FHA VS Conventional loan programs in 2026 for Tucson, Pima County, Arizona
In 2026, the conventional loan threshold in Tucson, located in the county of Pima, AZ, stands at $726,200, while for the FHA, it is set at $472,030 for single-family residences.
Utilize the Lendersa® Conventional loan calculator for a comprehensive comparison of today's rates across Conventional, FHA, and USDA loans. Assess your income, credit, reserves, and required documents to qualify. This advanced mortgage calculator enables you to evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to the best program for your financial needs in AZ.
Loan limits and downpayment requirements for 2026 in Tucson, Pima, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The detailed comparison applies to the following zip codes: 85705
Available Conventional and FHA loan alternatives in Tucson, AZ
Lendersa® is dedicated to ensuring you receive the optimal USDA, Conventional, or FHA loan, swiftly and efficiently. Choose between three paths that can lead you to the best lenders and loan options.
A member of the Tucson community since 1952, Hughes Federal Credit Union is dedicated to enriching the financial lives of the people and community we serve. This commitment extends to our employees as well. Named #1 Credit Union in Arizona by Forbes, Hughes serves over 157,000 members with $1.8 billion in assets and is growing every day.
Pima Federal Credit Union since In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We’re here for our members and we thrive by delivering on our value promise of Smart. Simple. Personal
Blue Sky Mortgage, Inc. is a full service mortgage broker providing real estate financing anywhere in Arizona. Richard has a BS degree in Mechanical Engineering from the University of California at Davis. Originally from New York, Richard’s first involvement in real estate was in California in the early 1970′s.
We have very competitive Interest Rates. Our loans are customized to fit the borrower's needs. Because we are a small company, we can follow every detail of your transaction. We will keep you informed regarding the loan progress, from start to finish. We have access to a large network of investors. We have a wide variety of products
Armor Investment Company in October 0f 1981. Back then interest rates for FHA/VA Loans were hovering in the 18-20% range. I noticed that seasoned notes and mortgages were being cashed in by worried investors. These notes bearing 6-8% interest were being discounted to yield investors 20-25% interest. Wow! That caught my attention.
Commerce Bank of Arizona, established in 2002 in Tucson, Arizona, is a full-service community bank that caters to small-to mid-sized businesses and real estate professionals. CBAZ offers commercial clients with a variety of services ranging from U.S. Small Business Administration (SBA) financing solutions, construction loans.
Tucson Old Pueblo Credit Union opened its doors in 1935 with 19 members and $30.75 in assets. Established by Tucson firefighters & City employees, TOPCU was originally located at Fire Station #1 in downtown Tucson. Through the years TOPCU has expanded services & its field of membership to become an important part of Tucson’s financial marketplace.
215 West Giaconda Way, Suite 107, Tucson, AZ, 85704
Lends in Arizona
Edwards Financial Services, matching people with the right types of loan packages is what we do. We'll start you out with an in-depth consultation, getting the information we need so we can get to work for you. Based on your financial situation, we'll discuss the different options with you and explain the characteristics of each.
4570 North 1st Avenue, Suite 110, Tucson, AZ, 85718
Lends in Arizona
At Elite Lending Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you.
