2026 Construction Loans in Oakton, Virginia

The Lendersa® network features an extensive list of construction loan lenders in Oakton, VA, offering a range of financial services through regional banks, prominent national lenders, and local hard money lenders. These lenders specialize in utilizing private money to back ground-up construction projects or major rehabs, ensuring that you have access to the necessary capital to bring your construction dreams to fruition.

In Oakton, VA, lenders estimate the cost of constructing a 2,000 square foot home from $247,717 for basic builds to $448,215 for more luxurious, upscale constructions. The interest rates and terms of construction loans vary considerably based on several factors including the borrower’s financial profile, the Loan-to-Value (LTV) ratio, the After-Repair Value (ARV), and the type of lender selected.

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To comprehensively meet your construction financial needs, Lendersa® employs state-of-the-art AI technology. This sophisticated system instantly matches your loan applications with hundreds of construction lenders, empowering you to discover excellent construction rates for funding new builds, fix-and-flip endeavors, or major renovations for a variety of residential and commercial properties throughout VA.

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Reducing unnecessary credit inquiries can help preserve your credit score. Achieve preapproval for your land loan without the need to submit your social security number or sensitive financial information, maintaining discretion and security.

Consider your eligibility for 100% LTV financing. This is achievable by agreeing to pledge additional property as collateral under a blanket loan arrangement, providing comprehensive financial assurance without requiring upfront capital outlay.

Utilize the Lendersa® land loan calculator to track down lenders for vacant land loans in zip codes 22031, ensuring access to top-tier financing solutions for your land acquisition and development plans.

Oakton Construction Loan Lenders
(703) 848-3793 Lender's profile and map Quality First Mortgage 2724 Dorr Avenue Suite 215, Fairfax, VA, 22031 Lends in Virginia Quality First Mortgage strives for 100% total client satisfaction.We offer the best current mortgage rates & home financing programs in our industry.Our staff has over 40 years of loan origination experience in both commercial and residential mortgages.Our business model provides our customers the lowest mortgage rates & fees in the areas we serve.
(703) 941-4022 Lender's profile and map Finance USA Corporation 6924 A Little River Turnpike, Annandale, VA, 22003 Lends in Virginia Finance USA Corporation has been assisting customers with their mortgage needs since 2006. We understand that the process of obtaining a loan can be quite overwhelming, which is why our Mortgage Professionals work closely with each customer to ensure a financial solution tailored specifically to their needs.
(703) 436-4740 Lender's profile and map First Virginia Community Bank 11325 Random Hills Road, Fairfax, VA, 22030 Lends in Virginia Opened in November 2007, our vision entails working with our shareholders, friends and neighbors to build a financial services organization that will focus on the Northern Virginia and Maryland business communities, its owners and employees. We believe our Bank should do more than provide traditional banking products.
(703) 788-4800 Lender's profile and map Apple Federal Credit Union 4097 Monument Corner Drive, Fairfax, VA, 22030 Lends in Virginia Apple FCU offers everything you’d expect from a financial institution, but it’s our personalized service that truly reflects the Apple difference that transforms banking from a chore into an experience. We’re grateful for every member who chooses to be a part of the Apple family.
(800) 867-6859 Lender's profile and map George Mason Mortgage, LLC 4100 Monument Corner Drive, Suite 100, Fairfax, VA, 22030 Lends in Virginia Our foundation is built on the goal of helping families in our communities develop financial wealth and independence through homeownership. We serve both our clients and business associates with the products, technology and experience to provide the best solutions for your unique financial story.
(703) 304-0188 Lender's profile and map Atlantic Coast Mortgage 4097 Monument Corner Drive, 6th Floor, Fairfax, VA, 22030 Lends in Virginia ACM is known for offering a better solution for homebuyers through our simple, easy, & stress-free process. We do this by offering a proprietary blend of technologies, systems, & processes. We not only help our clients close on time; we also provide them with free tools & information to continue guiding and helping them make smart decisions around.
(703) 352-1716 Lender's profile and map Home Savings & Trust Mortgage 3701 Pender Dr , STE 150, Fairfax, VA, 22030 Lends in Virginia We strive to fulfill the dream of home ownership, build lasting client relationships, and create value that stands the test of time. At Home Savings & Trust Mortgage (HSTM), we combine a positive approach with market knowledge and mortgage expertise to ensure homeowners maximize their 'home equity'
(571) 998-1500 Lender's profile and map Peace Home Lending 3975 University Dr, Suite 230, Fairfax, VA, 22030 Lends in Virginia PEACE’s mission is to help our clients reach their home financial goals by providing holistic advice, based on each clients particular scenario, founded on the principles of proactiveness, efficiency, availability, creativity, and effectiveness. Focused on getting you the best home loan, and making it a great experience along the way.
(703) 352-0721 Lender's profile and map First Heritage Mortgage, LLC 3201 Jermantown Road, Suite 800, Fairfax, VA, 22030 Lends in Virginia First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC metro area. By working hard to prove ourselves on every loan, we have gained a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower.