Explore the differences! FHA VS Conventional loan programs in Perris, Riverside County, California

For the year 2025, the limit for conventional loans in Perris, situated in Riverside county of CA, is set at $726,200. Similarly, the FHA loan limit for a single-family home reaches up to $644,000.

Use the Lendersa® Conventional loan calculator to contrast today's best rates between Conventional, FHA, and USDA loans. This tool helps assess income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans in a side-by-side manner, assisting you to decide on the most appropriate program in CA based on your specific financial needs.

Explore loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Perris, Riverside County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $460,000 0%
FHA $644,000 3.5%

This comparison table is applicable to the following zip codes: 92570, 92571, 92585, 92572, 92599

Exploring Conventional and FHA Loan Options in Perris, CA

Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose from one of the three approaches to find matching lenders and loan programs tailored to your requirements.

Lendersa USDA loan request and results visualization


  • Assured Mortgage Company
  • 285 West Bullard Avenue, Suite 103, Fresno, CA, 93704
  • Assured Mortgage Company are a friendly firm of Mortgage Professionals who are happy to meet with you face to face or over the phone or email to provide a service that’s right for you. Our Services include offering advice and solutions on Mortgages. Our aim is to leave you worry free about your funding source because you know you are in safe hands.
  • Peerless Lending, Inc.
  • 5200 N. Palm Ave, Suite 114, Fresno, CA, 93704
  • Peerless Lending work with multiple wholesale providers of mortgage products of all types - FHA, VA, Conventional, USDA, CalHFA, Jumbo, Alt QM, etc. Based on our clients personal situation and profile, we will work to link them to the product most aligned with their goals. Our mission is to provide the best mortgage advice
  • De Young Mortgage
  • 677 W Palmdon Drive Suite #208a, Fresno, CA, 93704
  • De Young Mortgage, Inc. a local San Joaquin Valley California home mortgage broker, is a one-stop financing resource for all homebuyers and homeowners,which aims to make the home loan process both simple and satisfying.Since 2012, De Young Mortgage has been helping homeowners in the Clovis & Fresno area finance the American Dream of home ownership.
  • New Age Mortgage Services
  • 3252 Whiteash Ave, Clovis, CA, 93619
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Green Valley Real Estate and Mortgage
  • 2308 Lombard Lane, Clovis, CA, 93619
  • Welcome to Green Valley Real Estate and Mortgage, your one stop home buying and selling destination. Looking to buy or sell a home? Be sure to contact us or view the current market right here. Searching for your next home just became a lot easier with our free, up to date real estate search that allows you to search just like an agent.
  • North Bay Capital
  • 808 Blackwood, Clovis, CA, 93619
  • North Bay Capital is the premiere real estate and mortgage brokerage in Sonoma County. We see real estate as a durable asset which has been used by countless people through time to generate wealth through its investment. When you invest in capital, like real estate, you’re ensuring future prosperity.
  • Central Valley Communtiy Bank
  • 7100 North Financial Drive, Suite 101, Fresno, CA, 93720
  • At Central Valley Community Bank, our customers are our greatest asset. We are committed to knowing you by name and building a satisfying relationship to be the best advocate for you and your business. Everyone has unique financial challenges, and we'll take time to understand yours.
  • ALLIANCE MORTGAGE LENDING SERVICES INC
  • 7944 N. Maple Ave, Suite 116, Fresno, CA, 93720
  • Founded in 1997, Alliance Mortgage is a local mortgage company comprised of a few good mortgage professionals with deep roots in the Valley as well as comprehensive knowledge and profound experience in mortgage finance and real estate. Servicing the financing needs of homebuyers..
  • DSD Financial Inc.
  • 7614 N. Fresno St, Suite 102, Fresno, CA, 93720
  • DSD Financial partners with mortgage brokers in California to provide a simple funding source for your both Owner and Non-Owner Occupied lending needs. We have direct capital to lend and fully control the lending process from start to finish to allow for quick closings.Stop searching for a solution for your hard to place private money loans
  • L.O.A.N. Services, Inc.
  • 7067 N Mariposa St, Suite 105, Fresno, CA, 93720
  • We are a full service mortgage company based in Fresno. We specialize in VA Mortgage Loans in Fresno & Fresno County. We also serve the surrounding cities such as Clovis, Madera, Kerman, Sanger, Selma, Reedly, Kingsburg, Hanford, and Lemoore. Whether you are buying a home or refinancing in any of these zip codes 93711, 93720, or 93612,