FHA VS Conventional loan programs in 2026 for Anniston, Calhoun County, Alabama
In 2026, the Conventional loan limit in Anniston, Calhoun county, AL is $726,200, while the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator offers a way to compare today's best rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you identify the best program in AL for your financial situation.
2026 Loan Limits and Down Payment Requirements in Anniston, County of Calhoun, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 36201
Options for Conventional and FHA Loans in Anniston, AL
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you quickly and with minimal hassle. Select one of three starting options that match you with suitable lenders and loan programs.
At NobleBank, we are committed to providing the highest quality banking services with a friendly, family-oriented approach that helps both families and businesses in Central Alabama. It’s simple to open or switch your accounts to NobleBank, and our local bankers simplify the process by helping every step of the way.
Fort McClellan Credit Union has strived to be a trusted resource for our members in achieving a brighter financial future while pursuing their dreams. We believe that our job is doing the right things for the right reasons on behalf of our collective membership. While we certainly must be experts at managing both balance sheet & income statement.
Providence Mortgage PC is a mortgage broker with operations in one state. Providence Mortgage PC offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages. Providence Mortgage PC is a FREEandCLEAR Certified Bronze Low Rate Lender and Mortgage Program Leader.
Jackson Mortgage Company is a full-service mortgage lender with more than 20 years of experience serving Anniston, Alabama and the surrounding community. Even if you don’t know us by name, you might recognize our “Call My Daddy!” catchphrase and watching Kelsey Jackson, daughter of owner Larry Jackson, grow up on our billboards through the years.
Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.
In 1903 a group of far-sighted businessmen, led by J. Fall Roberson, Sr., joined forces to form a bank to serve the future businesses and citizens of Pell City and St. Clair County. One hundred and sixteen years and four generations of independent banking experience later, UnionState continues to grow and serve a broad community with twelve banking
Founded in 1848, FNB is the oldest continuously operating bank in the state of Alabama.
We are proud to be a member bank of the FDIC and an Equal Housing Lender.
Our focus is on the Talladega, Lincoln and Munford communities in North Talladega county as well as the surrounding areas. We are a full service bank catering to both consumer
"Family Savings Credit Union…. Where your money grows with you and your family, and ownership allows all members to prosper. The concept of a credit union is one where people can get better financial services by pooling their resources and working together. In 1951, these principles were brought to Gadsden, AL"
Originally founded in 1936 as First Federal Savings and Loan, The Southern Bank continues its commitment to the customers, employees, and communities it serves. Providing both Personal and Business Banking solutions, The Southern Bank focuses on delivering clear, uncompromising customer service.
