2026 Construction Loan Lenders for Federal-Way, Washington

The Lendersa® list of construction loan lenders in Federal-Way, WA, includes regional banks, national lenders, and local hard money lenders, all utilizing private funds for either ground-up construction or significant rehabs.

For building a 2,000-square-foot home in Federal-Way, WA, lenders can estimate the costs from $274,315 for basic constructions up to $494,819 for more intricate designs. Interest rates and the terms of construction loans vary based on the borrower's financial information, the Loan-to-Value ratio (LTV), the After-Repair Value (ARV), and the type of lender you choose.

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To satisfy all your construction financing requirements, Lendersa® AI technology can immediately match your loan application with a vast number of construction lenders. You can discover excellent construction rates to finance ground-up constructions, fix-and-flip, or substantial rehabs on both residential and commercial properties in WA.

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Reducing unnecessary inquiries helps maintain your credit score. Secure preapproval for a land loan without providing your social security number or any sensitive personal financial information.

You might qualify for 100% LTV (Loan to Value) financing by agreeing to pledge additional property as collateral, often called a blanket loan.

Leverage the Lendersa® land loan calculator to identify vacant land loan providers located in zip codes 98023.



Federal-Way Construction Loan Lenders

  • Commencement Bank
  • 1102 Commerce Street, Tacoma, WA, 98402
  • Lends in Washington
  • Commencement Bank, headquartered in Tacoma, WA, was formed in 2006. We provide traditional, reliable, and sustainable banking in Pierce County, South King County, Thurston County and the surrounding areas. Our team of experienced banking experts focuses on personal attention, flexible service, and building strong relationships with customers.

  • The Columbia Bank
  • 1301 A St, Tacoma, WA, 98402
  • Lends in Washington
  • Columbia Bank is a Northwest community bank headquartered in Tacoma, Washington, with comprehensive solutions and expertise to meet the evolving needs of businesses and individuals.

    Growth is vital to remaining a preferred option for customers. It advances the services and expertise we provide on their behalf

  • Crux Commercial Partners
  • 732 Broadway St, Suite 301, Tacoma, WA, 98402
  • Lends in Washington
  • Crux Commercial Partners is a boutique commercial real estate finance firm that specializes in value add solutions for our clients. Our diverse web of relationships and unparalleled industry knowledge carry across local banks/credit unions, large regional banks, CMBS issuers, SBA, Fannie Mae/Freddie Mac and affluent private lenders.

  • Harborstone Credit Union
  • 4720 Center St, Tacoma, WA, 98409
  • Lends in Washington
  • Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.

  • The Dorman Team
  • 310 29th St NE, Suite 200, Puyallup, WA, 98372
  • Lends in Washington
  • After having multiple bad experiences in getting a home loan, Mike Dorman decided there is a better way to help clients obtain financing. Old fashioned customer service, communication and attention to detail have allowed The Dorman Team the honor of helping thousands of clients purchase or refinance their home loan

  • Certain Lending
  • 16300 Christensen Rd, Suite 350, Seattle, WA, 98188
  • Lends in Washington
  • We started Certain Lending to standardize mortgage lending and correct market inefficiencies through software. We created a direct lending company to research, develop and perfect the borrower experience, loan origination, and capital markets features that a successful platform must address.

  • Pacific Equity & Loan
  • 3620 100th St SW Ste. B, Lakewood, WA, 98499
  • Lends in Washington

  • Pacific Equity and Loan was built on the belief in the clients’ potential to succeed. With flexible terms, fees and competitive rates, the client is always put first. We are flexible in areas where other lenders aren’t. At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs.

  • Pacific Equity and Loan
  • 3620 100th St SW, Suite B, Lakewood, WA, 98499
  • Lends in Washington
  • Pacific Equity and Loan was founded at the end of 2018 by three managing partners: Chris Robison, Sang Yoon, and Scott Baukol. Each equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity and Loan was born from the ideas of forward thinking and knowledgeable leaders.

  • Soundview Lending Group, LLC
  • 10605 SE 240th St, Suite 544, Kent, WA, 98031
  • Lends in Washington
  • "Soundview Lending Group helps small and mid-size businesses obtain the capital needed for their business. We have built trusted relationships with alternative lenders who are ready to provide funding. Yes! You have options.

    Additionally, we offer consultation services to small and mid-size businesses."

  • Mortgage Equities Inc
  • 7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
  • Lends in Washington
  • Mortgage Equities, Inc. a non-bank lender, founded in 1987 to provide commercial real estate loans to acquire property, develop land parcels, construct buildings, bridge short-term need, seize an opportunity, or find a solution to funding a unique property. Our mission is to provide a fast, efficient, reliable funding service.