4 Construction Loan Lenders in Richland, Washington in 2026

The Lendersa® portfolio of construction loan lenders in Richland, WA, includes regional banks, national lenders, and local hard money lenders who employ private funds for new builds or major renovations.

In Richland, WA, the construction cost for a 2,000-square-foot home can range from $274,194 for basic construction to $494,698 for more elaborate structures. Interest rates and construction loan terms vary according to the borrower's financial profile, LTV, ARV, and the type of lender chosen.

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To fulfill all of your construction financing requirements, Lendersa® AI instantly matches your loan requests with many construction lenders. Discover excellent construction rates to fund projects like fix and flips, ground-up constructions, or major rehabs on residential and commercial properties in WA.

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Minimizing unnecessary inquiries protects your credit score. Preapprove your land loans without needing to provide your social security number or any sensitive financial information.

Qualification for 100% LTV (Loan to Value) financing may be possible if you agree to pledge additional properties as security, known as a blanket loan.

Use Lendersa® land loan calculator to find vacant land lenders within zip codes 99352.



Richland Construction Loan Lenders

  • Gesa Credit Union
  • 51 Gage Blvd, Richland, WA, 99352
  • Lends in Washington
  • Gesa became a community-chartered credit union and opened its membership range to everyone in Washington, the credit union experienced explosive growth. From inception, consumers embraced the value of banking with a not-for-profit cooperative. Gesa has grown to twenty-seven locations throughout the state.

  • Community First Bank WA
  • 8131 W Grandridge Blvd, Kennewick, WA, 99336
  • Lends in Washington
  • Community First Bank started twenty years ago with a goal serving our community. We live here, work here and are run by a local board. We offer a full line of lending and business services to small businesses as well as consumer products including investment and trust services.If you want to get to know your banker we look forward to meeting you!

  • HAPO Community Credit Union
  • 601 Williams Blvd, Richland, WA, 99354
  • Lends in Washington
  • HAPO, our primary focus is to offer products and services that provide value to our members through all life stages—banking solutions that are easy and convenient. We also strive to give back to the communities we serve through sponsorships, donations, and volunteerism. Community is our middle name after all

  • Tri-CU Credit Union
  • 3213 W 19th Avenue, Kennewick, WA, 99337
  • Lends in Washington
  • TRI•CU Credit Union is a federally chartered credit union that was founded in 1969 by the International Brotherhood of Electrical Workers Local 112. Our name at that time was IBEW #112 Federal Credit Union and our membership was restricted to the electricians and their families. We are a not-for-profit financial cooperative that is tax exempt.

  • Baker Boyer National Bank
  • 7 W Main St, Walla Walla, WA, 99362
  • Lends in Washington
  • Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. We are Eastern Washington’s trusted financial advisor, serving the Walla Walla Valley, Tri-Cities and Yakima communities, providing wealth management as well as personal and business banking services. Baker Boyer is the only local family of wealth management.

  • Banner Bank
  • 10 S 1st Ave, Walla Walla, WA, 99362
  • Lends in Washington
  • Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank

  • Yakima Federal Savings and Loan
  • 118 E. Yakima Ave, Yakima, WA, 98901
  • Lends in Washington
  • Yakima Federal Savings and Loan serves central and eastern Washington through about a dozen branches. The thrift provides checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Mortgages secured by one- to four-family residences make up more than 90% of Yakima Federal Savings' loan.

  • AAI Financial
  • 819 S 72nd Ave, Yakima, WA, 98908
  • Lends in Washington
  • AAI, founded in 2017, is a real estate and financial firm headquartered in Yakima, WA with a focus on secondary and tertiary markets. We specialize in assisting clients with:

    commercial financing
    buying, selling, or leasing residential and commercial real estate
    buying or selling a business
    underwriting support for financial institutions

  • GRANCO Federal Credit Union
  • 217 Alder Street SW, Ephrata, WA, 98823
  • Lends in Washington
  • Since 1956, GRANCO Federal Credit Union has been providing friendly member service in Ephrata, Moses Lake and the surrounding area. The cooperative philosophy that started the credit union still rings true today. GRANCO will consider a member’s credit score, but will not deny any loan due to credit score alone.

  • Cashmere Valley Mortgage
  • 127 Easy Street, Wenatchee, WA, 98801
  • Lends in Washington
  • Cashmere Valley Bank was established September 24, 1932 by two brothers, Hy W. Rieke and H.H. Rieke, who moved to Cashmere after selling their interest in another bank in Odessa, Washington. Cashmere was chosen as the site to begin their new bank because the community was without a financial institution after the failure of two banks.