FHA VS Conventional loan in Benicia, Solano County, California

In the year 2025, the Conventional loan limit for Benicia, in the county of Solano, CA, is $726,200. For a single-family home, the FHA loan limit is $685,400.

To assess the best current rates between Conventional, FHA, and USDA loans using the Lendersa® Conventional loan calculator, evaluate the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding you in determining which program in CA best suits your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Benicia, County of Solano, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $491,200 0%
FHA $685,400 3.5%

This comparison table pertains to the following zip codes: 94510

Conventional and FHA Loan Options in Benicia, CA

Lendersa® aims to help you find the best loan solution, be it Conventional, USDA, or FHA, quickly and without complications. Choose from one of three starting options to connect with lenders and loan programs that meet your needs.

Discover matching results for Lendersa USDA loan requests


  • DEBT DOES DEALS
  • 305 W. Woodard, Suite 209, Denison, TX, 75020
  • DEBT DOES DEALS shows clients how to use mortgage debt to build a legacy. From purchasing your first home, to refinancing an existing home loan, or building a home from scratch, we will provide you the best home loan to make your financial dreams a reality. debtdoesdeals.com is your online resource for personalized mortgage solutions,
  • Apple Capital Group, Inc.
  • 201 E Abram St, Suite 120, Arlington, TX, 76010
  • Apple Capital Group, our main goal is to provide our clients with a full line of small business asset based loans. We are truly committed to understanding your exact business requirements and will gladly help you overcome future challenges. we are dedicated to empowering our clients to meet these challenges and to achieve the growth.
  • Rubin Home Loans powered by Francis Colonial Mortgage
  • 318 W Main Street, Suite 100, Arlington, TX, 76010
  • Rubin Home Loans has a desire to see your dreams come to reality. We pride ourselves in being efficient, professional, and personal while guiding you through your real estate finance needs.We have 20+ years lending experience that includes closing, processing, underwriting, and sales.
  • Vista Mortgage Corp
  • 219 Billings St, Suite 360, Arlington, TX, 76010
  • Vista Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Francis Colonial Mortgage
  • 318 W Main St, Arlington, TX, 76010
  • Our mission is to serve you with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • V3 Lending
  • 2591 Dallas Parkway, Frisco, TX, 75034
  • V3 Lending approaches commercial real estate and business lending with our clients in mind. We understand that each client’s situation is unique and not everyone falls under a black and white lending guideline. Business owners and real estate investors frequently need customized financing solutions that resolve their unique situation.
  • Thorn Home Loans
  • 4645 Wyndham Ln, Suite 130, Frisco, TX, 75034
  • Pam Thorn connect people with their dream of home ownership, whether first-time buyers, move-up buyers or those wanting to refinance. By reviewing goals and discussing options up front, I can provide loan programs that meet needs and enhance long-term wealth. Pam Thorn is a concierge lender, available outside of "banker hours".
  • Lear Financial Group LLC
  • 2814 Hidden Knoll Trail, Frisco, TX, 75034
  • Lear Financial Group both retail and wholesale mortgage lending as Branch Trainer, Senior Account Executive, Sales Manager, Sales Training Manager and Loan Officer. My extensive experience helps me to ensure that my clients are not only getting the best loan for their unique situation
  • dlb Mortgage Services LLC
  • 6160 Warren Parkway, Suite 100, Frisco, TX, 75034
  • Debbie Bloyd, the founder of DLB Mortgage Services, has had experience in mortgage, estate planning, investments, insurance, and real estate. We provide the best rates and overall financial analysis for our clients. Debbie has a real estate license and helps you navigate any problem you are facing.
  • Virtuous Mortgage Lending, LLC
  • 6735 Salt Cedar Way, Building 1, Suite 300, Frisco, TX, 75034
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.