FHA VS Conventional loan programs in 2025 for Tucson, Pima County, Arizona

In 2025, the conventional loan threshold in Tucson, located in the county of Pima, AZ, stands at $726,200, while for the FHA, it is set at $472,030 for single-family residences.

Utilize the Lendersa® Conventional loan calculator for a comprehensive comparison of today's rates across Conventional, FHA, and USDA loans. Assess your income, credit, reserves, and required documents to qualify. This advanced mortgage calculator enables you to evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to the best program for your financial needs in AZ.

Explore loan offers from over 100 lenders

Loan limits and downpayment requirements for 2025 in Tucson, Pima, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The detailed comparison applies to the following zip codes: 85705, 85707, 85706, 85756, 85723, 85726, 85724, 85701, 85708, 85711, 85748, 85745, 85747, 85716, 85714, 85715, 85712, 85713, 85710, 85719, 85730, 85702, 85703, 85709, 85717, 85720, 85721, 85722, 85725, 85731, 85732, 85738, 85751, 85754, 85775

Available Conventional and FHA loan alternatives in Tucson, AZ

Lendersa® is dedicated to ensuring you receive the optimal USDA, Conventional, or FHA loan, swiftly and efficiently. Choose between three paths that can lead you to the best lenders and loan options.

USDA loan request results and matches by Lendersa


  • The Summit Federal Credit Union
  • 100 Marina Drive, Rochester, NY, 14624
  • The Summit has one of the highest employee retention rates in the industry. It truly cares about its employees, helping them to achieve their personal and professional goals. At The Summit, we are committed to creating an inclusive professional environment where individual differences are respected and valued.
  • St Pius Federal Credit Union
  • 2998 Chili Avenue, Rochester, NY, 14624
  • St. Pius X Church Federal Credit Union has been open since 1967. The credit union has assets totaling $94.07 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Gates Chili Federal Credit Union
  • 2870 Buffalo Road, Rochester, NY, 14624
  • In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.
  • Advantage Financial Federal Credit Union
  • 1319 F Street NW, Suite 500, Washington, DC, 20004
  • Advantage Financial Federal Credit Union Our Credit Union was originally chartered in 1932 by a small group of Veterans Administration employees. They were dedicated to building a financial institution that would provide outstanding financial services...at the lowest possible cost
  • Industrial Bank
  • 4812 Georgia Avenue NW, Washington, DC, 20011
  • "Founded on August 20, 1934, Industrial Bank is the oldest and largest African American owned commercial bank in the metropolitan Washington region. Since 1934, the bank has delivered essential banking and financial services that have contributed greatly to the growth and development of the Washington, D.C. community.
  • 314 Capital
  • 455 Massachusetts Avenue NW, Unit 328, Washington, DC, 20001
  • 314 Capital We specialize in the direct origination of long and short term loans for residential and commercial investment properties. We're a alternative to Hard Money, which means our programs are designed as a lower cost option while helping the investor achieve their goals of building quality and sustainable housing across the nation
  • Your Mortgage Genie LLC
  • 13205 Sunfield Terrace, Fort Washington, MD, 20744
  • We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal
  • Potomac Trust Mortgage Company LLC
  • 10009 Indian Queen Point Road, Fort Washington, MD, 20744
  • Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.
  • First South Bank
  • 1311 Carolina Avenue, Washington, NC, 27889
  • Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered
  • FedFinancial Federal Credit Union
  • 11233 Lockwood Drive, Silver Spring, MD, 20901
  • FedFinancial Federal Credit Union is a financial institution that operates solely for the benefit of its members. The organization offers great deals on savings accounts, checking accounts and share certificates. We also offer low-rate mortgages, auto and personal loans and Platinum Rewards VISA card that pays you a 1.5% Rebate.