FHA VS Conventional loan programs in 2026 for Morrilton, Conway County, Arkansas

As of 2026, in Morrilton, part of Conway county in AR, the limit for Conventional loans is $726,200, whereas the FHA loan limit for a single-family home stands at $472,030.

Leverage the Lendersa® calculator to assess today's optimal rates for Conventional versus FHA versus USDA loans. Understand the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator allows for a comprehensive comparison of Conforming Conventional loans alongside USDA, FHA, and VA loans, providing clarity on the best option for your financial context in AR.

Examine loan offers from a wide pool of 100 lenders

Overview of 2026 loan limits and down payment criteria in Morrilton, Conway, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This information applies to zip codes: 72110

Exploring Conventional and FHA loan possibilities in Morrilton, AR

The mission of Lendersa® is to secure optimal Conventional, USDA, or FHA loans swiftly and with ease. Choose from three initial strategies that link you to matching lenders and loan options designed for your needs.

USDA loan requests and results via Lendersa


Morrilton Lenders

  • Priority Federal Credit Union
  • 430 N Hampton, Russellville, AR, 72802
  • Lends in Arkansas
  • Priority Federal Credit Union was originally founded on September 28, 1967 as Pope County Educators Federal Credit Union with the idea of serving Pope County Schools and Arkansas Tech University.

    Through constant growth, we have added participating groups throughout the region

  • Central Arkansas Finance, Inc
  • 939 Locust St, Conway, AR, 72034
  • Lends in Arkansas
  • Central Arkansas Finance is located in Conway, Arkansas and has been one of the top mortgage lending firms in the State of Arkansas for over 10 years. We will represent you “the borrower” in obtaining the best possible financing. We are not tied to a particular lending institution and have access to many lenders.

  • Rudkin & Associates Mortgage
  • 43300 Higginbotham Road, Perryville, AR, 72126
  • Lends in Arkansas
  • The Rudkin & Associates Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Encore Bank
  • 1801 Rahling Rd, Little Rock, AR, 72223
  • Lends in Arkansas
  • Encore Bank is a private, boutique bank with a commercial focus that couples highly experienced and talented bankers with innovative technology to offer unprecedented levels of personal service and experiences to its clients through a hospitality-inspired concierge approach. Encore provides a full suite of financial products

  • Bank Ozk
  • 17901 Chenal Pkwy, Suite 100, Little Rock, AR, 72223
  • Lends in Arkansas
  • Bank OZK, we strive to build on our community Bank heritage by combining high ethical standards with innovative technologies to deliver truly exceptional service to our clients and communities. We are committed to implementing new ideas and cultivating relationships that encourage our communities, large and small, to grow and thrive.

  • Guardian Home Mortgage Corporation
  • 11825 Hinson Road, Suite 104, Little Rock, AR, 72212
  • Lends in Arkansas
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.

  • Benchmark Mortgage
  • 2121 Watt St, Suite B, Little Rock, AR, 72227
  • Lends in Arkansas
  • Benchmark is a full-service mortgage banker and seller-servicer We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence, positive attitude. Everything we do comes back to these five defined beliefs. Adhering to these values dictates the way we think, manage our business.

  • Eagle Bank & Trust
  • 650 S Shackleford Rd, Suite 150, Little Rock, AR, 72211
  • Lends in Arkansas
  • Eagle Bank & Trust Company has been serving customers in central Arkansas and beyond since 1919. From our humble beginnings, we’ve grown to 13 full-service Bank locations and mortgage loan production offices located in six states (Arkansas, Florida, Idaho, Louisiana, Mississippi, and Tennessee

  • Southern Bancorp (Lending Services ONLY)
  • 400 Hardin Rd, Suite 100, Little Rock, AR, 72211
  • Lends in Arkansas
  • Southern Bancorp is more than a bank. It is an opportunity center, a place where anyone can receive help no matter where they may be on their financial journey. We provide affordable and responsible banking products and financial development services to rural and underserved communities in the Mid-South.