433 Construction Loan Lenders with AI in Yelm, Washington 2025

Lendersa® provides an extensive directory of construction loan lenders in Yelm, WA, featuring regional banks, national financial institutions, and local hard money lenders who use private funds for ground-up constructions and major rehabs. This broad selection ensures that borrowers can find financial partnerships tailored to their specific project needs.

For a 2,000 square foot home in Yelm, WA, lenders project construction costs ranging from $273,512 for basic projects to $494,016 for more sophisticated builds. The interest rates and terms depended largely on the borrower's financial standing, loan-to-value (LTV) ratios, after-repair value (ARV), and the type of lender chosen. This variance provides flexibility and tailored loan solutions.

Explore and compare loan offers from 100 different lenders

The Magic Construction Loan Calculator

Employing Lendersa®'s AI technology swiftly matches your loan request with an extensive array of construction lenders, comprehensively addressing your financing needs. Uncover excellent construction rates to finance ground-up projects, fix-and-flip initiatives, or major rehabs across both residential and commercial properties in WA. This ensures you can access the best financial options tailored to your project requirements.

Locate Construction Loan Lenders Near You

To protect your credit score, it is advisable to minimize unnecessary inquiries. Obtain preapproval for your land loan without revealing your social security number or sensitive financial information, streamlining and securing the process.

Moreover, by opting to use additional properties as collateral—known as a blanket loan—you could qualify for 100% LTV (Loan to Value) financing. This offers significant financial leverage and flexibility.

Leverage the Lendersa® land loan calculator to identify lenders for vacant land loans within the zip codes 98576, 98597, ensuring you efficiently align financial resources with your land acquisition goals.



  • Canopy Credit Union
  • PO Box 2519, Spokane, WA, 99220
  • At Canopy Credit Union we know you have financial dreams. Your dream may be to purchase your first home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.
  • Northwest Farm Credit Services
  • 2001 South Flint Road, Spokane, WA, 99220
  • We're a financial cooperative providing financing & related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in Montana, ID, Oregon, Washington and Alaska. Northwest FCS is a member of the nationwide Farm Credit System that supports agriculture & rural communities.
  • RiverBank
  • 202 E. Spokane Falls Boulevard, Suite 500, Spokane, WA, 99202
  • RiverBank is a community business bank devoted to creating long-term client relationships by delivering high quality, digitally focused and competitively priced products & services to small businesses, professionals & private banking clients. We are located in the downtown Spokane University District & serve the greater Eastern Washington market.
  • Brazington Mortgage LLC
  • 3114 E. Marietta, Spokane, WA, 99207
  • When you contact Brazington Mortgage, LLC you get to deal with the owner directly. Stan Brazington will act as your loan officer, loan processor. underwriter and funder. Stan has in excess of 39 years experience underwriting and funding private money loans. Brazington Mortgage LLC specializes in Private Money, great service, low closing costs.
  • Twin River National Bank
  • 900 5th Street, Clarkston, WA, 99403
  • Twin River Bank is locally owned by your neighbors and we have invested here in the Lewis Clark Valley Since We have built a reputation as a community bank serving home buyers, real estate investors and builders. We have experienced mortgage lenders that can help you with a purchase, refinance, home improvement or construction lending.
  • Numerica Credit Union
  • PO Box 4000, Spokane Valley, WA, 99037
  • Numerica Credit Union currently has more than 160, 000 members from Spokane, Northern Idaho, the Tri-Cities and Wenatchee Valley. We offer a full line of financial products and services, including mortgages and business products. Membership is open to anyone who lives or works in the State of Washington or the Idaho Panhandle.
  • The Mortgage Warehouse
  • 13617 East 14th Court, Spokane, WA, 99216
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
  • The Private Money Store Inc.
  • 9116 E Sprague Ave, Suite 285, Spokane, WA, 99216
  • The Private Money Store Inc. is a leading provider of private money real estate loans in the Pacific Northwest for business or commercial purposes secured by non-owner occupied investment property, Spec Construction and Vacant Land With over 35 years of private lending consulting and real estate investment experience
  • TWIN RIVER BANK
  • 1507 G St, Lewiston, ID, 83501
  • Early in March, 1978, eight real estate brokers discussed a common concern, financing, at their weekly exchange breakfast meeting. The consensus was that the local banks and mortgage companies were not meeting the needs of the public. Processing of loans was taking too long; since “chain” banks had to send everything out of town for approval
  • Payette Financial Services
  • 202 N. 9th Street, Suite 300, Boise, ID, 83702
  • Payette Financial is a direct private money lender specializing in financing difficult transactions that conventional lenders avoid. We also buy performing and non-performing commercial loans from third parties. We offer funds to borrowers in Idaho, Arizona, Colorado, Montana, Nevada, New Mexico, Oregon, Utah, Washington, and Wyoming (and possibly