Construction Loan Lenders in St.-Johnsbury, Vermont (2026)

Lendersa® features a list of construction loan lenders in St.-Johnsbury, VT, comprising regional banks, national lenders, and local hard money providers. These lenders utilize private money for ground-up construction projects or major rehabs.

Lenders determine construction costs for a 2,000 Sq Ft home in St.-Johnsbury, VT, ranging from $246,074 for basic builds to $445,202 for more intricate constructions. Interest rates and loan terms vary according to the borrower's financials, Loan-To-Value (LTV) ratio, After Repair Value (ARV), and the chosen lender type.

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Lendersa® uses AI technology to instantly match your loan request with multiple construction lenders, ensuring all financing needs are met. Discover competitive construction rates for new builds, flips, or major rehabs on both residential and commercial properties across VT.

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To protect your credit score, avoid unnecessary inquiries. Obtain preapproval for land loans without needing your social security number or sensitive information.

If additional property is pledged as security (a blanket loan), you might qualify for 100% LTV financing.

Use the Lendersa® land loan calculator to find lenders offering vacant land loans in the following zip codes: 05819.



St.-Johnsbury Construction Loan Lenders

  • Passumpsic Savings Bank
  • 497 Railroad Street, Saint Johnsbury, VT, 05819
  • Lends in Vermont
  • Passumpsic Bank is a community bank, 11 branches strong, proudly serving the Northeast Kingdom, Central Vermont and New Hampshire's North Country. Passumpsic Bank is a one of the few remaining mutually owned banks. We are committed to reinvesting profits in the communities we serve, because our first priority has always been—and always will be—you.

  • Wells River Savings Bank
  • 34 Main Street, Wells River, VT, 05081
  • Lends in Vermont
  • Wells River Savings Bank (WRSB) has been providing personal and business banking products and services to the Upper Connecticut River Valley of Vermont and New Hampshire for more than 119 years. We take great pride in our tradition of friendly, personal service and our strong commitment to the community.

  • Green Mountain Credit Union
  • 1311 U.S. Route 302-Berlin, Suite 700, Barre, VT, 05641
  • Lends in Vermont
  • As part of our current evolution, Green Mountain Credit Union is proud to showcase our new website. We now have the tools to bring you the most up to date information regarding activities, events, and the products and services we deliver to our members – all in an attractive and user-friendly mobile-responsive web interface.

  • VSECU
  • PO Box 67, Burlington, VT, 05601
  • Lends in Vermont
  • VSECU is a credit union is a not-for-profit financial cooperative that is owned by its members. Profits go back to the member owners in the form of higher saving rates, lower loan rates, and affordable services. Credit unions do not exist to make a profit for the benefit of outside stockholders

  • Vermont Community Loan Fund
  • 7 School Street, Montpelier, VT, 05602
  • Lends in Vermont
  • VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services.

  • Union Bank
  • 20 Lower Main St, Morrisville, VT, 05661
  • Lends in Vermont
  • Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.

  • MSA Mortgage, LLC
  • 18 Mad River Green, Waitsfield, VT, 05673
  • Lends in Vermont
  • The MSA Mortgage Team is committed to providing clients with high quality experience combined with low mortgage rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.