. Variations in interest rates and loan terms depend on the borrower's financial standing, LTV, ARV, and the lender type.

Explore loan offers from 100 different lenders

Unlock the Magic Construction Loan Calculator

To address all your construction financing needs, Lendersa® employs AI technology to efficiently match your loan request with a wide selection of construction lenders. You can unearthe competitive construction rates for new builds, fix-and-flip projects, or major rehabs in residential and commercial properties throughout VA.

Need Construction Loan Lenders Nearby?

To protect your credit score, minimize unnecessary inquiries. Secure preapproval for land loans without the need to provide your social security number or any sensitive financial information.

Consider qualifying for 100% LTV (Loan to Value) financing by pledging additional property as collateral within a blanket loan framework.

Utilize the Lendersa® land loan calculator to find lenders that offer vacant land loans in these zip codes: 23223.



Montrose Construction Loan Lenders

  • Atlantic Union Bank
  • 1051 E Cary St, Suite 103, Richmond, VA, 23219
  • Lends in Virginia
  • Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.

  • Fidelity Capital Mortgage Company
  • 4905 Dickens Road, Suite 103, Richmond, VA, 23230
  • Lends in Virginia
  • Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs

  • Friendly Rehab Funds, Virginia-Based Private Real Estate Lending
  • 1516 Willow Lawn Dr, Suite 103, Richmond, VA, 23230
  • Lends in Virginia
  • We at Friendly Rehab Funds understand how hard it is to find an investment property right now with the low inventory of homes on the market. Below, we have attached a very insightful link on 91 ways to find houses below market value. Our top 5 favorites include:value. Our top 5 favorites incl

  • Richmond Mortgage Inc.
  • 1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
  • Lends in Virginia
  • Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.

  • Virginia Credit Union
  • 7500 Boulder View Drive, Richmond, VA, 23225
  • Lends in Virginia
  • Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.

  • Home Loan Zone, Inc
  • 400 N Ridge Road, Suite 200, Henrico, VA, 23229
  • Lends in Virginia
  • Home Loan Zone is a Virginia based mortgage company that offers high quality mortgage services to residential clients.Our mission is to help turn today’s dreams of homeownership into tomorrow’s reality.We focus on providing personal & specialized services to meet your specific needs through educating you on our full range of loan products and terms

  • Blue Ridge Bank
  • 11450 Robious Road N, Richmond, VA, 23235
  • Lends in Virginia
  • Blue Ridge Bank is a leading community Bank that supports families and businesses through a wide range of financial services including retail and commercial Banking, payroll, insurance, card payments, wholesale and retail mortgage lending, and government-guaranteed lending. The Bank also provides investment and wealth management services

  • Gap Funded
  • 7631 Whitepine Rd, North Chesterfield, VA, 23237
  • Lends in Virginia
  • Gap Funding for Real Estate Investors

    Close your next deal with 100% financing. Gap funding covers your down payment, closing costs, and rehab — no equity splits, no second liens.
    Our capital stack includes unsecured gap funding, 0% credit card stacking, Helocs on investment properties and much more..

  • TrustMor Mortgage Co., LLC
  • 5300 Hickory Park Drive, Glen Allen, VA, 23059
  • Lends in Virginia
  • TrustMor, we straightforwardly tell you all you need to know, when you need to know it. We do what we say when we say we’ll do it. We’re there for you when you need help, answers and advice. You can trust us to always make your interests our first priority, and to make the complex mortgage lending process as simple.