FHA VS Conventional loan programs in Pinetop-Lakeside, Navajo County, Arizona

In 2025, the conventional loan limit for a single-family home in Pinetop-Lakeside, situated in the county of Navajo, AZ, is $726,200, while the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans, assessing the income, credit, and documentation needed to qualify. Our advanced calculator allows a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, assisting you in determining which program in AZ most suits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Pinetop-Lakeside, Navajo, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 85935, 85929

Explore Your Conventional and FHA Loan Options in Pinetop-Lakeside, AZ

The aim of Lendersa® is to quickly find the best Conventional, USDA, or FHA loan for you, without any hassle. Choose one of three pathways that link you with suitable lenders and programs.

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  • Smart Mortgage
  • 1701 North Emerald Dr., Prescott, AZ, 86301
  • The Smart Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • TOPCU - Tucson Old Pueblo Credit Union
  • 2500 E 22nd St, Tucson, AZ, 85713
  • Tucson Old Pueblo Credit Union opened its doors in 1935 with 19 members and $30.75 in assets. Established by Tucson firefighters & City employees, TOPCU was originally located at Fire Station #1 in downtown Tucson. Through the years TOPCU has expanded services & its field of membership to become an important part of Tucson’s financial marketplace.
  • Credit Union West
  • 503 W Van Buren St, Avondale, AZ, 85323
  • Credit Union West is an award-winning financial cooperative founded in 1951 on the Luke Air Force Base in Glendale, Arizona. Our core principals guide our decisions ensuring integrity and trusted member service. With more than $1 billion in assets and over 80, 000 members, we offer an array of personal banking, business services.
  • True North Mortgage LLC
  • 505 East Plaza Circle Drive, Suite D, Litchfield Park, AZ, 85340
  • True North Mortgage can help you achieve your goals. To set up the right Litchfield Park, AZ Mortgage plan for you, get in touch with us. Dan and Jim are a couple of guys that grew up together in the thriving metropolis of Camp Verde, Arizona. No, that's not some boys camp for troubled youth, it really is a place believe it or not.
  • SunWest Credit Union
  • 650 N Estrella Pkwy, Suite A6, Goodyear, AZ, 85338
  • Our goal at SunWest Federal Credit Union is to grow as an organization while staying true to our founding mission. Since our doors first opened 83 years ago, we have remained committed to providing exceptional service focused on dedication, integrity, and compassion to help our members grow and thrive.
  • Elite Mortgage Group
  • 17580 W Lavender Ln, Goodyear, AZ, 85338
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Capital RB Solutions LLC
  • 17816 S Whispering Glen Path, SAHUARITA, AZ, 85629
  • In a competitive real estate market, cash is king. What many investors have learned is that while cash may be king, it is not always completely necessary. Alternative lending options help provide investors who do not have (or want to deploy) all the cash required to fund a purchase and the rehabilitation the ability to compete with cash buyers, whi
  • Mill Mortgage, LLC
  • 3605 Crossing Dr, Suite A, Prescott, AZ, 86305
  • "Mill Mortgage services Arizona, California, Florida, and Washington. We have access to a wide variety of programs giving us the ability to place you in the best product that suites your needs. Competitive rates, low fees, quick turnaround times, accessibility, and great service are all standard, but what sets us apart is being able to provide."
  • American Southwest Credit Union
  • 3090 E Fry Blvd, Sierra Vista, AZ, 85635
  • We are a Co-Op and we help you thrive! By providing personal and business financial services to our members, with local decision making and local community investments, everyone benefits. We truly care about the success and financial well-being of our members. And when our members prosper, so do our communities.