FHA VS Conventional loan in Alamo, Contra Costa County, California

In 2026, the Conventional loan limit for Alamo, located in Contra Costa county, CA, is set at $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare the top rates for Conventional, FHA, and USDA loans today. Learn what income, credit, reserves, and documentation are needed to qualify. Our advanced mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA offerings, aiding in selecting the best program for your financial plan in CA.

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2026 Loan Limits and Down Payment Requirements in Alamo, Contra Costa, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table refers to these zip codes: 94507

Explore Conventional and FHA Loan Options in Alamo, CA

The mission of Lendersa® is to secure the most favorable loan for you, whether it's a Conventional, USDA, or FHA, quickly and efficiently. Select from three starting pathways that connect you to matching lenders and loan options.

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Alamo Lenders

  • Private Money Bancorp Inc.
  • 62 Incline Green Lane, Alamo, CA, 94507
  • Lends in California
  • Purchasing or refinancing your home can be a confusing process. Our mission is to hire and train the best talent in your local area to provide you with First Class service, advice, and products for today’s competitive real estate market. Our mortgage professionals have an average of 10 years of experience in home lending.

  • American Eagle Mortgage
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • Lends in California
  • "AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7.
    All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."

  • LendUS, LLC
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • Lends in California
  • LendUS® was created as a collaboration between RPM Mortgage and American Eagle Mortgage – two well-established mortgage companies with like-minded industry veterans. Together, we have formed one company, with one name, that is solely-focused on providing our clients smart advice and an easy process with super speed.

  • Diversified Capital Funding
  • 3201 Danville Blvd, Suite 295, Alamo, CA, 94507
  • Lends in California
  • At Diversified Capital Funding/American Pacific Mortgage (APM) NMLS #1850 our core mission is to create experiences that matter while serving the home financing needs of individuals and families in the communities where we live and work.We understand the importance of every transaction

  • The Mortgage Genie- Karen Douglas
  • 380 Diablo Rd, Suite 201, Danville, CA, 94526
  • Lends in California
  • Karen Douglas is a 23 year Bay Area mortgage professional with extensive experience and knowledge of the industry and its ever-changing landscape. Born and raised in the Bay Area, Karen has devoted much of her energy to developing happy homeowners in the greater Bay Area. Not limited to the local market, Karen’s resources span all of California.

  • Fiorella Giusti-Barrera | Haven Home Lending
  • 26 Bormio Ct, Danville, CA, 94526
  • Lends in California
  • Fiorella Giusti-Barrera is a Senior Loan Advisor she says that I am client-centered. I will hold your hand. I don't sell rates; I sell service. I will listen to understand your needs, both short term and long-term goals, then I will customize the loan options to fit your needs. I may show you how to pay off your mortgage early.

  • Persevere Lending
  • 600 San Ramon Valley Blvd, Suite 202, Danville, CA, 94526
  • Lends in California
  • Persevere Lending (PL) is a California Corporation, specializing in the brokerage of privately funded mortgage transactions for real estate in NC, primarily in the greater Bay Area. Trust Deed investing, also known as “private” or “hard” money, is a niche alternative investment vehicle which offers an attractive return with the security of a Deed.

  • Bay Area Mortgage Group
  • 425 El Pintado Road, Suite 134, Danville, CA, 94526
  • Lends in California
  • Bay Area Mortgage Group is a professional Mortgage Brokerage serving the entire SF Bay Area. Bay Area Mortgage Group is here to help you achieve your real estate financing goals. Buying or refinancing a home can be a stressful experience. Bay Area Mortgage Group is ready to help.

  • StoneCastle Land and Home Financial, Inc.
  • 380 Diablo Road, Suite 201, Danville, CA, 94526
  • Lends in California
  • Our team is committed to providing our clients with the highest quality of financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Saga Financial Group, Inc.
  • 425 El Pintado Road, Suite 145, Danville, CA, 94526
  • Lends in California
  • Saga Financial Group, Inc. was founded in 2018 in Danville, CA with the goal of helping people begin, continue, and realize the part of their saga involving home ownership. Whether a first time home buyer, a veteran investor, or someone simply seeking to update their financial situation to meet changing needs.