Explore the differences! FHA VS Conventional loan programs in Morrilton, Conway County, Arkansas

As of 2026, in Morrilton, part of Conway county in AR, the limit for Conventional loans is $726,200, whereas the FHA loan limit for a single-family home stands at $472,030.

Leverage the Lendersa® calculator to assess today's optimal rates for Conventional versus FHA versus USDA loans. Understand the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator allows for a comprehensive comparison of Conforming Conventional loans alongside USDA, FHA, and VA loans, providing clarity on the best option for your financial context in AR.

Examine loan offers from a wide pool of 100 lenders

Overview of 2026 loan limits and down payment criteria in Morrilton, Conway, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This information applies to zip codes: 72110

Exploring Conventional and FHA loan possibilities in Morrilton, AR

The mission of Lendersa® is to secure optimal Conventional, USDA, or FHA loans swiftly and with ease. Choose from three initial strategies that link you to matching lenders and loan options designed for your needs.

USDA loan requests and results via Lendersa


  • Purple Ink Mortgage
  • 5506 Walsh Ln, Suite 206, Rogers, AR, 72758
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Thrive Mortgage, LLC
  • 5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
  • Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans

  • River Valley Community Federal Credit Union
  • 340 Cash Road SW, Camden, AR, 71701
  • River Valley Community Federal Credit Union is a member owned financial institution whose purpose is to promote the financial well-being of its members by being committed to providing courteous, efficient and sound financial services. River Valley Community Federal Credit Union has a vision for growth and a heart for member service.

  • Arkansas Superior Federal Credit Union
  • 313 South Martin St, Warren, AR, 71671
  • Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.

  • Bank of Little Rock Mortgage
  • 500 SE Walton Blvd, Suite 18, Bentonville, AR, 72712
  • Bank of Little Rock Mortgage is a​ leading mortgage lender founded and headquartered in Arkansas. We originate residential home loans such as FHA, VA, Conventional, Rural Development and bond loans. We have several branches located throughout Arkansas, Alabama, Missouri. Florida and Utah.

  • Hero Mortgage, LLC
  • 609 SW 8th Street, Suite 600, Bentonville, AR, 72712
  • Hero Mortgage, LLC you’re buying, selling, refinancing or building your dream home, you have a lot riding on your Loan Officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.

  • New Season Mortgage, LLC
  • 900 SE 5th Street, Suite 22, Bentonville, AR, 72712
  • New Season Mortgage is a wholesale mortgage company. This simply means that we have more options to offer you. It allows you to shop for the best loan within your budget from one convenient place. No application fee. No Processing fee. The lowest interest rates in the industry.We’re local but offer a completely digital, streamlined experience.

  • West Plains Bank and Trust Company
  • 11 Court Sq, West Plains, MO, 65775
  • West Plains Bank and Trust Company is a Bank with operations in two states. West Plains Bank and Trust Company offers numerous mortgage programs including conventional, non-owner occupied, VA, USDA and construction mortgages and West Plains Bank and Trust Company, based in West Plains, Mo., operates four full-service and two drive-through branches

  • RiverBank
  • PO Box 397, Pocahontas, AR, 72455
  • We now offer Mobile Deposit Capture and encourage our mobile banking customers to check it out on your mobile device. Or, you may contact one of our customer service representatives for more information on the features of the product, such as how to enable Touch ID, etc. Our customers have requested this product

  • Ozark Bank
  • 106–112 North 2nd Ave, Ozark, MO, 65721
  • Ozark Bank is the only remaining home owned bank in Christian County. Chartered in 1906, Ozark Bank is in its 116th year of service to the residents of Christian County and surrounding communities. Ozark Bank was founded by a group of local businessmen with a vision to improve Ozark and Christian County by providing banking services

  • Mortgage Centers
  • 732 N 22nd St, Suite 105, Ozark, MO, 65721
  • The Mortgage Centers Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt

  • HOME MORTGAGE RESOURCE, INC.
  • 1409 S. Muskogee Ave, Suite 1, Tahlequah, OK, 74465
  • HOME MORTGAGE RESOURCE, INC full service mortgage company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.