2026 Construction Loan Lenders for Waterloo, Wisconsin

Lendersa® provides a list of construction loan lenders in Waterloo, WI, including regional banks, national lenders, and local hard money lenders using private funds for new constructions or major renovations.

In Waterloo, WI, lenders estimate costs for building a 2,000 square foot home ranging from $189,156 for basic builds to $346,635 for more upscale projects. Loan terms and interest rates vary depending on the borrower's financials, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender chosen.

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Utilizing advanced AI technology, Lendersa® quickly matches your loan requests with a wide range of construction lenders, covering all your financing needs. Discover competitive construction rates for ground-up projects, property flips, or significant rehabs on residential and commercial properties in WI.

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Avoid unnecessary inquiries to maintain your credit score. You can secure preapproval for a land loan without needing to provide your social security number or sensitive financial information.

Qualifying for 100% LTV financing is possible by pledging additional property as security through a blanket loan.

Leverage the power of the Lendersa® land loan calculator to find lenders for vacant land in multiple zip codes 53594.



Waterloo Construction Loan Lenders

  • The Greenwood’s State Bank
  • 365 W Tyranena Park Rd., Lake Mills, WI, 53551
  • Lends in Wisconsin
  • Greenwoods is headquartered in Lake Mills, WI, founded in 1884 and is a FDIC state-chartered bank. We have locations in Jefferson, Green, Rock, Racine, Walworth and Waukesha Counties.

    Greenwoods is a high touch, community focused bank centered on you, our customer. We have all of the most advanced technology products

  • Bank of Lake Mills
  • 136 E Madison Street, Lake Mills, WI, 53551
  • Lends in Wisconsin
  • Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year.

    In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.

  • Bank of Sun Prairie
  • 228 East Main Street, Sun Prairie, WI, 53590
  • Lends in Wisconsin
  • Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.

  • Farmers & Merchants Union Bank
  • 159 W James St, Columbus, WI, 53925
  • Lends in Wisconsin
  • We are community banking at its best! Based in Columbus, Fall River, Friesland, Juneau and Rio, Wisconsin, we have been serving your banking needs since 1861. We are dedicated to your best interests in a way only a community bank can understand, bringing you the best of modern banking technology.

  • Summit Credit Union
  • 1709 Landmark Dr, Cottage Grove, WI, 53527
  • Lends in Wisconsin
  • Summit, we’re all about helping you turn wishing, waiting and wondering into planning, doing and experiencing. We offer the basic products you want, like checking and savings accounts, credit cards and loans. And we go one step further, providing financial guidance, education, tools, one-on-one coaching and innovative programs to empower.

  • County-City Credit Union
  • 106 E John Street, Jefferson, WI, 53549
  • Lends in Wisconsin
  • John and David talked with city and county employees about saving and borrowing to help one another. Everyone felt it was a great idea, so the credit union began serving county and city employees. It was named the County City Employees Credit Union. The credit union began when David made the first deposit of $5.00 on July 3, 1963.

  • Badger Bank Fort Atkinson
  • 220 Grant St, Fort Atkinson, WI, 53538
  • Lends in Wisconsin
  • Badger Bank will be a strong, growing, independent community bank that strives to achieve customer loyalty, employee success.

    In July of 1884, a State-chartered bank opened its doors for the first time at 218 South Main Street, Fort Atkinson. Citizens State Bank (now known as Badger Bank) was established by Congressman L. B. Caswell

  • Ixonia Bank
  • WI046 Marietta Avenue, Ixonia, WI, 53036
  • Lends in Wisconsin
  • For over 100 years, Ixonia Bank has been a locally owned, independent community bank. Experience the benefits of community banking at its best - fast decision-making, customized solutions, local expertise, and responsive, and flexible service. And most importantly experience relationships built on trust and understanding.

  • Settlers Bank
  • 4021 Meridian Drive, Windsor, WI, 53598
  • Lends in Wisconsin
  • Settlers bank is an independent bank infused with an entrepreneurial spirit. At Settlers you work with people who started the business, and own the bank. This means you get timely decisions, simple solutions, and superior service.business, and own and Both Tom and Dave had successful and well-established banking careers, yet both believed that bank