FHA VS Conventional loan in Long-Beach, Los Angeles County, California

In 2025, the conventional loan cap for a single-family home in Long-Beach, located in Los Angeles county of CA, is set at $970,800, while the FHA cap is $970,800.

Leverage the Lendersa® Conventional loan calculator to evaluate today's ideal rates between Conventional, FHA, and USDA options. This tool aids in determining the needed income, credit, reserves, and documents to qualify. Compare side-by-side a variety of loans like Conforming Conventional, USDA, FHA, and VA to identify the best choice for your financial conditions in CA.

Explore competitive loan offers from 100 lenders

2025 loan limits and down payment requirements in Long-Beach, Los Angeles county, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

These comparisons are applicable to the following zip codes: 90822, 90804, 90805, 90806, 90807, 90802, 90803, 90808, 90831, 90814, 90813, 90810, 90815, 90801, 90832, 90833, 90840, 90842, 90844, 90846, 90847, 90848, 90853

Explore Conventional and FHA Loans in Long-Beach, CA

Lendersa® seeks to effortlessly provide the most advantageous Conventional, USDA, or FHA loan promptly. You can choose from three starting points ranging from detailed requests to rate comparisons or accessing a vast lender database, maximizing the chances of finding suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Vallejo Team
  • 363 S San Dimas Ave, San Dimas, CA, 91773
  • The The Vallejo Team Team is your premier mortgage team located in San Dimas, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California area. Helping families achieve the dream of home ownership for over 15 years.
  • Redx Lending
  • 100 West Foothill Boulevard, Suite 205, San Dimas, CA, 91773
  • redxlending.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor
  • Cactus Lending Inc.
  • 981 W Arrow Hwy, Suite 187, San Dimas, CA, 91773
  • Cactus Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Better Home Financial, Inc.
  • 151 West Bonita Avenue, San Dimas, CA, 91773
  • Better Home Financial, Inc. is a full service mortgage lender that was founded by Wally Nikowitz in San Dimas, California in 1988. Building upon a decade of career success with a national CPA firm, Founder/CPA Wally merged his extensive experience in finance, accounting, tax and business with his passion for helping family, friends.
  • First American Wholesale Lending Corp
  • 6303 Owensmouth Ave 10th Floor, Woodland Hills, CA, 91367
  • Founded in 2006, First American Wholesale Lending is the #1 lender with a diversified portfolio of mortgage products that can cater to any client’s needs. We work with any client, regardless of experience and loan closing occur in as fast 5 days. We have help thousands over the years. There is no deal we cannot fund.
  • Loanbridge Funding
  • 21045 Erwin Street, Suite 1A, Woodland Hills, CA, 91367
  • At Loanbridge Funding, we believe in educating clients about their options and guiding them through the entire process. We take great pride in being our clients’ biggest advocate and works tirelessly to get them the best terms. Our experience allows us to properly present each client with their best options
  • LendwithAlex
  • 6200 Canoga Ave, Suite 103, Woodland Hills, CA, 91367
  • Whether you’re buying, selling, ReFinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Priority Capital Corporation
  • 6355 Topanga Canyon Boulevard, Suite 240, Woodland Hills, CA, 91367
  • At Priority Capital Corp., we have access to a variety of loan programs with best rates and fastest turnaround time possible. My goal is to offer the best options available to my clients and make the loan process as simple and worry-free as possible. I also work with seasoned real estate investors and developers of condominium developments
  • TLC Realty
  • 5942 Pat Avenue, Woodland Hills, CA, 91367
  • TLC Property Management Company has strong communication skills and exemplifies responsive customer service. Our managers are exceptionally organized, knows the basics of marketing skills and are honest and trustworthy. Our managers know landlord-tenant laws and regulations and we respond quickly to maintenance requests.
  • LP Financial Inc.
  • 6320 Canoga Ave, Suite 210, Woodland Hills, CA, 91367
  • Loan Professors on a misssion to simplify home buying and financing we believe home financing should be fast, transparent, and affordable for everyone. That’s why we’ve streamlined the entire mortgage process to make it faster and more efficient while reducing costs and passing on the savings to you
  • All Saints Lending Inc
  • 21550 Oxnard Street, 3rd Floor, Suite 300, Woodland Hills, CA, 91367
  • All Saints Lending, Inc. has the expertise in helping customers find the right mortgage products. Whether you are a first-time home buyer, or an existing home owner on the move, we can help. Even if you want to buy an investment property or dream vacation home, we offer a variety of mortgage options and competitive mortgage rates.