FHA VS Conventional loan programs in Long-Beach, Los Angeles County, California

In 2025, Convetional loan limit in Long-Beach, county of Los Angeles, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Long-Beach, county of Los Angeles, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 90822, 90804, 90805, 90806, 90807, 90802, 90803, 90808, 90831, 90814, 90813, 90810, 90815, 90801, 90832, 90833, 90840, 90842, 90844, 90846, 90847, 90848, 90853

Conventional and FHA loan options in Long-Beach, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Own Mortgage, Inc
  • 2455 4th Avenue, San Diego, CA, 92101
  • Own Mortgage is San Diego and Orange County based Mortgage company We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process
  • Summit Point Financial Group, Inc.
  • 2535 Kettner Boulevard, Suite 2A5, San Diego, CA, 92101
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • American Security Mortgage
  • 108 Ivy Street, San Diego, CA, 92101
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. We will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financial needs. Whether you are a first time or seasoned home buyer purchasing your dream home,
  • La Jolla Real Estate Services
  • 925 B Street, Suite 403, San Diego, CA, 92101
  • At La Jolla Lending, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest
  • United Wholesale Funding
  • 350 10th Ave Ste. 1000, San Diego, CA, 92101
  • At UWM, we’re dedicated to making dreams come true for our team members, our broker partners and homeowners nationwide. Everything we do is designed support our partners’ business and grow the broker channel as a whole. We’re a winning team working together to deliver the fastest turn times in the industry,
  • Griffin Funding
  • 2445 5th Avenue Suite 300, San Diego, CA, 92101
  • Griffin Funding, Inc., is a mortgage company with access to wholesale rates that originates loans throughout the states of Arizona, California, Colorado, Florida, Hawaii, Tennessee, Texas, and Washington. We specialize in VA Loans and Self-Employed Jumbo Loans. Call us today for a free consultation 855-595-6195
  • RanchoTed
  • 710 W. Ivy St, San Diego, CA, 92101
  • The founder of ranchoted, Ted Przybylek, is a well-rounded, highly experienced financial specialist and a private money lending expert. ranchoted stands for genuinely helping people with their real estate financing needs, assisting them through whatever situation they are in. With 30+ years in the lending industry, Ted has assisted buyers and selle
  • Zero Point Loans Inc.
  • 4440 Twain Avenue, Suite 101, San Diego, CA, 92120
  • Zero Point Loans because we were tired of Big Banks gouging customers. We decided that, if we gave up the idea of having a big building downtown like them, we could cut costs and pass them on to our customers. Maybe you really don’t care – you’re just here for the low rates and fees.
  • Pacific Home Mortgage Funding, Inc.
  • 4060 30th Street, San Diego, CA, 92104
  • We specialize in finding the right home loan for each customer. Whether you are a first home buyer or an experienced property investor, we want to exceed your expectations and ensure you are comfortable throughout the home loan process. Pacific Home Mortgage Funding, Inc. is working hard to advise and assist borrowers in obtaining their home loans.
  • Grander Home Loans, Inc.
  • 3930 Oregon St, Suite 200, San Diego, CA, 92104
  • Our primary goal is to provide excellent service to our customers.We promptly return phone calls & respond to emails & letters.Throughout the lending process, we provide regular loan updates & progress reports so you always know the status of your loan application.We pride ourselves in delivering the most competitive mortgage rates & product.
  • Ameripro Lending, Inc.
  • 26149 Matlin Rd, Ramona, CA, 92065
  • We are here for you. From the start, you can expect your conversations with us to be friendly, educational, and comprehensive. It is our priority to take the time to truly get to know you and the specific details of your individual situation. You can count on us to dedicate our time and many years of expertise to help you reach your Home