Oakton, Virginia Construction loan lenders AI selection 2025

The Lendersa® network features an extensive list of construction loan lenders in Oakton, VA, offering a range of financial services through regional banks, prominent national lenders, and local hard money lenders. These lenders specialize in utilizing private money to back ground-up construction projects or major rehabs, ensuring that you have access to the necessary capital to bring your construction dreams to fruition.

In Oakton, VA, lenders estimate the cost of constructing a 2,000 square foot home from $247,717 for basic builds to $448,215 for more luxurious, upscale constructions. The interest rates and terms of construction loans vary considerably based on several factors including the borrower’s financial profile, the Loan-to-Value (LTV) ratio, the After-Repair Value (ARV), and the type of lender selected.

Look through and compare loan offers from a group of 100 lenders to ensure that you find the most competitive terms and conditions that align with your building aspirations and financial setup.

Experience the Magic of Our Construction Loan Calculator

To comprehensively meet your construction financial needs, Lendersa® employs state-of-the-art AI technology. This sophisticated system instantly matches your loan applications with hundreds of construction lenders, empowering you to discover excellent construction rates for funding new builds, fix-and-flip endeavors, or major renovations for a variety of residential and commercial properties throughout VA.

Find Construction Loan Lenders in Your Vicinity

Reducing unnecessary credit inquiries can help preserve your credit score. Achieve preapproval for your land loan without the need to submit your social security number or sensitive financial information, maintaining discretion and security.

Consider your eligibility for 100% LTV financing. This is achievable by agreeing to pledge additional property as collateral under a blanket loan arrangement, providing comprehensive financial assurance without requiring upfront capital outlay.

Utilize the Lendersa® land loan calculator to track down lenders for vacant land loans in zip codes 22031, 22124, 22181, 22185, ensuring access to top-tier financing solutions for your land acquisition and development plans.



  • First National Bank of Scotia
  • 201 Mohawk Avenue, Scotia, NY, 12302
  • At 1st National Bank of Scotia, we rely on our decades of experience both inside and outside the banking industry to help provide our loyal customers with the products and services to fit their needs. Our Board of Directors truly care about providing for our customers and our communities today, tomorrow, and well into the future.
  • Belmont Savings Bank (Belmont, NC)
  • 210 Park Street, Belmont, NC, 28012
  • At Belmont Savings Bank, customers are our number one priority. We believe there are many reasons customers choose to bank with us. Our Savings and Loan products offer competitive interest rates and our personal bankers are people you can trust to handle all of your financial needs.
  • American Bank of the Carolinas Monroe
  • 312 N Charlotte Ave, Monroe, NC, 28112
  • In February of 2018, a group of Union County business leaders announced plans to form a de novo bank. De novo refers to a newly chartered bank founded independently of any other financial institutions. Union County has always supported a locally owned, locally managed bank. The group chose the name “American Bank” with the name giving a nod
  • Bank of Hindman
  • 1362 Hindman Bypass, Hindman, KY, 41822
  • The Bank of Hindman opened for business in Hindman, Kentucky on October 3, 1903. The Bank of Hindman remained open during the Great Depression and has grown to become a $150 million financial institution. The Bank of Hindman remains locally owned and committed to serving the needs of our community.
  • Westfield Bank
  • 141 Elm Street, Westfield, MA, 01085
  • Westfield Bank is a federally chartered stock savings bank headquartered in Westfield, Massachusetts. Founded in 1853, Westfield Bank offers a comprehensive line of commercial and personal banking products and services to customers in Western Massachusetts and Northern Connecticut.
  • Gateway Funding, Inc.
  • 338 Shipyard Blvd, Wilmington, NC, 28412
  • Gateway Funding, Inc. is a NC based family owned and operated specializing in commercial lending with a wide range of products in 45 states. We give a free consultation in order to determine the goals of the client and assess their financial situation. (Including refinancing) Gateway Funding, Inc.
  • The Mortgage Place Inc.
  • 646 Plank Road, Suite 102, Clifton Park, NY, 12065
  • At The Mortgage Place, we recognize that buying or refinancing a home is a huge commitment. At our initial consultation, we will work together to determine your goals, needs and financial strategies. We will patiently describe the different mortgage programs in detail. Together we will decide on the best program and lender for your situation.
  • Prosper First Capital
  • 763 Saratoga Road, Suite 4, Burnt Hills, NY, 12027
  • Prosper First Capital have worked hard to build our reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • Pro Mac Real Estate and Lender Services
  • 76 Center Street, Waterbury, CT, 06072
  • Pro-Mac Appraisal Management Services is a Regional Appraisal Management Company that specializes in residential and commercial appraisal/valuations for both lending and non-lending purposes. With over 50 years of combined experience in all facets of real estate transactions, we are well-equipped to assist our clients.
  • Bank of Tennessee
  • 301 E Center St, Kingsport, TN, 37660
  • Our mission is to provide an uncompromising customer experience, featuring just-right-for-you products, delivered in the most modern channels, and powered by a talented team of friendly and knowledgeable people who go above and beyond to deliver touches that people don’t expect from a Bank.