Explore the differences! FHA VS Conventional loan programs in Jacksonville, Calhoun County, Alabama

In 2025, the conventional loan limit in Jacksonville, within Calhoun county, AL, is $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, so you can decide which program in AL fits your financial needs best.

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Jacksonville, Calhoun, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 36265

Conventional and FHA Loan Options in Jacksonville, AL

The goal of Lendersa® is to help you secure the best Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three pathways to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Ukrainian Selfreliance Federal Credit Union
  • 221 West Street Road, Feasterville Trevose, PA, 19053
  • Ukrainian Selfreliance Federal Credit Union (UKRFCU) is a full service financial institution with over $380, 000, 000 in assets and more than 12, 000 members that offers a wide variety of products including auto and personal loans, mortgages, residential and mixed-use investment property loans, multiple savings products, credit cards.
  • Fifth Federal Mortgage Corporation
  • 1905 Ferbrook Ave, Feasterville Trevose, PA, 19053
  • At Fifth Federal Mortgage Corporation. We are a full-service mortgage company based in Feasterville Trevose, PA. We specialize in Home Purchase Loans and Refinance in Feasterville Trevose. We also serve the surrounding cities in Bucks County. Whether you are buying a home or refinancing in the zip code 19053.
  • First Choice Lending of New Jersey Inc
  • 5 Neshaminy Interplax, Suite 300, Feasterville Trevose, PA, 19053
  • First Choice Lending of New Jersey Inc, is a small Mortgage Company, locate just outside of Philadelphia, in Trevose PA. First Choice Lending has been helping Union Members and their families for over a decade. Our team and staff have the experience you need to guide you through the rocky terrains in order to refinance or to purchase a new home.
  • First Heritage Mortgage Services
  • 2655 Neshaminy Interplex Dr, Feasterville Trevose, PA, 19053
  • At First Heritage, we have one main goal: Providing our partners with the utmost Mortgage solutions for their members. We understand the importance of offering your members the mortgage services they need, and we will make the process simple for you. Communication is imperative, so we will strive to produce a trusted partnership.
  • Ax Capital LLC
  • 922 Bustleton Pike, Feasterville Trevose, PA, 19053
  • Do you spend more time applying to large banks and wait months and months for an approval? Have you ever lost a deal due to your inability to obtain quick funding? Let’s be realistic here. We have all been there. We offer private money loans to investors who need cash now. With the right collateral we can help you finance your next project.
  • Northampton Area School District Employees Credit Union
  • 2014 Laubach Avenue, Northampton, PA, 18067
  • A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.
  • Greater Texas Credit Union
  • 6411 North Lamar Boulevard, Austin, TX, 78758
  • Greater Texas Credit Union is proud to have been voted a "Top Workplace"​ every year since 2012. With over 200 employees spread out throughout Texas, our goal is to be a force for good in the communities we serve. To accomplish that goal, we value our employees and invest in them so they can meet the needs of our members.
  • United Heritage Credit Union
  • 12208 N Mopac Expy, Austin, TX, 78758
  • Headquartered in Austin, Texas, United Heritage CU serves the greater Austin and Tyler areas through twelve branch locations including Manchaca, Slaughter, Georgetown, Lakeway, Kyle and Tyler. Membership is open to anyone that lives, works or attends school within Travis, Williamson, Bastrop, Caldwell, Hays, Smith and Wood county.
  • Amplify Credit Union
  • 2800 Esperanza Crossing, Building 2, Austin, TX, 78758
  • Amplify Credit Union combines digital-first financial services with the emphasis on community you expect from your neighborhood credit union 1967 is a member-owned financial cooperative with more than 60, 000 members and almost $1 billion in assets. Our team lives and works in the communities we serve, making us the foremost experts.